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How Can I Achieve The Best Credit Score?


Published on There are several mysterious and vague aspects of the credit scoring formula, including its unconventional scoring range that starts at 300 - and ends at 850. So why the 550 point variable? Who knows and who cares! What you need to know and care about is your credit score and how to obtain the best credit score possible.

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How Can I Achieve The Best Credit Score?

  1. 1. Obtain the Best Credit Score EMPIRICA
  2. 2. Use Legitimate/Proper Credit Scores Don‘t Use Private or Uncommon Sources Other Scoring
  3. 3. Common Credit Score Models
  4. 4. Use Legitimate/Proper Credit Scores Only the Credit Score Which Lenders Use Matter You Lender Credit Bureaus Credit Scores
  5. 5. Credit Score Ranges 850 300 750 Your Score Ideal Score Range
  6. 6. Credit Scores Simplify Evaluation
  7. 7. Getting the Best Credit Score 750-850 700-749 600-699 500-599 300-499 A B C D F
  8. 8. High Score = Low Interest Rates 850 300 Your Score Your Score
  9. 9. High Credit Score? Credit Report Call Lenders and Negotiate a Better Rate
  10. 10. 7 Tips to Achieve Credit Score of 750-850 <ul><li>Pay your bills on time every month </li></ul><ul><li>Keep account balances below 30% of your credit limit </li></ul><ul><li>Have a healthy mix of types of credit </li></ul><ul><li>Spread out your debt among several cards or loans </li></ul><ul><li>Apply for new credit only when necessary, like once/twice a year </li></ul><ul><li>Don’t close accounts as a strategy to raise your score. </li></ul><ul><li>Review your credit history periodically </li></ul>
  11. 11. High Score: Low Interest Rates Thanks for Watching & Good Luck! EMPIRICA