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Comparative study of
Savings Account
Of
HDFC
RBL
State Bank of Travancore
SHRADHA
SAKSHI
DHRUV
UDAY
KUNAL
CONTENTS
 Definition of savings account
Types of saving accounts
Benefits of a savings account
Pointers to be consider...
What is a SAVINGS a/c
Savings bank accounts are meant to promote the habit of
saving among people while allowing them to use there funds
when re...
Types of savings a/c offered by a bank
REGULAR SAVINGS ACCOUNT
Basic savings bank deposit account
Kids advantage accoun...
Here’s why it is the best
a/c type for an individual
Safety
Earn interest
Record keeping
Withdraw money easily
Things to consider while opening a
savings account
 Interest rates
 Minimum quarterly balance
 Charges of non maintaining
minimum balance
 Fixed deposit rates
 Transact...
Let us now compare these three banks
on the basis of these factors and find out
which bank should one prefer
State Bank of
Travancore
Interest rates 4.00% 6.00%* 4.00%
Minimum Quarterly
Balance
Rs. 10,000 Rs. 2,500 Rs.1,000
Charges...
Interest rates 4.00% 6.00%* 4.00%
Minimum Quarterly
Balance
Rs. 10000 Rs. 2500 Rs.1000
Charges of non-
maintaining minimum...
HavingEdge
Over Others..
Wide array of savings accounts to find one that matches your needs.
Wide network of branches an...
One last thing…..
Thank
You
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Comparative study of savings account of hdfc rbl sbt

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savings account in a bank benefits and comparative study

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Comparative study of savings account of hdfc rbl sbt

  1. 1. Comparative study of Savings Account Of HDFC RBL State Bank of Travancore SHRADHA SAKSHI DHRUV UDAY KUNAL
  2. 2. CONTENTS  Definition of savings account Types of saving accounts Benefits of a savings account Pointers to be considered Comparative study Some deciding factors Conclusion
  3. 3. What is a SAVINGS a/c
  4. 4. Savings bank accounts are meant to promote the habit of saving among people while allowing them to use there funds when required It is a deposit account held at a bank that provides High liquidity Principal security moderate interest on savings
  5. 5. Types of savings a/c offered by a bank REGULAR SAVINGS ACCOUNT Basic savings bank deposit account Kids advantage account Familiy savings account Senior citizens’ savings account Kisan savings account Women savings account
  6. 6. Here’s why it is the best a/c type for an individual
  7. 7. Safety Earn interest Record keeping Withdraw money easily
  8. 8. Things to consider while opening a savings account
  9. 9.  Interest rates  Minimum quarterly balance  Charges of non maintaining minimum balance  Fixed deposit rates  Transactions at non bank ATMs  Branch Network  ATMs  Additional facilities
  10. 10. Let us now compare these three banks on the basis of these factors and find out which bank should one prefer
  11. 11. State Bank of Travancore Interest rates 4.00% 6.00%* 4.00% Minimum Quarterly Balance Rs. 10,000 Rs. 2,500 Rs.1,000 Charges of non- maintaining minimum balance Rs.5,000-Rs.10,000- Rs.250/- per month Less than Rs.5,000- Rs.350/- per month Rs. 75/- per month Rs. 226/- per quarter Debit card Rs. 100/- per year Rs. 200/- per year Rs.50/- per year Transanctions at non- bank ATMs 5 free per month 5 free per month 5 free per month Branch Network 3,336 150 777 ATMs 11,473 290 287
  12. 12. Interest rates 4.00% 6.00%* 4.00% Minimum Quarterly Balance Rs. 10000 Rs. 2500 Rs.1000 Charges of non- maintaining minimum balance Rs.5000-Rs.10000- Rs.250/- per month Less than Rs.5000- Rs.350/- per month Rs. 75/- per month Rs. 226/- per quarter Debit card Rs. 100/- per year Rs. 200/- per year Rs.50/- per year Transanctions at non- bank ATMs 5 free per month 5 free per month 5 free per month Branch Network 3,336 150 777 ATMs 11.473 290 287
  13. 13. HavingEdge Over Others.. Wide array of savings accounts to find one that matches your needs. Wide network of branches and over thousand ATMs to meet all your banking needs no matter where you are located. Personalised cheques with your name printed on each cheque leaf for enhanced security. Bank conveniently with facilities like Net Banking and Mobile Banking- check your account balance, pay utility bills or stop cheque payment, through SMS. Free Payable-at-Par chequebook, without any usage charges up to a limit of Rs.50,000/- per month.
  14. 14. One last thing…..
  15. 15. Thank You

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