WEATHER INSURANCE IN PRACTICE, ETHIOPIA Eyob Meherette/NISCO We Care We Protect Workshop on Developing Index-Based Livestock Insurance to Reduce Vulnerability due to Drought-related Livestock Deaths, ILRI, Addis Ababa, Ethiopia, 12 July 2010

Ethiopia, East Africa We Care We Protect

Crop Season Wereda Insured Farmers Potential Client Type of Cover Crop Type Farm size In ha Sum Insured in Birr Premium in Birr Claim in Birr Loss Ratio in % 2007 Lume “ Boset 97 15 8 22,896 DT “ “ Wheat Teff H.Bean 172.91 17.5 55.75 503,513.92 42,840.00 117,521.00 23,715.51 2,017.76 5,535.24 - - 120 246.16 663,874.92 31,268 2008 Lume Adama Boset Adea 224 65 146 109 133 103 25,000 DT Wheat H.Bean Wheat Teff Lentil Chickpea 324.58 78.65 118.25 49.00 76 51.25 1,446,003.9 304,356.15 526,803.75 196,490.00 224,200.00 148,215.00 68,106.78 14,335.18 24,812.25 9,254.68 10,559.80 6,980.93 91,465.78 - - 827 777.83 3,076,282.50 144,960.32 52 2009 Lume Adama Welencheti Boset Boset Adea “ “ Total 60 23 86 6 137 198 242 61 813 DT DT DT DT WI DT “ “ Wheat Teff H.Bean H.Bean H.Bean Wheat Teff Lentil 95.7 30.0 25.0 27.0 159.75 141.92 184.5 32.5 477.17 619,370.40 211,950.00 98,150.00 106,002.00 639,000.00 901,064.27 1,326,573.45 109,850.00 4,011,959.72 32,888.57 11,254.55 5,211.77 5,628.71 73,485.00 47,846.51 70,441.05 5,833.04 252,589.20 310,000 Kola -Temben 200 10,000 WI Teff 21.0 115,000.00 27,600.00 G.Total 1960 57,896 1522.16 7,867,117.14 456,417.50 401,466 88

Rainfall Deficit Computation Panel for haricot beans in Boffa We Care We Protect Date Rainfall [mm] Expected Rainfall [mm] Deficit [mm] Jul 1 - Jul 10 20 Jul 11 - Jul 20 25 Jul 21 - Jul 31 30 Aug 1 - Aug 10 42 Aug 10 - Aug 20 45 Aug 21 - Aug 31 30 Sep 1 - Sep 10 30 Sep 11 - Sep 20 25 Sep 21 - Sep 30 10 Total Phase Deficit [mm]

Boffa H.beans, Mid August/2009 We Care We Protect

NISCO’s Agronomist discussing with farmers We Care We Protect

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