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Introducing FFGN


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Introducing FFGN

  1. 1. FRANK FRANK GOLDSTEIN & NAGER PC New York State Collection Attorneys 1430 Broadway, Suite 1615 New York, NY 10018 Tel. (212) 686-0100 Fax. (212) 686-6726 WWW.FFGNESQS.COM
  2. 2. Our Mission <ul><li>To protect our client’s reputation while preserving their bottom line. </li></ul>
  3. 3. <ul><li>ABOUT US </li></ul><ul><li>Frank Frank Goldstein & Nager PC is a New York City based law firm specializing in Collection of Accounts Receivable and Business Debt. </li></ul><ul><li>We built our business on a foundation of responsive, personal attention. All our clients benefit from our persistence, energy and efficiency. </li></ul><ul><li>Respectful and effective. We believe that successful debt collection can be built on a foundation of dignity for all involved. We treat people with respect without compromising our ability to collect. </li></ul><ul><li>Bonded, full-service debt collection practice. </li></ul><ul><li>Focused exclusively on the collection of commercial and consumer debts for more than 65 years. </li></ul><ul><li>Clients receive personal partner attention. </li></ul><ul><li>Known for our skill in achieving fully satisfactory collection rates while treating debtors with dignity. </li></ul><ul><li>Most work done on a contingency basis (clients pay court fees). </li></ul>
  4. 4. Clients in Many Industries <ul><li>Debt Collection Law clients include : </li></ul><ul><li>● Banks, credit unions and factors </li></ul><ul><li>● Law firms and accounting firms </li></ul><ul><li>● C ollection agencies </li></ul><ul><li>● Manufacturers and fabricators </li></ul><ul><li>● Companies in design, construction and maintenance </li></ul><ul><li>● Major health care organizations </li></ul><ul><li>● Small to medium-sized businesses of all kinds </li></ul>
  5. 5. Current Clients We are the preferred vendor for collection agencies and law firms . <ul><li>Suntrust Bank -2 nd tier </li></ul><ul><li>Nordisk Factoring -1 st tier </li></ul><ul><li>Coface Factoring -1 st tier </li></ul><ul><li>Sterling Factors -2 nd tier </li></ul><ul><li>Advanced Restaurant Finance -2 nd tier </li></ul><ul><li>Sharonview Federal Credit Union -1 st tier </li></ul><ul><li>Access Group Inc. -2 nd tier </li></ul><ul><li>Sallie Mae Financial -2 nd tier </li></ul><ul><li>National Collegiate Trust -2 nd tier </li></ul><ul><li>Total Higher Education -2 nd tier </li></ul><ul><li>Branch Bank & Trust -2 nd tier </li></ul><ul><li>United Nations Federal Credit Union -1 st tier </li></ul><ul><li>RBC Centura Bank -2 nd tier </li></ul><ul><li>American Express – 2 nd tier </li></ul><ul><li>Bank of America – 2 nd tier </li></ul><ul><li>Wachovia Bank – 2 nd tier </li></ul><ul><li>Lending Tree -2 nd tier </li></ul><ul><li>Infibank -2 nd tier </li></ul>
  6. 6. COMPLIANCE WITH STATE AND FEDERAL LAWS We ensure compliance with all laws and debt collection practices, including: <ul><li>The Fair Debt Collection Practices Act </li></ul><ul><li>The Fair Credit Reporting Act </li></ul><ul><li>The Health Insurance Portability and Accountability Act (HIPPA) </li></ul><ul><li>We also possess a comprehensive knowledge of relevant New York State Law and Local Court Rules which govern the collection of judgments and debts. </li></ul>
  7. 7. Collection Process <ul><li>Debtor will either make payment arrangements, dispute or ignore </li></ul><ul><li>We ask for disputes in writing. </li></ul><ul><li>We submit debtor’s dispute to client with our recommendations </li></ul><ul><ul><li>Suit or no suit </li></ul></ul><ul><ul><li>Client’s decision to sue or write-off </li></ul></ul>
  8. 8. Legal Process <ul><li>Suit is recommended </li></ul><ul><li>Costs received –Summons and Complaint prepared and filed with Court </li></ul><ul><li>Defendant served with papers. </li></ul><ul><li>If answer filed by defendant, discovery period begins and we await trial date </li></ul><ul><li>If counterclaims, client may choose to have in-house counsel handle the defense or we can handle on an hourly fee. </li></ul><ul><li>If no answer, we petition the Court for entry of default judgment. </li></ul><ul><li>Judgment—ultimately entered. </li></ul>
  9. 9. Post Judgment Remedies <ul><li>Liens: Liens are placed on known properties owned by debtor. </li></ul><ul><li>Property Execution: Sent to Sheriff/Marshal to levy at debtor’s place of business, financial institutions or to proceed with the sale of any property and/or known assets. </li></ul><ul><li>Income Execution: Sent to Sheriff/Marshal to proceed with wage garnishment. </li></ul><ul><li>Information Subpoenas: Sent to financial institutions, landlords, employers, debtor’s customers and suppliers in effort to obtain information on debtor’s assets and/or credit information. </li></ul>
  10. 10. Choose Frank Frank Goldstein & Nager PC. <ul><li>We have a deep knowledge of federal, state and local consumer credit legislation and regulation to protect you from the minefields of consumer debt collection. </li></ul><ul><li>We keep you in compliance with all laws and debt collection practices. </li></ul><ul><li>We protect the client’s reputation while preserving their bottom line. </li></ul><ul><li>We work hand in hand with our clients to maximize results. </li></ul><ul><li>Our fees are competitive with industry standards. </li></ul><ul><li>We handle everything from initial demand letter to suit (if warranted) to enforcement of judgment. </li></ul><ul><li>Excellent recovery rate. </li></ul>
  11. 11. Jocelyn Ruth Nager, Esq. <ul><li>PRESIDENT OF FRANK FRANK GOLDSTEIN & NAGER, PC. </li></ul><ul><li>Practice Areas: Commercial Collections; Retail Collections; Consumer Collections; Repossessions; Bankruptcy; Creditors Rights; Fraudulent Conveyance  </li></ul><ul><li>Education: Hofstra University, J.D., 1988, New York State University at Binghamton, B.A., 1985  </li></ul><ul><li>Admitted 1988, New York and U.S. District Court, Southern District of New York  </li></ul><ul><li>Memberships: The Executive Association of Greater New York; Harpur Law Council; National Association of Women Business Owners, Commercial Law League of America; International Association of Commercial Collectors.  </li></ul><ul><li>Born New York, N.Y., September 18, 1963  </li></ul><ul><li>Biography: Certified Woman Owned Business, Women's Business Enterprise National Council, Women's Business Enterprise, Licensed by the New York City, Department of Consumer Affairs. Vice-President of Membership, National Association of Women Business Owners - New York City. Arbitrator, Better Business Bureau </li></ul>
  12. 12. Peter G. Rubin, Esq. <ul><li>ASSOCIATE ATTORNEY </li></ul><ul><li>Practice Areas: Collections; Commercial Litigation; Commercial Collections; Consumer Collections; Bankruptcy Collections  </li></ul><ul><li>Born: Oceanside, New York. October 5, 1968 </li></ul><ul><li>Education: Boston University, J.D., 1993, Duke University, B.A., 1989  </li></ul><ul><li>Admitted: 1994, New York; 1995, U.S. District Court, Eastern and Southern Districts of New York  </li></ul>
  13. 13. Jackelyn Florez, CLA <ul><li>COLLECTION MANAGER/CERTIFIED LEGAL ASSISTANT </li></ul><ul><li>Expertise: Consultant to business in setting up their credit policies and back office practices; Skip tracing; Investigations; Post-Judgment collections of commercial and consumer debt; Informative seminars. </li></ul><ul><li>Born: Weehawken, New Jersey. January 26, 1969 </li></ul><ul><li>Education: </li></ul><ul><ul><li>Berkeley College, 1996 – Applied Science Associates Degree in Paralegal Studies </li></ul></ul><ul><ul><li>Thomson Education, --Private Investigations </li></ul></ul><ul><ul><li>National Association of Legal Assistants – Certification Preparatory Courses – Legal Assistant Certification. (Certified August 2000) </li></ul></ul><ul><li>Member: National Association of Legal Assistants </li></ul>
  14. 14. To learn more: FRANK FRANK GOLDSTEIN & NAGER PC <ul><li>1430 Broadway, Suite 1615, New York, New York 10018 </li></ul><ul><li>Tel (212) 686-0100 Fax (212) 686-6726 </li></ul><ul><li>WWW.FFGNESQS.COM </li></ul><ul><li>[email_address] [email_address] </li></ul><ul><li>[email_address] </li></ul>