It(online transaction)

239 views

Published on

Published in: Economy & Finance, Business
0 Comments
0 Likes
Statistics
Notes
  • Be the first to comment

  • Be the first to like this

No Downloads
Views
Total views
239
On SlideShare
0
From Embeds
0
Number of Embeds
2
Actions
Shares
0
Downloads
18
Comments
0
Likes
0
Embeds 0
No embeds

No notes for slide

It(online transaction)

  1. 1. INDEX INTRODUCTION 1. DEBIT CARD • TYPES OF DEBIT CARD • ONLINE TRANSACTION THROUGH DEBIT CARD 2. CREDIT CARD • TRANSACTION THROUGH CREDIT CARD • PAYMENT METHOD • WHERE TO MAKE ONLINE PAYMENT
  2. 2. TRANSACTION THROUGH DEBIT & CREDIT CARD
  3. 3. DEBIT CARD • IT IS A PLASTIC LAMINATED CARD WHICH IS LINKED TO A BANK ACCOUNT . IT CAN BE USED FOR CASH TRANSACTION FROM ATMS, ONLINE BILL PAYMENTS, E- TICKETING,E-SHOPPING E.T.C.
  4. 4. TYPES OF DEBIT CARDS 1. MASTER CARD 2. VISA CARD 3. MAESTRO
  5. 5. CONTENTS REQUIRED WHILE ONLINE TRANSACTION • Account no. • Account holder’s name • Pin • Atm card serial no. • Issuing date/expiry date • Mother’s maiden name(as security question) • Additional security question and answer For the very 1st time
  6. 6. • Atm Card serial no. • Name on card • Expiry/issueing date • Online registered 3-D secure password at the 1st time • Cvv no.(in case of visa & master card) Form the 2nd time you will just need
  7. 7. PAYMENT MADE THROUGH DEBIT CARD WHEN WE ENTERS THE ABOVE DETAILS THE INFORMATION IS SENT TO THE BANK SERVER INSTANTLY AND BANK SERVER AUTOMATICALLY CONFIRMS THE DETAILS FROM THE SAVED DATABASE AND IF IT IS CORRECT ,PAYMENT IS MADE AT THAT POINT OF TIME. NEVER REFRESH THE PAGE WHILE IT IS IN PROCESS
  8. 8. CREDIT CARD • IT IS A PLASTIC LAMINATED CARD WHICH IS LINKED TO A PERSON’S BANK ACCOUNT. • The person is allowed to use credit facility of bank. • The limit of credit vary from bank to bank and person to person.
  9. 9. TRANSACTIONS THROUGH CREDIT CARDS • (POINT-OF-SALE) TRANSACTIONS- Transactions that occur when you present your credit card at a store • CARD-NOT-PRESENT (CNP) TRANSACTION- you just have to say you credit card no. • Authentication The person is, in fact, who they say they are
  10. 10. PAYMENT METHOD • Consumer makes a purchase at an online store, credit card information received by e-store. • Credit card information is sent from the consumer to the acquiring bank • The credit card association and the issuing bank certify the transaction and the verification is sent to the acquiring bank • The consumer ships the product and payment is issued by the bank and bill is send to the consumer address at the end of the month.
  11. 11. WHERE TO MAKE A ONLINE PAYMENT? 1. CHECK WHETHER ON THE ADDRESS BAR ADDRESS STARTING FROM HTTPS(SECURE) OR HTTP(UNSECURE) 2. KEEP YOUR ANTIVIRUS UP TO DATE AND ENABLE SECURITY ALERTS 3. CLICK ON THE LEFT SIDE OF THE ADDRESS BAR ON THE ICON AND VIEW THE CERTIFICATE OF ENCRYPTION IS VALID OR NOT

×