This sample answer to an adversary complaint in United States Bankruptcy Court is used by a defendant to answer the allegations contained in any adversary complaint filed against them.

1. 1 Any Party
Any Street
2 Any Town, CA 55555
3 714-555-5555
4 Defendant, In Pro Per
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8 UNITED STATES BANKRUPTCY COURT
9 CENTRAL DISTRICT OF CALIFORNIA
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11 IN RE: ________________, ) Case No.
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12 Debtors, ) Chapter 7
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13 Any Plaintiff ) Adv. Proc No.
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14 Plaintiff, ) ANSWER TO COMPLAINT TO DETERMINE
) NON-DISCHARGEABILITY OF DEBT
15 vs. )
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16 Any Defendant, )
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17 Defendant. )
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18 )
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20 To subscribe to my FREE California weekly legal newsletter visit
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22 http://www.legaldocspro.net/newsletter.htm and enter your e-mail
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address. Be sure to remove this notice before using this document.
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25 Defendant, __________, answers the complaint for non-dischargeability of debt filed by
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Plaintiffs, ________________ as follows:
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1. Defendant admits the allegations in paragraphs 1, 2, 3, 4, 5, and 6.
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ANSWER TO COMPLAINT TO DETERMINE NON-DISCHARGEABILITY OF DEBT

2. 1 2. Defendant denies the allegations in paragraph 7, 8, 9, 10, 11, 12.
2 3. Defendant has not information or belief that the allegations in paragraph 13 are true so
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Defendant denies them.
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4. Defendant denies the allegations in paragraph 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24,
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25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46, 47, 48, 49, 50, 51,
7 52, 53, 54, 55, 56, 57, 58, 59, 60 and 61.
8 5. Except as expressly admitted herein, Defendant denies all of the allegations of the
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complaint.
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To download and purchase the entire document visit:
12 http://www.scribd.com/doc/45860280/Sample-Answer-to-Adversary-Complaint
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ANSWER TO COMPLAINT TO DETERMINE NON-DISCHARGEABILITY OF DEBT

3. 1 2. Defendant denies the allegations in paragraph 7, 8, 9, 10, 11, 12.
2 3. Defendant has not information or belief that the allegations in paragraph 13 are true so
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Defendant denies them.
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4. Defendant denies the allegations in paragraph 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24,
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25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46, 47, 48, 49, 50, 51,
7 52, 53, 54, 55, 56, 57, 58, 59, 60 and 61.
8 5. Except as expressly admitted herein, Defendant denies all of the allegations of the
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complaint.
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To download and purchase the entire document visit:
12 http://www.scribd.com/doc/45860280/Sample-Answer-to-Adversary-Complaint
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ANSWER TO COMPLAINT TO DETERMINE NON-DISCHARGEABILITY OF DEBT

4. 1 2. Defendant denies the allegations in paragraph 7, 8, 9, 10, 11, 12.
2 3. Defendant has not information or belief that the allegations in paragraph 13 are true so
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Defendant denies them.
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4. Defendant denies the allegations in paragraph 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24,
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25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46, 47, 48, 49, 50, 51,
7 52, 53, 54, 55, 56, 57, 58, 59, 60 and 61.
8 5. Except as expressly admitted herein, Defendant denies all of the allegations of the
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complaint.
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To download and purchase the entire document visit:
12 http://www.scribd.com/doc/45860280/Sample-Answer-to-Adversary-Complaint
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ANSWER TO COMPLAINT TO DETERMINE NON-DISCHARGEABILITY OF DEBT

5. 1 2. Defendant denies the allegations in paragraph 7, 8, 9, 10, 11, 12.
2 3. Defendant has not information or belief that the allegations in paragraph 13 are true so
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Defendant denies them.
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4. Defendant denies the allegations in paragraph 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24,
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25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46, 47, 48, 49, 50, 51,
7 52, 53, 54, 55, 56, 57, 58, 59, 60 and 61.
8 5. Except as expressly admitted herein, Defendant denies all of the allegations of the
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complaint.
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12 http://www.scribd.com/doc/45860280/Sample-Answer-to-Adversary-Complaint
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ANSWER TO COMPLAINT TO DETERMINE NON-DISCHARGEABILITY OF DEBT