Charitable giving


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Charitable Giving

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Charitable giving

  1. 1. charitable givingy o u r l e g a c y t oQ U A D R U St h e q u a d r u s c h a r i t a b l e g i v i n g p r o g r a m
  2. 2. Achieving your philanthropic goals is important to you.You feel compassion towards people in need andwant to give to a cause in which you personally believe.You want to maximize the impact of your giving…you want to make a difference.
  3. 3. Minimum contribution: $25,000Minimum additional contribution: $5,000Minimum grant: $500Eligible assets for donation: Cash Most publicly traded securities Mutual funds Life insurance Segregated fund policiesDonorInvestmentrepresentativeDonationReportingCharitablefoundationLegacy planningInvestmentselectionFoundationfeesInvestment fundGrantCharityGrantCharityInvestment options: Moderate Folio Fund Balanced Folio Fund London Capital Income Plus Fund London Capital Diversified Income Fund Mackenzie Maxxum Canadian Balanced FundFoundation fees: 1 per cent on the first $500,000 .85 per cent on the next $1 million .75 per cent on the next $1 million Over $2.5 million, please contact the FoundationProgram detailsComplete details are available in the program guide• Moderate folio• Balanced folio• London Capital Income Plus• London Capital DiversifiedIncome• Mackenzie MaxxumCanadian Balanced
  4. 4. Understand the program with these easy stepsPlan for a legacy.Through a conversation with your Quadrus investment representative, you can choose to establisha donor-advised fund – your personal charitable giving program.Donate.An initial donation of cash and/or most publicly traded securities establishes your program. You receivea tax receipt equal to the value of the donation.Name the account.You may name your own account – for example, John Doe might choose “The Doe Family Fund”.Receive reporting.Each year, the foundation advises you, the “donor-advisor”, of the amount your account has availableto grant to charities (minimum grant required).Make grants to charity.You recommend which among registered Canadian charities should receive the amount available to grant.And once the program has been established:Add to the program.You may add to your program at any time (minimum additional contribution $5,000) as well as makea bequest gift in your will.Continue with a successor.You may name successors (e.g. children) who would make granting decisions upon your death orin the event of incapacity.2step1step3step4step5step6step7step
  5. 5. Your philanthropic goals…an innovative philanthropic solutionReaching your philanthropic goals isn’t always a simple matter.Common solutions may not be a comfortable fit for you.If that’s the case, trying to make them fit could lead tofrustration. Ultimately, that may mean your favourite charitiesand social causes aren’t receiving the kind of support youwant to give them.What is getting in the way?You most likely already have a general plan for supporting yourfavourite charities and causes. Perhaps electing an agreeablemethod of executing the plan has proven disappointing.There could be a number of challenges:• You may want a “private foundation” experience, but havediscovered set-up costs, ongoing expenses, time commitmentsand regulatory requirements make this option too costlyand complex.• You may be feeling your charitable giving isn’t focused andconsolidated, since it lacks a solid long-term plan to helpyou execute your philanthropic goals.• With all of the options available today, you may findjust choosing the appropriate method for executingyour philanthropic goals has become complex andtime-consuming.
  6. 6. The Quadrus charitable giving program can helpyou overcome these challengesHere’s how. Use the Quadrus charitable giving program to:Simplify charitable givingYour charitable giving efforts are simplified because your gifts canbe consolidated into an easy-to-maintain program. Through thisprogram, you can enjoy the experience and legacy of a charitablefoundation without the prohibitive cost and complexity. And withthe Quadrus charitable giving program, you can set things up indays, versus the months it takes with a private foundation.Leave a legacyYou can make a long-term commitment to supporting charities inwhich you believe and, by naming successors, continue to make adifference with charitable giving indefinitely through your heirs.Give perpetuallyGive more and give longer. One donation can ensure your giftlives on in perpetuity as it grows and gives annually within aprofessionally-managed investment portfolio.Take controlThe Quadrus charitable giving program means flexibility andsimplicity. You and your successors can recommend whichcharities will receive your gift year after year, as well as theinvestments in which your donations are invested.Enjoy tax advantagesContributions to the Quadrus charitable giving program providean immediate tax credit.
  7. 7. A simple, convenient solutionThe Quadrus charitable giving program: What it is and how it worksThe Quadrus charitable giving program is a “donor-advised fund”. A donor-advisedfund is a simple vehicle that facilitates philanthropy without the administrativeresponsibilities or costs associated with a private foundation.The program is designed to make giving a regular part of your overall financialsecurity plan. It is a simple and convenient solution that gives you the ability tosupport your favourite charities now and in the future.A donor-advised fund isa fund established withina foundation. The donorreceives an immediate taxreceipt for all contributionsbut retains the right toadvise the foundationon how the income is tobe allocated. At the timethe fund is established,the donor can name thefund and the charitableorganizations or causes thefund will support.
  8. 8. Establish your legacy to charitable givingMake a difference for the causes yousupport. Talk to your Quadrus investmentrepresentative about how the Quadruscharitable giving program can help youachieve your philanthropic goals.Make your investment decisions wisely. Commissions, trailing commissions, management fees and expenses all may beassociated with mutual funds. A charitable administration fee and charitable operating expenses will also apply. Please readthe prospectus before investing, and the program guide before donating. Mutual funds are not guaranteed, their valueschange frequently and past performance may not be repeated. The information is general in nature and is not intended tobe professional tax advice. Donations should not be made for tax considerations alone. Each donor’s situation is unique andadvice should be received from an investment representative.Quadrus Investment Services Ltd. and design and Quadrus Group of Funds are trademarks of Quadrus Investment Services Ltd. 46-5365–12/10