Installment Lending Survey

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Installment Lending Survey

  1. 1. Installment Lending Survey Thomas A. Durkin
  2. 2. Background • Installment Lending Sometimes Overlooked • Rate Ceilings: The Oldest Running Controversy • Regulations Have Implications • Still Arguments Whether Credit Use Good or Bad
  3. 3. New Survey of Installment Loans • Coverage • Some Project Difficulties – Business – Legal – Practical (I. T. and Processing) • Some Limitations
  4. 4. Findings • Size • Maturities • Credit Risk • Rates • Payments • Borrower Age • Variation By Location
  5. 5. Installment Lending Survey Thomas A. Durkin

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