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2010 Secondary Market Update

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2010 Secondary Market Update

  1. 1. SECONDARY MARKET UPDATE<br />
  2. 2. SECONDARY MORTGAGE MARKET UPDATE<br />Lee Turner<br /> AVP, Mortgage Lending<br />
  3. 3. SECONDARY MORTGAGE MARKET UPDATE<br />Special Thanks to<br /> Jeff Torres<br /> VP Secondary Market<br />
  4. 4. Presentation Agenda<br /><ul><li> Agency News
  5. 5. Team Challenge
  6. 6. Jumbo News
  7. 7. Rate Lock Accuracy
  8. 8. Conforming Loan Volume
  9. 9. Rate Outlook
  10. 10. Housing Outlook</li></li></ul><li>GSE Update<br />Change is Inevitable<br />There are a number of new models being proposed for Agency structure<br />Fees and processes may continue to evolve<br />
  11. 11. Your loan has been sold…<br />Freddie Letter:<br /><ul><li> Disclosure is part of the Helping Families Save Their Homes Act of 2009
  12. 12. Part of Truth in Lending Act
  13. 13. Government Requirement</li></li></ul><li>Your loan has been sold…<br />Servicing is still retained by Johnson Bank<br />Know Your Lender<br />Know the Facts<br /> Be Prepared<br />
  14. 14. Would You Like to Learn More?<br />Lee Turner<br />lturner@johnsonbank.com 262 787-4389<br />

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