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1 of 4
Wellness Program Assessment Tool

1. In-house Medical Clinic – When employees have on-site medical clinics they get
   timely check-ups and treatments when necessary. This prevents more serious
   illnesses and reduces health care cost, absenteeism and presenteeism. These
   clinics should also utilize evidence-based natural medicine for better results.

2. Advanced Health Screening – Conventional screening programs miss many
   illnesses because they rely on limited blood tests. Advanced screening includes
   ultrasound, thermography, metabolic tests and blood tests for C-reactive protein,
   Vitamin D and homocysteine. These tests are more expensive, but pay for
   themselves many times over with lower health care costs.

3. Advanced Education Programs – Most wellness education is too basic and not
   based on the best science. By implementing advanced educational programs,
   employees learn why they should make important lifestyle changes and how
   their body works at the cellular level. This can increase the desire to change
   enough to realize a tenfold increase in the R.O.I. cost of educational programs.

4. Wellness Coaching – Many employees find it difficult to follow through on the
   changes they want to make. Wellness coaches can provide the support and
   guidance needed to ensure much higher levels of success. The R.O.I. for quality
   wellness coaching is somewhere between 5 and 10 dollars for every dollar spent.

5. Wellness Plan and Coordinators – Most employers do not have a very good
   wellness plan with outcome measures, adequate funding and staff coordinators
   to ensure effective implementation. Without these organizational elements, most
   wellness programs will not be nearly as successful as they should be.

6. Disease Prevention and Reversal – Most employers concentrate on disease
   management, but this produces a very low R.O.I. Disease prevention and
   reversal produces a high R.O.I., but can only be accomplished with evidence-
   based nutritional medicine, which is not available from existing insurance
   companies.

7. Nutritionally Balanced Weight Loss Programs – Most weight loss programs are
   not nutritionally balanced. This means that they cause long-term health
   problems. They also fail to provide long-term weight loss. Customized weight




                          Healthy at Work, Inc. * www.BeHealthyatWork.com * 888-737-9617
loss based on individual needs is the only way to ensure long-term success and
   cost savings.

8. Incentive Programs -Most wellness incentive programs are not strong enough to
   encourage the sustained changes needed by most employees. Progressive
   employers provide both positive and penalty based incentives to achieve higher
   levels of commitment. High deductable insurance programs based on health
   status, combined with Health Savings Accounts, is the best way to get the
   outcomes that are necessary to lower insurance premiums for both employees
   and employers.

9. Web-based Employee Support Systems – Employees need access to state of the
   art health and wellness information, as well as programs to track their
   improvement. These systems are expensive to develop, but allow employees to
   take personal responsibility for the health improvements they need to make.
   These systems also increase compliance, improve employee health and result in
   significant health cost reductions.

10. Software Tracking Systems – The employer needs to know which wellness
    programs are producing the best results and how to ensure all programs are
    working in concert with one another. A sophisticated health and wellness
    software program is needed to accomplish this to ensure strategic changes can be
    made in a timely manner. Such systems must be linked to the employers
    wellness process at every step and every level in order to ensure coordination
    and accurate measurements of outcomes.




                         Healthy at Work, Inc. * www.BeHealthyatWork.com * 888-737-9617
Totally Existent
                                                                  Medium Level
                                       Non-existent




                                                                                 High Level
                                                      Low Level
    Program Element

1. In-house Medical Clinic
2. Advanced Health Screening
3. Advanced Educational Programs
4. Wellness Coaching
5. Wellness Plan and Coordinators
6. Disease Prevention and Reversal
7. Nutritional Weight Loss
8. Incentive Programs
9. Web-based Employee Support
10. Software Tracking System
                             Points      1             2            3              4             5


            Wellness Program Scorecard




                Healthy at Work, Inc. * www.BeHealthyatWork.com * 888-737-9617
Total Score

Scorecard                           Projected 5 year premium increase

            Total score



Score                               Likely insurance increase in next 5 years
46 – 50                             No increase
41 – 45                             10% increase
36 – 40                             20% increase
31 – 35                             30% increase
26 – 30                             40% increase
21 – 25                             50% increase
16 – 20                             75% increase
10 – 15                             100% increase




                 Healthy at Work, Inc. * www.BeHealthyatWork.com * 888-737-9617

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Smith - The Expanding Workplace Waist - Handout 1

  • 1. Wellness Program Assessment Tool 1. In-house Medical Clinic – When employees have on-site medical clinics they get timely check-ups and treatments when necessary. This prevents more serious illnesses and reduces health care cost, absenteeism and presenteeism. These clinics should also utilize evidence-based natural medicine for better results. 2. Advanced Health Screening – Conventional screening programs miss many illnesses because they rely on limited blood tests. Advanced screening includes ultrasound, thermography, metabolic tests and blood tests for C-reactive protein, Vitamin D and homocysteine. These tests are more expensive, but pay for themselves many times over with lower health care costs. 3. Advanced Education Programs – Most wellness education is too basic and not based on the best science. By implementing advanced educational programs, employees learn why they should make important lifestyle changes and how their body works at the cellular level. This can increase the desire to change enough to realize a tenfold increase in the R.O.I. cost of educational programs. 4. Wellness Coaching – Many employees find it difficult to follow through on the changes they want to make. Wellness coaches can provide the support and guidance needed to ensure much higher levels of success. The R.O.I. for quality wellness coaching is somewhere between 5 and 10 dollars for every dollar spent. 5. Wellness Plan and Coordinators – Most employers do not have a very good wellness plan with outcome measures, adequate funding and staff coordinators to ensure effective implementation. Without these organizational elements, most wellness programs will not be nearly as successful as they should be. 6. Disease Prevention and Reversal – Most employers concentrate on disease management, but this produces a very low R.O.I. Disease prevention and reversal produces a high R.O.I., but can only be accomplished with evidence- based nutritional medicine, which is not available from existing insurance companies. 7. Nutritionally Balanced Weight Loss Programs – Most weight loss programs are not nutritionally balanced. This means that they cause long-term health problems. They also fail to provide long-term weight loss. Customized weight Healthy at Work, Inc. * www.BeHealthyatWork.com * 888-737-9617
  • 2. loss based on individual needs is the only way to ensure long-term success and cost savings. 8. Incentive Programs -Most wellness incentive programs are not strong enough to encourage the sustained changes needed by most employees. Progressive employers provide both positive and penalty based incentives to achieve higher levels of commitment. High deductable insurance programs based on health status, combined with Health Savings Accounts, is the best way to get the outcomes that are necessary to lower insurance premiums for both employees and employers. 9. Web-based Employee Support Systems – Employees need access to state of the art health and wellness information, as well as programs to track their improvement. These systems are expensive to develop, but allow employees to take personal responsibility for the health improvements they need to make. These systems also increase compliance, improve employee health and result in significant health cost reductions. 10. Software Tracking Systems – The employer needs to know which wellness programs are producing the best results and how to ensure all programs are working in concert with one another. A sophisticated health and wellness software program is needed to accomplish this to ensure strategic changes can be made in a timely manner. Such systems must be linked to the employers wellness process at every step and every level in order to ensure coordination and accurate measurements of outcomes. Healthy at Work, Inc. * www.BeHealthyatWork.com * 888-737-9617
  • 3. Totally Existent Medium Level Non-existent High Level Low Level Program Element 1. In-house Medical Clinic 2. Advanced Health Screening 3. Advanced Educational Programs 4. Wellness Coaching 5. Wellness Plan and Coordinators 6. Disease Prevention and Reversal 7. Nutritional Weight Loss 8. Incentive Programs 9. Web-based Employee Support 10. Software Tracking System Points 1 2 3 4 5 Wellness Program Scorecard Healthy at Work, Inc. * www.BeHealthyatWork.com * 888-737-9617
  • 4. Total Score Scorecard Projected 5 year premium increase Total score Score Likely insurance increase in next 5 years 46 – 50 No increase 41 – 45 10% increase 36 – 40 20% increase 31 – 35 30% increase 26 – 30 40% increase 21 – 25 50% increase 16 – 20 75% increase 10 – 15 100% increase Healthy at Work, Inc. * www.BeHealthyatWork.com * 888-737-9617