2. RULES OF THE GAME: Each player chooses an identity card. On
these cards is an identity that includes yearly salary, credit score, and
monthly bills. The card shows salary minus monthly expenses, giving each
player a “bottom line” for their possible spending money during the game,
and an itemized list of the monthly bills to aid in financial planning. Each
player has a calculator and score card to add in or subtract from the total
net worth as the game progresses, to keep track of their progress. All the
players are in close proximity in salary, but differ in credit score, rent/own,
and other assets at the beginning of the game.
As players travel around the board with the roll of the die, they take
Choice cards and have to make choices about saving or spending. Gamble
cards involve future moves based on what the player experiences later in
the game or at the end of the game. They also have one-time
emergencies or windfalls in the Luck cards. All cards are kept except
Gamble, which can either be kept or discarded back to the bottom of the
Gamble deck.
At the end of the game, each player adds in the Gamble cards they chose
to keep, chooses an “end” card that sums up their net worth, and the
person with the most savings/net worth wins.
3. Choice Cards
• Buy a car – payment at their FICA score,
monthly payment and maintenance
subtracted from net worth, transportation
costs added back in to net worth.
• Buy a house – payment at their FICA
score, monthly payments and
maintenance subtracted from net worth,
rent added back in to net worth.
• Take a second job – monthly salary added
in, costs associated with work.
• Save a percentage of salary – adding
earned income into net worth.
• Pay for gifts on credit cards – FICA score
determines monthly payments, subtracted
from net worth.
• Pay for more insurance based on salary.
Luck Cards
• Inherit money
• Car breaks down
• Unexpected taxes
• Funeral costs for a relative
• Find $100 bill
• Sell your car
• Sell your house
• Win at cards
• A friend pays you money he owes you
• Your collection is worth money if you sell
• Accident sends you to the hospital
• Unexpected gift needed
• Have a baby
• Your child moves out of the house
4. Gamble Cards
Discard or keep these cards until end
of game
• Take college classes – subtract
cost from net worth
• Buy a Business
• Pay extra on credit cards
• Loan money to a relative
• Save money to buy a house
• Buy work clothes
• Learn a language
• Buy an exotic pet
All cards include:
• If you took college classes, add % to
net worth
• If you bought a business, it lost or
made money effecting net worth
• If you paid down credit cards,
increase net worth
• If you loaned money to a relative,
they repaid or did not
• If you learned a language, it
increased your net worth by a %
• If you bought work clothes, either
increase net worth or keep the same
• Breed exotic pets – raise or lose
money
End Cards
5. End of the Game
• At the end of the game, tally up the tally
sheets to see if choices made along the way
add up to the total.
• Add in the Gamble cards based on the End
card chosen. All Gamble and Choice cards are
addressed on the End cards.
• The person with the highest net worth wins.
