Successfully reported this slideshow.
We use your LinkedIn profile and activity data to personalize ads and to show you more relevant ads. You can change your ad preferences anytime.

Insert Token: API Days Remix

547 views

Published on

A talk on the payments industry, tokenization, and Braintree!

Published in: Technology
  • Be the first to comment

  • Be the first to like this

Insert Token: API Days Remix

  1. 1. @jna_sh InsertToken Tokenisation & Immersion
  2. 2. </speaker> @jna_sh @jna_sh
  3. 3. </speaker> <talk> @jna_sh Developer Advocate
  4. 4. </speaker> <talk> @jna_sh Braintree
  5. 5. @jna_sh
  6. 6. @jna_sh
  7. 7. </content> <content> @jna_sh Payments processor
  8. 8. </content> <content> @jna_sh Uber | AirBnb | Minecraft
  9. 9. </speaker> <talk> @jna_sh Thanks for having me!
  10. 10. @jna_sh
  11. 11. @jna_sh
  12. 12. @jna_sh
  13. 13. @jna_sh Tokenization
  14. 14. @jna_sh Payments
  15. 15. @jna_sh Payment Methods
  16. 16. @jna_sh User Experience
  17. 17. @jna_sh Payments Industry
  18. 18. @jna_sh
  19. 19. @jna_sh 1 in 6 payments online is facilitated by PayPal.
  20. 20. @jna_sh Just two years after the acquisition, Braintree has more than $50B in Authorized Payment Volume in 2015 -- more than quadrupling our payment volume in two years. In Q1 2014, just a few months after the acquisition closed, Braintree had 56.5M cards on file. In Q2 2015, Braintree has nearly tripled the number of cards on file to 154M.
  21. 21. @jna_sh
  22. 22. @jna_sh 27% of online transactons are through mobile.
  23. 23. </speaker> <talk> @jna_sh Payment Methods
  24. 24. @jna_sh Fragmentation
  25. 25. @jna_sh We don’t all pay the same.
  26. 26. @jna_sh France: 57% Visa/MC/Amex
  27. 27. @jna_sh Germany: 9% Visa/MC/Amex
  28. 28. @jna_sh
  29. 29. @jna_sh Digital Wallets
  30. 30. @jna_sh User Choice
  31. 31. @jna_sh Hard for Merchants
  32. 32. @jna_sh Pain for Developers
  33. 33. @jna_sh An issue of USER EXPERIENCE
  34. 34. @jna_sh Time spent in mobile apps grows 21% year on year.
  35. 35. @jna_sh Most apps opened…
  36. 36. @jna_sh ONCE.
  37. 37. @jna_sh “Ever on the lookout for engaging content, most online viewers spend less than 60 seconds at an average site”
  38. 38. @jna_sh Av. time in app:
 103 seconds
  39. 39. @jna_sh In contrast…
  40. 40. @jna_sh Video Games
  41. 41. </content> <content> @jna_sh What makes video games effective?
  42. 42. @jna_sh
  43. 43. @jna_sh
  44. 44. @jna_sh
  45. 45. @jna_sh Immersion
  46. 46. @jna_sh
  47. 47. @jna_sh
  48. 48. @jna_sh
  49. 49. @jna_sh Seamless
  50. 50. @jna_sh Developers need immersion
  51. 51. @jna_sh Magical Feeling
  52. 52. @jna_sh
  53. 53. @jna_sh
  54. 54. @jna_sh
  55. 55. @jna_sh
  56. 56. @jna_sh
  57. 57. @jna_sh
  58. 58. @jna_sh
  59. 59. @jna_sh
  60. 60. @jna_sh
  61. 61. @jna_sh
  62. 62. @jna_sh 70%
  63. 63. @jna_sh
  64. 64. @jna_sh Immersion is Fragile
  65. 65. @jna_sh We’ve killed the magic.
  66. 66. @jna_sh Variety of payment methods.
  67. 67. @jna_sh User Experience
  68. 68. @jna_sh Security
  69. 69. @jna_sh Tokenization!
  70. 70. @jna_sh PCIDSS Recommended security method
  71. 71. @jna_sh Card Number Verification Expiration Name Postcode 1a472HDsabe jmasiw83714 80isajlkars i742198ue
  72. 72. @jna_sh
  73. 73. @jna_sh
  74. 74. @jna_sh
  75. 75. @jna_sh
  76. 76. </speaker> <talk> @jna_sh User Experience
  77. 77. </content> <content> @jna_sh Checkout hell
  78. 78. @jna_sh Vault Store a payment method
  79. 79. @jna_sh
  80. 80. @jna_sh
  81. 81. @jna_sh
  82. 82. @jna_sh Payment Methods
  83. 83. @jna_sh ZWF0ZWRfYXQ9MjAxNS0wNi0wNFQyMToyMjoxMC41MDIwNzk3 MjYrMDAwMFx1MDAyNm1lcmNoYW50X2lkPWRjcHNweTJicndk anIzcW5cdTAwMjZwdWJsaWNfa2V5PTl3d3J6cWszdnIzdDRu YzgiLCJjb25maWdVcmwiOiJodHRwczovL2FwaS5zYW5kYm94 LmJyYWludHJlZWdhdGV3YXkuY29tOjQ0My9tZXJjaGFudHMv ZGNwc3B5MmJyd2RqcjNxbi9jbGllbnRfYXBpL3YxL2NvbmZp Z3VyYXRpb24iLCJjaGFsbGVuZ2VzIjpbXSwiZW52aXJvbm1l bnQiOiJzYW5kYm94IiwiY2xpZW50QXBpVXJsIjoiaHR0cHM6 Ly9hcGkuc2FuZGJveC5icmFpbnRyZWVnYXRld2F5LmNvbTo0 NDMvbWVyY2hhbnRzL2RjcHNweTJicndkanIzcW4vY2xpZW50 X2FwaSIsImFzc2V0c1VybCI6Imh0dHBzOi8vYXNzZXRzLmJy YWludHJlZWdhdGV3YXkuY29tIiwiYXV0aFVybCI6Imh0dHBz Oi8vYXV0aC52ZW5tby5zYW5kYm94LmJyYWludHJlZWdhdGV3 YXkuY29tIiwiYW5hbHl0aWNzIjp7InVybCI6Imh0dHBzOi8v Y2xpZW50LWFuYWx5dGljcy5zYW5kYm94LmJyYWludHJlZWdh dGV3YXkuY29tIn0sInRocmVlRFNlY3VyZUVuYWJsZWQiOnRy dWUsInRocmVlRFNlY3VyZSI6eyJsb29rdXBVcmwiOiJodHRw Payment Method Nonce
  84. 84. @jna_sh
  85. 85. @jna_sh ZWF0ZWRfYXQ9MjAxNS0wNi0wNFQyMToyMjoxMC41MDIwNzk3 MjYrMDAwMFx1MDAyNm1lcmNoYW50X2lkPWRjcHNweTJicndk anIzcW5cdTAwMjZwdWJsaWNfa2V5PTl3d3J6cWszdnIzdDRu YzgiLCJjb25maWdVcmwiOiJodHRwczovL2FwaS5zYW5kYm94 LmJyYWludHJlZWdhdGV3YXkuY29tOjQ0My9tZXJjaGFudHMv ZGNwc3B5MmJyd2RqcjNxbi9jbGllbnRfYXBpL3YxL2NvbmZp Z3VyYXRpb24iLCJjaGFsbGVuZ2VzIjpbXSwiZW52aXJvbm1l bnQiOiJzYW5kYm94IiwiY2xpZW50QXBpVXJsIjoiaHR0cHM6 Ly9hcGkuc2FuZGJveC5icmFpbnRyZWVnYXRld2F5LmNvbTo0 NDMvbWVyY2hhbnRzL2RjcHNweTJicndkanIzcW4vY2xpZW50 X2FwaSIsImFzc2V0c1VybCI6Imh0dHBzOi8vYXNzZXRzLmJy YWludHJlZWdhdGV3YXkuY29tIiwiYXV0aFVybCI6Imh0dHBz Oi8vYXV0aC52ZW5tby5zYW5kYm94LmJyYWludHJlZWdhdGV3 YXkuY29tIiwiYW5hbHl0aWNzIjp7InVybCI6Imh0dHBzOi8v Y2xpZW50LWFuYWx5dGljcy5zYW5kYm94LmJyYWludHJlZWdh dGV3YXkuY29tIn0sInRocmVlRFNlY3VyZUVuYWJsZWQiOnRy dWUsInRocmVlRFNlY3VyZSI6eyJsb29rdXBVcmwiOiJodHRw Payment Method Nonce
  86. 86. @jna_sh
  87. 87. @jna_sh ZWF0ZWRfYXQ9MjAxNS0wNi0wNFQyMToyMjoxMC41MDIwNzk3 MjYrMDAwMFx1MDAyNm1lcmNoYW50X2lkPWRjcHNweTJicndk anIzcW5cdTAwMjZwdWJsaWNfa2V5PTl3d3J6cWszdnIzdDRu YzgiLCJjb25maWdVcmwiOiJodHRwczovL2FwaS5zYW5kYm94 LmJyYWludHJlZWdhdGV3YXkuY29tOjQ0My9tZXJjaGFudHMv ZGNwc3B5MmJyd2RqcjNxbi9jbGllbnRfYXBpL3YxL2NvbmZp Z3VyYXRpb24iLCJjaGFsbGVuZ2VzIjpbXSwiZW52aXJvbm1l bnQiOiJzYW5kYm94IiwiY2xpZW50QXBpVXJsIjoiaHR0cHM6 Ly9hcGkuc2FuZGJveC5icmFpbnRyZWVnYXRld2F5LmNvbTo0 NDMvbWVyY2hhbnRzL2RjcHNweTJicndkanIzcW4vY2xpZW50 X2FwaSIsImFzc2V0c1VybCI6Imh0dHBzOi8vYXNzZXRzLmJy YWludHJlZWdhdGV3YXkuY29tIiwiYXV0aFVybCI6Imh0dHBz Oi8vYXV0aC52ZW5tby5zYW5kYm94LmJyYWludHJlZWdhdGV3 YXkuY29tIiwiYW5hbHl0aWNzIjp7InVybCI6Imh0dHBzOi8v Y2xpZW50LWFuYWx5dGljcy5zYW5kYm94LmJyYWludHJlZWdh dGV3YXkuY29tIn0sInRocmVlRFNlY3VyZUVuYWJsZWQiOnRy dWUsInRocmVlRFNlY3VyZSI6eyJsb29rdXBVcmwiOiJodHRw Payment Method Nonce
  88. 88. @jna_sh
  89. 89. @jna_sh ZWF0ZWRfYXQ9MjAxNS0wNi0wNFQyMToyMjoxMC41MDIwNzk3 MjYrMDAwMFx1MDAyNm1lcmNoYW50X2lkPWRjcHNweTJicndk anIzcW5cdTAwMjZwdWJsaWNfa2V5PTl3d3J6cWszdnIzdDRu YzgiLCJjb25maWdVcmwiOiJodHRwczovL2FwaS5zYW5kYm94 LmJyYWludHJlZWdhdGV3YXkuY29tOjQ0My9tZXJjaGFudHMv ZGNwc3B5MmJyd2RqcjNxbi9jbGllbnRfYXBpL3YxL2NvbmZp Z3VyYXRpb24iLCJjaGFsbGVuZ2VzIjpbXSwiZW52aXJvbm1l bnQiOiJzYW5kYm94IiwiY2xpZW50QXBpVXJsIjoiaHR0cHM6 Ly9hcGkuc2FuZGJveC5icmFpbnRyZWVnYXRld2F5LmNvbTo0 NDMvbWVyY2hhbnRzL2RjcHNweTJicndkanIzcW4vY2xpZW50 X2FwaSIsImFzc2V0c1VybCI6Imh0dHBzOi8vYXNzZXRzLmJy YWludHJlZWdhdGV3YXkuY29tIiwiYXV0aFVybCI6Imh0dHBz Oi8vYXV0aC52ZW5tby5zYW5kYm94LmJyYWludHJlZWdhdGV3 YXkuY29tIiwiYW5hbHl0aWNzIjp7InVybCI6Imh0dHBzOi8v Y2xpZW50LWFuYWx5dGljcy5zYW5kYm94LmJyYWludHJlZWdh dGV3YXkuY29tIn0sInRocmVlRFNlY3VyZUVuYWJsZWQiOnRy dWUsInRocmVlRFNlY3VyZSI6eyJsb29rdXBVcmwiOiJodHRw Payment Method Nonce
  90. 90. </content> <content> @jna_sh Genericity
  91. 91. @jna_sh
  92. 92. @jna_sh
  93. 93. @jna_sh
  94. 94. </speaker> <talk> @jna_sh The most awesome bit?
  95. 95. </speaker> <talk> @jna_sh Tokens are generic.
  96. 96. </speaker> <talk> @jna_sh New payment methods?
  97. 97. </speaker> <talk> @jna_sh No new code.
  98. 98. @jna_sh gateway.transaction.sale({ amount: '20', paymentMethodNonce: parameters.payment_method_nonce });
  99. 99. @jna_sh
  100. 100. </content> <content> @jna_sh Thank you!
  101. 101. </speaker> @jna_sh @jna_sh
  102. 102. @jna_sh Thanks_ Joe Nash @jna_sh joe.nash@getbraintree.com lanyrd.com/profile/jna_sh/ linkedin.com/in/joednash Subtitle

×