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Employers Assertively Address Healthcare Reform In 2014 Benefit Plan Changes
As more healthcare reform measures fall into place and additional ones become active on 1/1/2014, employers are making significant changes to their healthcare benefit plans. In the past, many employers took focused, selective measures to flatten inevitable annual cost increases. Higher copays, changing to coinsurance, more prior authorizations/referral requirements and higher deductibles were the typical measures; the most drastic ones would be discontinuing a plan replacing it with another. Employers are choosing much more assertive measures to reduce their exposure to increased healthcare costs and reduce their involvement with managing benefit programs for their employees and their dependents.
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John G. Baresky