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Marketing Volatility

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Marketing Volatility

  1. 1. Kip Prahl Associates The road toward retirement security: Presented by: Don Recker and Bob Pascuzzi Creative Planning Advisor 866-909-5148 www.the401kadvocate
  2. 2. • Look back to 2008 • Current Market Activity • Taking the right steps
  3. 3. Six Steps to help cope with market volatility
  4. 4. Six Steps
  5. 5. Maintain Long-Term Perspective
  6. 6. Creative Planning, Inc.Creative Planning, Inc. mallouk@thinkingbeyond.commallouk@thinkingbeyond.com (913) 338-2727(913) 338-2727 While investors added a record $230 billion into: In 2002, investors pulled a record $27 Billion out of: Irrational behavior led many investors to do the exact opposite of what was required in both instances.
  7. 7. The markets ups and downs
  8. 8. Six Steps
  9. 9. Investment Fund Mapping  Map to similar investment options  Stay fully invested in the market  Maintain your current investment strategy
  10. 10. Income from government- sponsored programs Sources for Retirement Income Source: Social Security Administration 2008
  11. 11. Plan Information • Your employer’s retirement plan • Plan basics – Part I: Contributing • Maximize Match • Maximize Contributions – Part II: Investing • Disciplined Approach • Working with us
  12. 12. Identifying Risk Diversification The following charts illustrate diversification. Chart A is an example of a portfolio with investment options in only one asset class, and Chart B is an example of a diversified portfolio with investment options across asset class categories. This chart is for illustrative purposes only. No investment strategy, such as diversification, can guarantee a profit or protect against loss in periods of declining value.
  13. 13. What Type of Investor Are You? Do-it-myself Do-it-for-me • You may have time to regularly monitor investment options and rebalance as needed • You may feel comfortable with concepts of investing • You may want to be very involved in retirement planning What type of investor are you? • You may not have time to monitor investment options • You may not feel comfortable with concepts of investing • You may not have time to rebalance regularly
  14. 14. Do-it-myself Choose from the investment options available • Evaluate your tolerance of risk • Adjust for your time horizon • Establish a rebalance schedule • Monitor periodically
  15. 15. CP Model Portfolios (Risk Based) -Investment selection based on risk -Strategic rebalancing - Multiple fund families - Actively managed by Creative Planning Registered Investment Advisor -Creative Planning recognized in Worth and Barron's magazines as a leader in the industry
  16. 16. “Be fearful when others are greedy and be greedy when others are fearful.” - Warren Buffett
  17. 17. Questions regarding your investment options or choices contact: Don Recker 913-754-1365 1-866-909-5148 recker@thinkingbeyond.com

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