09 d31e0007

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09 d31e0007

  1. 1. HDFC BANK FACTORS OF GROWTH Presented by devaraj
  2. 2. BACKGROUND <ul><li>Founded in 1977 by Hasmukh bhai Parakh </li></ul><ul><li>HDFC Bank was incorporated in August 1994 </li></ul><ul><li>Among the first in new generation commercial banks </li></ul><ul><li>Registered office in Mumbai, India </li></ul><ul><li>Promoted by HDFC, the parent company </li></ul><ul><li>IPO in India in 1995 </li></ul><ul><li>Listed in NSE, BSE. </li></ul>
  3. 3. NETWORK <ul><li>761 branches </li></ul><ul><li>1977 ATM’s in the country </li></ul><ul><li>327 cities in India </li></ul><ul><li>16 branches in Middle east </li></ul><ul><li>6 in Africa </li></ul><ul><li>Representative offices in Hong Kong, NewYork, London & Singapore </li></ul>
  4. 4. Technology – New is better !!! <ul><li>Latest Technology </li></ul><ul><li>Plans to deploy connections, with built-in redundancy in the network </li></ul><ul><li>Tested CDMA and GSM solutions—specially for ATMs as they consume very small bandwidths </li></ul><ul><li>For corporate and retail banking the bank uses Flexcube and Finware of i-flex respectively . </li></ul><ul><li>For disaster recovery the data at the main center is replicated in real-time on-line at the Chennai site </li></ul><ul><li>Security </li></ul><ul><li>Security in banking, to a large extent, is built into the software or the application itself. </li></ul><ul><li>The data that are being transferred to the regional centres or from internet banking request, are encrypted </li></ul>
  5. 5. TRULY GLOBAL !!!
  6. 6. Growth by Acquisition !!
  7. 7. Competition !!! - The way ahead vs
  8. 8. Milestones !!!! <ul><li>HDFC follows the model of a sound corporate governance </li></ul><ul><li>The bank was amongst the first four companies, which subjected itself to a Corporate Governance and Value Creation (GVC) rating by CRISIL </li></ul><ul><li>A very sound and effective risk management system in place to create a less risk assets portfolio. </li></ul><ul><li>Uses Neural Technologies for risk management in its Credit Cards and other Retail Assets portfolios </li></ul>
  9. 9. The Story continues !!!! Thank you !!!

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