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  1. 1. State Farm Hikes Homeowners Insurance Rates in Texas• State Farm Lloyds says it has submitted a rate filing to the Texas Department of Insurance that will result in its Texas customers seeing increases in homeowners insurance premiums of an average of 20 percent.• The changes are effective Nov. 1 for new customers and Dec. 1 for existing customers.• State Farm said the changes are due to the volume of claims and increasing costs per claim. Roofing prices alone have spiked almost 90 percent in the past five years, the company noted in a news release.• The rate hike announcement came on the same day as an ABC News report that said State Farm is facing a new criminal investigation and lawsuit related to hurricane claims in Texas.
  2. 2. Voter Registration Deadline for This November’s General Election• General Election: Tuesday, November 6• If you’ve moved recently or are not sure whether you’re registered to vote, confirm your registration today or register online at• The last day to register to vote in the November General Election is Tuesday, October 9.• Did you move within your county? If you moved from one place to another in the same county, you can change your information online at• Did you move to another county? If you moved to another county, YOU MUST RE-REGISTER! Fill out and mail a new application, or take it in person, to the voter registrar of your new county (
  3. 3. Weekly HAR Market StatSignals are everywhere. From the flow of traffic on Main Street to the movement ofelectrons inside a microchip, we take our cues from trusted indicators. Recently,housing data have signaled increased momentum toward recovery. It doesnt reallymatter what signals youre watching either. From new starts, existing sales and pricesto market times, seller concessions and the supply-demand balance, all signals point tohealing. It wont necessarily be quick or felt evenly across all cities or states. But thetrend is your friend. And our friend is signaling a thumbs-up. In the Houston region, for the week ending September 2: • New Listings increased 5.3% to 2,032 • Pending Sales increased 41.4% to 1,526 • Closed Sales increased 7.5% to 1,886
  4. 4. Plan for Success CRS #200 Business Planning & Marketing for the Residential Specialist A strong foundation is the key to building a successful real estate career. This Business Planning & Marketing course helps students learn the fundamentals of business planning. After completing this course, students will be able to identify the benefits of a business plan, develop income goals using the budgeting process and create a marketing plan to meet their goals and objectives. These business essentials will generate increased profit and productivity. Course content: Business Plan Development, Budgeting and Cost Analysis, Prospecting Techniques and Personal Promotion Techniques Date: Thursday & Friday, Sept. 13 & 14 Time: 8:30 a.m. - 5 p.m. Location: Central Investment: $275Register @ Questions? 713-629-1900 ext. 6