WHAT’S HAPPENING IN MOBILE        PAYMENTS      Anthony Hicks      PayPal - EMEA Innovations      12TH JUNE 2012
Agenda  • Payments in In-App  • Payments in the Mobile Browser  • Payments at Point of Sale      2                       1...
POINT OF SALE3      12th June 2012
Mobile as the merchant point of sale      4                12th June 2012
Mobile (Buyer) to Merchant Point of Sale      5                12th June 2012
Mobile (Buyer) to merchant via geo-fencecheck-in     6                 12th June 2012
Mobile (Buyer) to Merchant via brandedapplication     7                12th June 2012
Mobile (Buyer) to Merchant via specialisedapplication      8                12th June 2012
IN-APP AND MOBILE    BROWSER PAYMENTS9      12th June 2012
What are the options for developers?   • Mobile Wallets (Balance, Linked or stored funding)   • Credit and Debit Card Paym...
What are the limitations for developers?•   Digital or Physical Goods•   Digital or Physical Services•   Some marketplaces...
In-App Payments – iTunes vs PayPalMobile Payment Library     12                12th June 2012
In-App Payments – Web ViewMobile Express Checkout    13               12th June 2012
PayPal In-App and Mobile BrowserMobile Express Checkout     14               12th June 2012
Browser PaymentsMobile Express Checkout     15               12th June 2012
Browser PaymentsMobile Express Checkout     16               12th June 2012
Things to avoid when taking mobilepayments   •   Not having a Mobile optimised web site   •   Forcing the user to register...
More Information• For details on PayPal APIs check out: x.com/developers/paypal      18                     12th June 2012
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What's happening in mobile payments - Anthony Hicks, PayPal

  1. 1. WHAT’S HAPPENING IN MOBILE PAYMENTS Anthony Hicks PayPal - EMEA Innovations 12TH JUNE 2012
  2. 2. Agenda • Payments in In-App • Payments in the Mobile Browser • Payments at Point of Sale 2 12th June 2012
  3. 3. POINT OF SALE3 12th June 2012
  4. 4. Mobile as the merchant point of sale 4 12th June 2012
  5. 5. Mobile (Buyer) to Merchant Point of Sale 5 12th June 2012
  6. 6. Mobile (Buyer) to merchant via geo-fencecheck-in 6 12th June 2012
  7. 7. Mobile (Buyer) to Merchant via brandedapplication 7 12th June 2012
  8. 8. Mobile (Buyer) to Merchant via specialisedapplication 8 12th June 2012
  9. 9. IN-APP AND MOBILE BROWSER PAYMENTS9 12th June 2012
  10. 10. What are the options for developers? • Mobile Wallets (Balance, Linked or stored funding) • Credit and Debit Card Payments • Virtual currencies • Pre-approvals and tokenization • Subscriptions • Micropayments • Premium SMS and carrier billing 10 12th June 2012
  11. 11. What are the limitations for developers?• Digital or Physical Goods• Digital or Physical Services• Some marketplaces offer a great (mandatory) payment experience for digital buyers, but you pay a high price on fees – 10% to 30%! 11 12th June 2012
  12. 12. In-App Payments – iTunes vs PayPalMobile Payment Library 12 12th June 2012
  13. 13. In-App Payments – Web ViewMobile Express Checkout 13 12th June 2012
  14. 14. PayPal In-App and Mobile BrowserMobile Express Checkout 14 12th June 2012
  15. 15. Browser PaymentsMobile Express Checkout 15 12th June 2012
  16. 16. Browser PaymentsMobile Express Checkout 16 12th June 2012
  17. 17. Things to avoid when taking mobilepayments • Not having a Mobile optimised web site • Forcing the user to register to use an app or mobile site • Forcing the user to enter address, card number, expiry data, CVV to make a purchase • Storing credit card details and other personal details • Forcing the use of a pre-funded wallets (top-up to pay) • Aggregating card payments 17 12th June 2012
  18. 18. More Information• For details on PayPal APIs check out: x.com/developers/paypal 18 12th June 2012

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