<ul><li>Research on Financial Institutions in Singapore </li></ul>
<ul><li>Leader </li></ul><ul><li>Alfred Wee Fook Choon </li></ul><ul><li>Members </li></ul><ul><li>Tan Kok Heng  </li></ul...
<ul><li>Definition of a Commercial Bank </li></ul><ul><li>Commercial Bank in Singapore </li></ul><ul><li>Types of loans of...
<ul><li>A financial institution that provides services such as a accepting deposits and giving business loans.  </li></ul>...
<ul><li>Full Bank </li></ul><ul><ul><li>Provide full banking services under banking Act </li></ul></ul><ul><ul><li>Total o...
<ul><li>Wholesale Bank </li></ul><ul><ul><li>May engage in the same range of banking business as full banks, except that t...
<ul><li>Off shore Bank </li></ul><ul><ul><li>Engaged in same activities with Full and Wholesale banks for businessess but ...
<ul><li>Typically, the banks categorizes loans as a personal and business. </li></ul><ul><ul><li>Personal Loan </li></ul><...
 
<ul><li>DBS Bank </li></ul><ul><ul><li>Founded in 1968 </li></ul></ul><ul><ul><li>1 of Asia's largest financial services g...
<ul><li>Consumer Banking </li></ul><ul><li>Treasury and markets </li></ul><ul><li>Asset management </li></ul><ul><li>Secur...
 
 
Upcoming SlideShare
Loading in …5
×

Essential of finance ca1

575 views

Published on

Published in: Economy & Finance, Business
0 Comments
0 Likes
Statistics
Notes
  • Be the first to comment

  • Be the first to like this

No Downloads
Views
Total views
575
On SlideShare
0
From Embeds
0
Number of Embeds
3
Actions
Shares
0
Downloads
3
Comments
0
Likes
0
Embeds 0
No embeds

No notes for slide

Essential of finance ca1

  1. 1. <ul><li>Research on Financial Institutions in Singapore </li></ul>
  2. 2. <ul><li>Leader </li></ul><ul><li>Alfred Wee Fook Choon </li></ul><ul><li>Members </li></ul><ul><li>Tan Kok Heng </li></ul><ul><li>Leon Teo </li></ul><ul><li>Nahvieen </li></ul><ul><li>Jonathan </li></ul><ul><li>Teo Hui Ping </li></ul><ul><li>Toh Xinni </li></ul>
  3. 3. <ul><li>Definition of a Commercial Bank </li></ul><ul><li>Commercial Bank in Singapore </li></ul><ul><li>Types of loans offered </li></ul><ul><li>Profile of a local Bank </li></ul><ul><li>Specialisation </li></ul><ul><li>Question and Answer </li></ul>
  4. 4. <ul><li>A financial institution that provides services such as a accepting deposits and giving business loans. </li></ul><ul><li>Examples of local banks includes OCBC, DBS and UOB </li></ul>
  5. 5. <ul><li>Full Bank </li></ul><ul><ul><li>Provide full banking services under banking Act </li></ul></ul><ul><ul><li>Total of 32 </li></ul></ul><ul><ul><ul><li>6 local banks (OCBC, DBS, OCBC etc) </li></ul></ul></ul><ul><ul><ul><li>26 foreign banks (BOC, BNP Paribas etc) </li></ul></ul></ul><ul><li>Qualifying Full Bank(QFB) </li></ul><ul><ul><li>Total of 8 foreign banks awarded CAA 2 Sep 2010 </li></ul></ul><ul><ul><ul><li>Operating a total of 25 locations </li></ul></ul></ul><ul><ul><ul><li>Sharing of ATMs among themselves and relocating of branches freely </li></ul></ul></ul><ul><ul><ul><li>Eg. Standard Chartered, HSBC, Citibank etc </li></ul></ul></ul>
  6. 6. <ul><li>Wholesale Bank </li></ul><ul><ul><li>May engage in the same range of banking business as full banks, except that they do not carry out SGD retail banking activities. </li></ul></ul><ul><ul><li>All operate as branches of foreign banks. </li></ul></ul><ul><ul><li>Eg. Credit Sussie, Barclays Bank, ING Bank, ABN AMRO etc </li></ul></ul>
  7. 7. <ul><li>Off shore Bank </li></ul><ul><ul><li>Engaged in same activities with Full and Wholesale banks for businessess but transaction are made in Asian Currency Units (ACUs). </li></ul></ul><ul><ul><li>More restricted domestic banking activities. </li></ul></ul><ul><ul><li>Eg. Credit Agricole (Suisse), Hang Seng Bank, Royal Bank of Canada </li></ul></ul>
  8. 8. <ul><li>Typically, the banks categorizes loans as a personal and business. </li></ul><ul><ul><li>Personal Loan </li></ul></ul><ul><ul><ul><li>Personal Cash </li></ul></ul></ul><ul><ul><ul><li>Car </li></ul></ul></ul><ul><ul><ul><li>Education </li></ul></ul></ul><ul><ul><ul><li>Property </li></ul></ul></ul><ul><ul><ul><li>Investment </li></ul></ul></ul><ul><ul><li>Business Loan </li></ul></ul><ul><ul><ul><li>Overdraft (Cash) </li></ul></ul></ul><ul><ul><ul><li>Business Properties </li></ul></ul></ul><ul><ul><ul><li>Equity (working capital) </li></ul></ul></ul><ul><ul><ul><li>Commercial Equipment </li></ul></ul></ul>
  9. 10. <ul><li>DBS Bank </li></ul><ul><ul><li>Founded in 1968 </li></ul></ul><ul><ul><li>1 of Asia's largest financial services groups </li></ul></ul><ul><ul><li>Operating Income of SGD 6031 millions </li></ul></ul><ul><ul><li>Well-capitalised bank with &quot;AA-&quot; and &quot;Aa1&quot; credit ratings </li></ul></ul><ul><ul><li>Present in 15 countries mainly in Asia </li></ul></ul><ul><ul><li>Employees of 14,000 </li></ul></ul><ul><ul><li>More than 200 branches across 50 cities </li></ul></ul><ul><ul><li>Serving over 4 million customers </li></ul></ul><ul><ul><li>Earned “Safest Bank in Asia” accolade in 2009,2010,2011 </li></ul></ul>
  10. 11. <ul><li>Consumer Banking </li></ul><ul><li>Treasury and markets </li></ul><ul><li>Asset management </li></ul><ul><li>Securities brokerage, </li></ul><ul><li>Equity and debt fund-raising </li></ul>

×