Indias Cards and Payments Industry: Emerging Opportunities, Trends, Size, Drivers, Strategies, Products and
Competitive La...
by 2016. To capitalize on this growing niche segment, banks and card issuers are making a significant effort to
target thi...
3.1.4 Direct Debit
3.1.5 Credit Transfer

4 Regulatory Framework And Card Fraud Statistics
4.1 Regulatory Framework
4.1.1 ...
7.3.1 Analysis By Volume Of Cards In Circulation
7.3.2 Analysis By Transaction Value
7.3.3 Analysis By Transaction Volume
...
9.5.2 Issuer Share Analysis

10 Analysis Of Prepaid Card Payments And Growth Prospects
10.1 Overall Category Size And Fore...
13.2 Definitions
13.3 Contact Timetric
13.4 About Timetric
13.5 Timetric’s Services
13.6 Disclaimer
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Indias Cards and Payments Industry:Industry Analysis Report

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Indias Cards and Payments Industry:Industry Analysis Report

  1. 1. Indias Cards and Payments Industry: Emerging Opportunities, Trends, Size, Drivers, Strategies, Products and Competitive Landscape Synopsis The report provides market analysis, information and insights into India’s cards and payments industry, including: Current and forecast values for each category of India’s cards and payments industry including debit cards, credit cards, prepaid cards and charge cards. Comprehensive analysis of the industry’s market attractiveness and future growth areas. Analysis of various market drivers and regulations governing India’s cards and payments industry. Detailed analysis of the marketing strategies adopted for selling debit, credit, charge and prepaid cards used by various bankers and other institutions in the market. Comprehensive analysis of consumer attitudes and their buying preferences for cards. Competitive landscape of India’s cards and payments industry. Executive summary The Indian cards and payments industry registered significant growth during the review period (2008–2012). The card payments channel grew at a CAGR of 27.05%, to reach 456.8 million cards in circulation by the end of 2012. In value terms, the card payments channel valued INR19.4 trillion (US$363.0 billion) in 2012. Changing lifestyle demographics, increased popularity of online shopping and higher disposable income per capita supported the growth of cards in circulation. Many Indian banks expanded their networks of automated teller machines (ATMs) during the review period. Part of this expansion involved installing point-of-sale (POS) terminals that accept both debit and credit card payments. Nationally, these terminals registered a CAGR of 17.21% during the review period, increasing from 448,000 terminals in 2008 to 845,653 in 2012. The number of ATMs installed increased at a review-period CAGR of 27.13%, from 43,651 in 2008 to 114,014 in 2012. Scope This report provides a comprehensive analysis of India’s cards and payments industry. It provides current values for India’s cards and payments industry for 2012 and forecast figures for 2017. It details the different macroeconomic, infrastructural, consumer and business drivers affecting India’s cards and payments industry. It outlines the current regulatory framework in the industry. It details the marketing strategies used by various bankers and other institutions. It profiles the major banks in India’s cards and payments industry. Reasons to buy Make strategic business decisions using historic and forecast market data related to India’s cards and payments industry and each market within it. Understand the key market trends and growth opportunities within India’s cards and payments industry. Assess the competitive dynamics in India’s cards and payments industry. Gain insights into the marketing strategies used for selling various types of cards in India. Gain insights into key regulations governing India’s cards and payment industry. Key highlights India is the fourth-largest country in terms of the number of resident high net worth individuals (HNWIs). By the end of December 2012, the country had 290,552 HNWIs, and this number is projected to reach 547,893 Indias Cards and Payments Industry: Emerging Opportunities, Trends, Size, Drivers, Strategies, Products and Competitive Landscape
  2. 2. by 2016. To capitalize on this growing niche segment, banks and card issuers are making a significant effort to target this group as HNWIs traditionally show a greater willingness to use non-cash payment methods such as credit, debit and prepaid cards. According to 2012 RBI estimates, around 43.8% of the Indian population remains unbanked, and rely heavily on cash transactions. Of the total unbanked population, INR46.5 trillion (US$869.8 billion) worth of cash transactions were registered in 2012. RBI regulations relating to financial inclusion mean that banks are presented with a significant opportunity to target and market prepaid card products, especially in rural areas. To increase card usage, the Reserve Bank of India (RBI) capped the Merchant Discount Rate (MDR) for debit card transactions at 0.75% for any transaction below INR2,000 (US$37.4), and 1% for any transaction above INR2,000 (US$37.4) in June 2012 from the earlier MDR charges of 1–2.5%. The Indian cards and payments industry registered significant growth during the review period (2008–2012). The card payments channel grew at a CAGR of 27.05%, to reach 456.8 million cards in circulation by the end of 2012. In value terms, the card payments channel valued INR19.4 trillion (US$363.0 billion) in 2012. table Of Contents 1 Executive Summary 2 Analysis Of Industry Environment, Key Trends And Drivers 2.1 Payment Infrastructure And Emerging Technologies 2.1.1 Atms 2.1.2 Poss 2.1.3 Emv 2.1.4 Internet Penetration 2.1.5 Near-field Communication (nfc) 2.1.6 Mobile Payments 2.2 Business Drivers 2.2.1 Competitive Pressure 2.2.2 Online Trade Dynamics 2.2.3 Retail Dynamics 2.3 Economic Drivers 2.3.1 Gdp 2.3.2 Inflation 2.3.3 Gdp Per Capita Income 3 Cards And Payments Industry Share Analysis 3.1 Overview Of The Cards And Payments Industry 3.1.1 Cash 3.1.2 Checks 3.1.3 Card Payments Indias Cards and Payments Industry: Emerging Opportunities, Trends, Size, Drivers, Strategies, Products and Competitive Landscape
  3. 3. 3.1.4 Direct Debit 3.1.5 Credit Transfer 4 Regulatory Framework And Card Fraud Statistics 4.1 Regulatory Framework 4.1.1 Security Regulations And Guidelines 4.1.2 Foreign Direct Investment (fdi) Regulations 4.2 Card Fraud Statistics 4.2.1 Card-not-present Fraud 4.2.2 Counterfeit Cards 4.2.3 Cards Lost Or Stolen 5 Emerging Consumer Attitudes And Trends 5.1 Industry Segmentation And Targeting 5.1.1 Retail Customers 5.1.2 Corporate Users 5.2 Travel And Tourism Spending 5.2.1 Outbound Tourist Volume 5.2.2 Outbound Tourist Spending 5.2.3 Outbound Tourist Card Spending 5.3 Retail Card Spending 5.3.1 Analysis By Product Categories 5.3.2 Analysis By Retail Channels 6 Analysis Of Card Payments Channel And Growth Prospects 6.1 Channel Share Analysis By Card Category 6.2 Size And Forecast Of The Card Payments Channel 6.2.1 Analysis By Number Of Cards In Circulation 6.2.2 Analysis By Transaction Value 7 Analysis Of Credit Card Payments And Growth Prospects 7.1 Overall Category Size And Forecast 7.1.1 Analysis By Volume Of Cards In Circulation 7.1.2 Analysis By Transaction Value 7.1.3 Analysis By Transaction Volume 7.2 Transaction Share Analysis By Channel 7.2.1 Analysis By Transaction Value 7.2.2 Analysis By Transaction Volume 7.3 Personal Credit Cards Size And Forecast Indias Cards and Payments Industry: Emerging Opportunities, Trends, Size, Drivers, Strategies, Products and Competitive Landscape
  4. 4. 7.3.1 Analysis By Volume Of Cards In Circulation 7.3.2 Analysis By Transaction Value 7.3.3 Analysis By Transaction Volume 7.4 Commercial Credit Cards Sub-category Size And Forecast 7.4.1 Analysis By Number Of Cards In Circulation 7.4.2 Analysis By Transaction Value 7.4.3 Analysis By Transaction Volume 7.5 Competitive Landscape 7.5.1 Scheme Share Analysis 7.5.2 Issuer Share Analysis 8 Analysis Of Debit Card Payments And Growth Prospects 8.1 Overall Category Size And Forecast 8.1.1 Analysis By Number Of Cards In Circulation 8.1.2 Analysis By Transaction Value 8.1.3 Analysis By Transaction Volume 8.2 Transaction Share Analysis By Channel 8.2.1 Analysis By Transaction Value 8.2.2 Analysis By Transaction Volume 8.3 Competitive Landscape 8.3.1 Scheme Share Analysis 8.3.2 Issuer Share Analysis 9 Analysis Of Charge Card Payments And Growth Prospects 9.1 Overall Category Size And Forecast 9.1.1 Analysis By Number Of Cards In Circulation 9.1.2 Analysis By Transaction Value 9.1.3 Analysis By Transaction Volume 9.2 Transaction Share Analysis By Channel 9.2.1 Analysis By Transaction Value 9.2.2 Analysis By Transaction Volume 9.3 Personal Charge Cards Segment Size And Forecast 9.3.1 Analysis By Number Of Cards In Circulation 9.3.2 Analysis By Transaction Value 9.3.3 Analysis By Transaction Volume 9.4 Commercial Charge Cards Sub-category Size And Forecast 9.4.1 Analysis By Volume Of Cards In Circulation 9.4.2 Analysis By Transaction Value 9.4.3 Analysis By Transaction Volume 9.5 Competitive Landscape 9.5.1 Scheme Share Analysis Indias Cards and Payments Industry: Emerging Opportunities, Trends, Size, Drivers, Strategies, Products and Competitive Landscape
  5. 5. 9.5.2 Issuer Share Analysis 10 Analysis Of Prepaid Card Payments And Growth Prospects 10.1 Overall Category Size And Forecast 10.1.1 Analysis By Number Of Cards In Circulation 10.1.2 Analysis By Transaction Value 10.2 Open-loop Prepaid Cards Segment Size And Forecast 10.2.1 Analysis By Number Of Cards In Circulation 10.2.2 Analysis By Transaction Value 10.3 Closed-loop Prepaid Cards Segment Size And Forecast 10.3.1 Analysis By Number Of Cards In Circulation 10.3.2 Analysis By Transaction Value 11 Merchant Acquiring 11.1 Merchant Acquirers In The Country 12 Company Profiles Of Card Issuers 12.1 State Bank Of India (sbi) 12.1.1 Key Financials 12.1.2 Card Portfolio 12.1.3 Strategies 12.2 Icici Bank Ltd 12.2.1 Key Financials 12.2.2 Card Portfolio 12.2.3 Strategies 12.3 Hdfc Bank 12.3.1 Key Financials 12.3.2 Card Portfolio 12.3.3 Strategies 12.4 Axis Bank 12.4.1 Key Financials 12.4.2 Card Portfolio 12.4.3 Strategies 12.5 Citibank 12.5.1 Card Portfolio 12.5.2 Strategies 13 Appendix 13.1 Methodology Indias Cards and Payments Industry: Emerging Opportunities, Trends, Size, Drivers, Strategies, Products and Competitive Landscape
  6. 6. 13.2 Definitions 13.3 Contact Timetric 13.4 About Timetric 13.5 Timetric’s Services 13.6 Disclaimer ResearchMoz(http://www.researchmoz.us/) is the one stop online destination to find and buy market research reports & Industry Analysis. We fulfill all your research needs spanning across industry verticals with our huge collection of market research reports. We provide our services to all sizes of organizations and across all industry verticals and markets. Our Research Coordinators have in-depth knowledge of reports as well as publishers and will assist you in making an informed decision by giving you unbiased and deep insights on which reports will satisfy your needs at the best price. Contact: M/s Sheela, 90 State Street, Suite 700, Albany NY - 12207 United States Tel: +1-518-618-1030 USA - Canada Toll Free 866-997-4948 Email: sales@researchmoz.us Website: http://www.researchmoz.us/ Indias Cards and Payments Industry: Emerging Opportunities, Trends, Size, Drivers, Strategies, Products and Competitive Landscape

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