HOARD
The cryptocurrency app
you can bank on!
1
Jason Davis, Hoard, Inc. 2018
HOARD
“a stock or store of money
or valued objects, typically
one that is secret or
carefully guarded”
2
HOARD
Our vision
3
People demand easier access, simpler tools, and faster
transactions. Hoard empowers anyone, anywhere to
hold, transfer, and transact with any digitized assets
from their mobile device, instantly. We’re not building a
bank, we’re reinventing them.
The Problem
Simplicity
Complex crypto-tech
stifles consumer
adoption and blocks
usage.
Accessibility
Access to
cryptocurrency and
the crypto economy
is limited.
Fungibility
The majority of
cryptocurrencies are
not spendable like fiat
currencies.
3 main problems arise in consumer finance on blockchain with cryptocurrency
4
Rethink Everything
Re-engineer consumer
facing applications and
deploy scalable
blockchain protocols.
The Solution
Design an end-to-end platform that removes the friction found across the cryptocurrency environment.
and much more…
Ubiquitous wallet
Instant payments
Effortless investing
Simplified trading
24/7 customer supportHacker-proof storage
5
The Competition
Cash markets
Often characterized as centralized, slow, expensive, complicated or uselesss.
Cryptocurrency wallets
Trading platforms
2nd Layer Protocols
6
The Team
Founding team
Jason Davis / Co-founder & CEO
Founding advisors
7
Wells Fargo
Interaction, interface, & strategy designer
Dan Lipert / Co-founder & CTO
Department of Defense (DoD)
DevOps, engineering, & artificial intelligence
Kyle Ellicott / Startup Advisor
ReadWrite Labs
Co-founder & Chief labs officer
Chris Maddern / Mobile + Payments Advisor
Venmo / Button
Head of Engineering / Chief product officer
Ryan Williams / Legal Advisor
Orrick, Morrison & Forester
Lead Counsel / Raised +100M in ICO’s
George Worrell / Co-founder & CPO
Wells Fargo / Morgan Stanley
Product architecture & UX engineering
Hoard is currently home 8 full time technical employees, 6 highly experienced advisors, and 10 dedicated project contributors
The Traction
How we’re doing so far…
Our team has grown over 25 strong while we near our first release. Most of our growth
to date has been organic. We recently completed our accelerator program.
10,000 on waitlist &
5,000 following us
Raised $700,000
private equity
Securing bank & exchange
partnerships
MVP app
releasing soon
Over 12 publications
Grew team
8 FT / 6 Advisors
INV FinTech
Accelerator
Idea CEO + CTO
8
The Roadmap
Wallet
9
Portfolios
Swaps
Fiat gateway
Rule-based investing
Zero Knowledge DEX (Smaug)
Cash markets
Trading floor
Artificial intelligence
Compliance. MSB. Broker/Dealer.
Start Finish
Q4 2017
Q1 2018
Q2 2018
Q3 2018
Q3 2018
Q1 2018
Q3 2018
Q3 2018
Q4 2018
Q3 2017
Kickoff Product
10
The Advantage
The Smaug Network is a
decentralized zero-knowledge
exchange protocol. It’s the
backbone of Hoard’s advanced
product infrastructure.
Powered by decentralized blockchain technology
Faster, lighter and supported by master node community
Feeless trades, swaps, spends and sends
Enablement pipes put us at the top of the financial stack
Native coin creates instant, trustless and dustless transactions
Smaug
Fiat Gateway Trading
Trade pairs + swaps
ACH only
InvestingPayments
0.00% /tx + spread
Merchant POS
2.25% /tx
Debit + ACH
2.25% / tx 0.00% /tx + spread
The Model
Hoard’s revenue models float between fixed rates and market spreads depending on the transaction type.
11
12
The Experience
Automated investing
Self-custody wallet
Simplified payments
The Strategy
Send engine
Send crypto payments to anyone
through email, SMS, messenger
Partnerships Token Allocation
Partner with financial institutions
and cryptocurrency companies
Launch a private and public token
offering and distribution event.
13
The Compliance
Our legal and compliance teams are currently working on the appropriate federal and state
filings for money service business licensing. International compliance underway.
14
Alabama
Alaska
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
Florida
Georgia
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland  
New Mexico
New York
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virginia
Washington
West Virginia
Wisconsin
Wyoming
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey  
Pending Active Not filed
The Opportunity
Blockchain and their native cryptocurrencies serve multiple sectors including; health, legal,
finance and everything in between.
2%
98%
Market capitalization
US stock market
Global coin market
5%
95%
Market usage
Global TAM
Current usage
2%
2%
95%
1%
Growth rate
2014
2015
2016
2017
15
16
Currency symbol = OAR Token allocation = 80,000,000
Max supply = 120,000,000
Soft cap = $3,000,000 USD
Hard cap = $30,000,000 USD
Industry = FinTech
Platform = Ethereum, then Smaug
Public price = $0.50
The Coin
17
The Utility
Why HODL OAR
Transact any value instantly across the
Smaug Network
Earn masternode rewards by staking OAR to
run a Masternode
Make your transactions private within the
Smaug network
Guarantee Fiat <-> Crypto exchanges for
instant cash settlements
Act as a "market-maker" for decentralized
swaps by running a Market Masternode
Stake your OAR to provide network
liquidity and eliminate transaction fees
The Proceeds
7%
13%
13%
67%
Token sale allocation
Token distribution Masternodes
5%
10%
15%
25%
45%
Token sale proceeds
Engineering & Design
Legal & Compliance
18
Team Reserve
Marketing & Operations
Customer Support
Community
Thank You
https://hoardinvest.com
jason@hoardinvest.com
dan@hoardinvest.com
saft@hoardinvest.com
19

Hoard Pitch Deck

  • 1.
    HOARD The cryptocurrency app youcan bank on! 1 Jason Davis, Hoard, Inc. 2018
  • 2.
    HOARD “a stock orstore of money or valued objects, typically one that is secret or carefully guarded” 2
  • 3.
    HOARD Our vision 3 People demandeasier access, simpler tools, and faster transactions. Hoard empowers anyone, anywhere to hold, transfer, and transact with any digitized assets from their mobile device, instantly. We’re not building a bank, we’re reinventing them.
  • 4.
    The Problem Simplicity Complex crypto-tech stiflesconsumer adoption and blocks usage. Accessibility Access to cryptocurrency and the crypto economy is limited. Fungibility The majority of cryptocurrencies are not spendable like fiat currencies. 3 main problems arise in consumer finance on blockchain with cryptocurrency 4
  • 5.
    Rethink Everything Re-engineer consumer facingapplications and deploy scalable blockchain protocols. The Solution Design an end-to-end platform that removes the friction found across the cryptocurrency environment. and much more… Ubiquitous wallet Instant payments Effortless investing Simplified trading 24/7 customer supportHacker-proof storage 5
  • 6.
    The Competition Cash markets Oftencharacterized as centralized, slow, expensive, complicated or uselesss. Cryptocurrency wallets Trading platforms 2nd Layer Protocols 6
  • 7.
    The Team Founding team JasonDavis / Co-founder & CEO Founding advisors 7 Wells Fargo Interaction, interface, & strategy designer Dan Lipert / Co-founder & CTO Department of Defense (DoD) DevOps, engineering, & artificial intelligence Kyle Ellicott / Startup Advisor ReadWrite Labs Co-founder & Chief labs officer Chris Maddern / Mobile + Payments Advisor Venmo / Button Head of Engineering / Chief product officer Ryan Williams / Legal Advisor Orrick, Morrison & Forester Lead Counsel / Raised +100M in ICO’s George Worrell / Co-founder & CPO Wells Fargo / Morgan Stanley Product architecture & UX engineering Hoard is currently home 8 full time technical employees, 6 highly experienced advisors, and 10 dedicated project contributors
  • 8.
    The Traction How we’redoing so far… Our team has grown over 25 strong while we near our first release. Most of our growth to date has been organic. We recently completed our accelerator program. 10,000 on waitlist & 5,000 following us Raised $700,000 private equity Securing bank & exchange partnerships MVP app releasing soon Over 12 publications Grew team 8 FT / 6 Advisors INV FinTech Accelerator Idea CEO + CTO 8
  • 9.
    The Roadmap Wallet 9 Portfolios Swaps Fiat gateway Rule-basedinvesting Zero Knowledge DEX (Smaug) Cash markets Trading floor Artificial intelligence Compliance. MSB. Broker/Dealer. Start Finish Q4 2017 Q1 2018 Q2 2018 Q3 2018 Q3 2018 Q1 2018 Q3 2018 Q3 2018 Q4 2018 Q3 2017 Kickoff Product
  • 10.
    10 The Advantage The SmaugNetwork is a decentralized zero-knowledge exchange protocol. It’s the backbone of Hoard’s advanced product infrastructure. Powered by decentralized blockchain technology Faster, lighter and supported by master node community Feeless trades, swaps, spends and sends Enablement pipes put us at the top of the financial stack Native coin creates instant, trustless and dustless transactions Smaug
  • 11.
    Fiat Gateway Trading Tradepairs + swaps ACH only InvestingPayments 0.00% /tx + spread Merchant POS 2.25% /tx Debit + ACH 2.25% / tx 0.00% /tx + spread The Model Hoard’s revenue models float between fixed rates and market spreads depending on the transaction type. 11
  • 12.
  • 13.
    The Strategy Send engine Sendcrypto payments to anyone through email, SMS, messenger Partnerships Token Allocation Partner with financial institutions and cryptocurrency companies Launch a private and public token offering and distribution event. 13
  • 14.
    The Compliance Our legaland compliance teams are currently working on the appropriate federal and state filings for money service business licensing. International compliance underway. 14 Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland   New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey   Pending Active Not filed
  • 15.
    The Opportunity Blockchain andtheir native cryptocurrencies serve multiple sectors including; health, legal, finance and everything in between. 2% 98% Market capitalization US stock market Global coin market 5% 95% Market usage Global TAM Current usage 2% 2% 95% 1% Growth rate 2014 2015 2016 2017 15
  • 16.
    16 Currency symbol =OAR Token allocation = 80,000,000 Max supply = 120,000,000 Soft cap = $3,000,000 USD Hard cap = $30,000,000 USD Industry = FinTech Platform = Ethereum, then Smaug Public price = $0.50 The Coin
  • 17.
    17 The Utility Why HODLOAR Transact any value instantly across the Smaug Network Earn masternode rewards by staking OAR to run a Masternode Make your transactions private within the Smaug network Guarantee Fiat <-> Crypto exchanges for instant cash settlements Act as a "market-maker" for decentralized swaps by running a Market Masternode Stake your OAR to provide network liquidity and eliminate transaction fees
  • 18.
    The Proceeds 7% 13% 13% 67% Token saleallocation Token distribution Masternodes 5% 10% 15% 25% 45% Token sale proceeds Engineering & Design Legal & Compliance 18 Team Reserve Marketing & Operations Customer Support Community
  • 19.