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At this point, you may realize how
burdensome credit card debt can affect
your finances. According to a 2007 survey conducted by Cardweb.com, the average
credit card debt load is nearly $9,900. Based
on an online poll of slightly more than 55,000
consumers, 61% said they carry over debt each month on their credit cards and an astonishing 13% of the same group said they carry total credit card balances in excess of $25,000.