Banking Cards And Emv

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Banking Cards And Emv

  1. 1. Introduction to Banking Cards Banking Cards & EMV 14 August 2009 1
  2. 2. Short Introduction of Elatec 14 August 2009 2
  3. 3. Magnetic Stripe Card 14 August 2009 3
  4. 4. Magnetic Stripe Card 14 August 2009 4
  5. 5. Magnetic Stripe Card 14 August 2009 5
  6. 6. Magnetic Stripe Card 14 August 2009 6
  7. 7. Magnetic Stripe Card 14 August 2009 7
  8. 8. Magnetic Stripe Card 14 August 2009 8
  9. 9. Magnetic Stripe Card 14 August 2009 9
  10. 10. Magnetic Stripe Card 14 August 2009 10
  11. 11. Magnetic Stripe Card 14 August 2009 11
  12. 12. From Magnetic Stripe to Chip 14 August 2009 12
  13. 13. From Magnetic Stripe to Chip Four Key Factors drive Chip Migration 14 August 2009 13
  14. 14. From Magnetic Stripe to Chip 14 August 2009 14
  15. 15. From Magnetic Stripe to Chip What VSDC provides 14 August 2009 15
  16. 16. From Magnetic Stripe to Chip VSDC offers more control than mag stripe 14 August 2009 16
  17. 17. Different Roles in Transaction Process e.g. VISA or MC 14 August 2009 17
  18. 18. Different Roles in Transaction Process 14 August 2009 18
  19. 19. Different Roles in Transaction Process 14 August 2009 19
  20. 20. What does the cardholder concern in payment 14 August 2009 20
  21. 21. What is EMV ? 14 August 2009 21
  22. 22. What is EMV ? 14 August 2009 22
  23. 23. EMV Participants 14 August 2009 23
  24. 24. EMV Card: Issuing Process 14 August 2009 24
  25. 25. EMV Card: Financial Applications 14 August 2009 25
  26. 26. EMV Card: Non Financial Applications 14 August 2009 26
  27. 27. EMV Card: Application Security 14 August 2009 27
  28. 28. EMV Card: SDA or DDA 14 August 2009 28
  29. 29. EMV Card: SDA or DDA 14 August 2009 29
  30. 30. EMV Card: SDA or DDA 14 August 2009 30
  31. 31. EMV Card: Product Approval 1. Chip Approval - Issuer Public Key (IPK) Certificate Request – for Test & Production - Initial Card Issuer Master Key (KMC) - VSDC Master Derivation Keys (MDK) - UAT Cards (VISA White Plastic Review) 2. Artwork Approval 14 August 2009 31
  32. 32. EMV Card: Technology Trends 14 August 2009 32
  33. 33. EMV Card: Contactless EMV MC PayPass 14 August 2009 33
  34. 34. EMV Card: Contactless EMV VISA wave 14 August 2009 34
  35. 35. EMV Card: Contactless EMV VISA wave 14 August 2009 35
  36. 36. Certifications ISO 9001-2000 Certification ISO 14001Certification Environmental Management GSM Associate Membership MasterCard (Card Manufacturing and Personalisation), for EMV, too VISA (Card Manufacturing and Personalisation), for EMV, too JCB (Card Manufacturing and Personalisation), for EMV, too 14 August 2009 36
  37. 37. Market Strengths and Production Capacity Production Capacity Strong international market presence for Estimate (M) the GSM / Mobile / Telecommunication / 150 Banking industries and ranks worldwide as 140 5th largest card production plant. 130 120 110 Some of the latest production systems: 100 HEIDELBERG CD-74 6 Color Station with UV 90 Dryer. 80 DATACARD MPR 5000 Milling Embedding Punch 70 60 DATACARD MPR 5800 Personalization Machine 50 DATACARD MaxSys System and Affina Onestep 40 Software 30 MUEHLBAUER PI 36000 World’s fastest 20 Automatic Card Inspection 10 0 MUEHLBAUER CMI 4000 Milling Embedding 2003 2004 2005 2006 2007 2008 Atlantic Zeiser Personalization Machine OTI/MCT CombiCard Machine for Dual Interface Contact Other Cards Kurz Hotstamping Machine 14 August 2009 37
  38. 38. Product Chips Support Banking Chips • Global Platform, NXP (Visa/Master/JCB/CPA) • Native, Multos (Visa/Master/Amex/JCB/CPA) • Native, Others (Visa/Master/CPA) -support full standard SDA, DDA and CDA typed Others -support Credit, Debit, Pre-Authorized Debit, Chip Authentication, and Contactless payment applications -support not personalised & not encoded as well as personalised, encoded & fulfillment as according to bank cardholder’s data. Telco Chips (GSM, CDMA) • Samsung • Infineon • EM Micro 14 August 2009 38
  39. 39. NXP JCOP chips offer complete range of banking products ,from 10K E2PROM to 80K E2PROM contact and contactless chips, supporting SDA, dynamic (DDA) and combined (CDA) data authentication as standard. 39 14 August 2009 39
  40. 40. Banking References Our Bank clients are in - Central Europe - Eastern Europe - Middle East / Gulf Region - Africa 14 August 2009 40
  41. 41. Plant Security Overview In-house Security Standards in accordance to industrial requirements Some of the plant fixtures include: High physical and personnel security design High security vault Perimeter IR IDS, shock detection windows Duress buttons Bullet-resistant glass windows & doors at key points: Goods Acceptance / Dispatch and Security Reception Office Access control including man / vehicle / goods traps Interlocking doors & sensors allow only entry of single truck/person or material-only into high security areas Advanced man-trap system Main power supply failure 48 hours back-up power supply for production data and IT System back-up power supply for Security System 14 August 2009 41
  42. 42. Card Manufacturing Flowchart Security Printing SECURITY PROCESS QUALITY building regulations customer specs card organizations specs ISO specs follow all access control order planning incoming inspection personal regulations QS CAD card design materials QS origination (CAD/manual proofs/cromalin) (films/inks) customer regulations pre-press films/plates/screens preparation QC product sheet check regulations security printing register/colour screen print security code printing (MM) (fluorecent) tape offset print register check wet/toray/UV sheet QC and documentation overlay tape laying sheet collating and fixing laminate check magnetic stripe lamination press 14 August 2009 42
  43. 43. Card Manufacturing Flowchart Card Body Production SECURITY PROCESS QUALITY hologram lamination press supervision laminate check counting and documentation hologram mastering punching check card punching register hologram foil-embossing hot-stamping check Hot-stamping magnetic stripe hologram variogram sig.panel thermogram 磁magnetic stripe supervision and documentation read/write test card counting control 100% packaging/labelling supervision and documentation packing check security transport to customer 14 August 2009 43
  44. 44. You can always contact us at: Elatec Vertriebs GmbH: Mr. Georg Eidenschink : +49 89 46230710; : +49 173 3599253; @: g.eidenschink@elatecworld.com 14 August 2009 44

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