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Contrary to popular belief, getting a grasp on
Life Insurance isn’t a very difficult task.
It can be quite easy with a lit...
It is essential that people are educated on this topic
so that they are able to differentiate between fact
and myth, enabl...
We present some of the most prevalent myths about Life
Insurance and our opinions on them, aiming to create a
greater clar...
Death is the ultimate reality of life and can happen to
anyone irrespective of age, caste, creed or gender.
One should con...
Even single individuals need Life Insurance as it means
an added financial cushion for your retirement
years and also ligh...
In case of a change of job or a sudden red
slip, the individual is completely devoid of
any group life insurance
One must be informed that term insurance offers Life
Insurance support throughout the year at nominal
prices bringing peac...
Life insurance indeed offers tax benefits*, but the
sole purpose of life insurance is to provide
cover in case of sudden d...
Contrary to popular belief, getting a grasp on
Life Insurance isn’t a very difficult task.
It can be quite easy with a lit...
One cannot expect huge returns from invested
premiums, as Life Insurance essentially aims to provide
support in cases of u...
Insuring against the loss of a home-maker may make
more sense than one might think as the services
provided by a home-make...
HDFC Standard Life Insurance Company Limited. In partnership with Standard Life Plc. CIN: U99999MH2000PLC128245, IRDAI Reg...
Myths About Life Insurance
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Myths About Life Insurance

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Get some clarity about the myths around Life Insurance.

Published in: Economy & Finance
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Myths About Life Insurance

  1. 1. Contrary to popular belief, getting a grasp on Life Insurance isn’t a very difficult task. It can be quite easy with a little effort.
  2. 2. It is essential that people are educated on this topic so that they are able to differentiate between fact and myth, enabling them to make better decisions.
  3. 3. We present some of the most prevalent myths about Life Insurance and our opinions on them, aiming to create a greater clarity about the subject of Life Insurance.
  4. 4. Death is the ultimate reality of life and can happen to anyone irrespective of age, caste, creed or gender. One should consider Insurance as soon as he/she starts earning.
  5. 5. Even single individuals need Life Insurance as it means an added financial cushion for your retirement years and also lighten tax burdens*. *Disclaimer: Tax benefits are subject to change in Tax laws.
  6. 6. In case of a change of job or a sudden red slip, the individual is completely devoid of any group life insurance
  7. 7. One must be informed that term insurance offers Life Insurance support throughout the year at nominal prices bringing peace of mind to the individual.
  8. 8. Life insurance indeed offers tax benefits*, but the sole purpose of life insurance is to provide cover in case of sudden death. *Disclaimer: Tax benefits are subject to change in Tax laws.
  9. 9. Contrary to popular belief, getting a grasp on Life Insurance isn’t a very difficult task. It can be quite easy with a little effort.
  10. 10. One cannot expect huge returns from invested premiums, as Life Insurance essentially aims to provide support in cases of unexpected mishaps or retirement.
  11. 11. Insuring against the loss of a home-maker may make more sense than one might think as the services provided by a home-maker are essential.
  12. 12. HDFC Standard Life Insurance Company Limited. In partnership with Standard Life Plc. CIN: U99999MH2000PLC128245, IRDAI Reg. No. 101. Registered Office: HDFC Standard Life Insurance Company Limited, Lodha Excelus, 13th Floor, Apollo Mills Compound, N.M. Joshi Marg, Mahalaxmi, Mumbai 400 011. Email: buyonline@HDFCLife.com, Tel No: 1800-266-9777 (9 am to 9 pm). For more details on risk factors, associated terms and conditions and exclusions please read sales brochure carefully before concluding a sale. "The name/letters "HDFC" in the name/logo of the Company belongs to Housing Development Finance Corporation Limited and is used by HDFC Life under a license/agreement.” ARN:MC/10/2015/7032 BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS IRDAI clarifies to public that • IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums. • IRDAI does not announce any bonus. • Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.

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