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Mudri György: API-bankolás a fintech szemszögéből. Felkészültünk a nyitásra

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Magyarország első blockchain és API konferenciája! Nagyító alatt a jövő technológiái és új jelenségei a pénzügyi szektorban. Ez lesz a fintech világán túl! Részletek: http://fintechzone.hu/a-fintechen-tul/

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Mudri György: API-bankolás a fintech szemszögéből. Felkészültünk a nyitásra

  1. 1. API Banking from Fintech’s perspective
  2. 2. First automatic PFM in HungaryWyze – First automatic PFM in Hungary
  3. 3. B2B2C Fintech App developer B2B Financial Data aggregator PSD2 API and banking innovation platform provider Wyze Startup Studio END-CUSTOMER BANKS/BANKINGCOREOPERATION New ventures of Wyze
  4. 4. B2B2C Fintech App developer B2B Financial Data aggregator PSD2 API and banking innovation platform provider Wyze Startup Studio END-CUSTOMER BANKS/BANKINGCOREOPERATION New ventures of Wyze
  5. 5. The problem of the fintech sector?
  6. 6. Data Aggregator Harvesting multiple datasources Comprehensive coverage (banks, utilities, etc.) Data Merger Single-format Standardization/ Normalization Data Enrichment Intelligence Services User-specific data enrichment Data source Data consumer Aggreg8’s solution
  7. 7. Data sources Data consumers • Banks • Utilities • Current /Cash / Saving accounts • Debit/Credit cards • Loans • Securities • Wallets • Etc. • Account aggregation • Account switching tools • Bank-App-Store • Credit scoring / Risk management • Comparison services • Investing solutions • P2P payments • Subscription checks • Scan & Pay • User verification • Etc. Data Merger Data Aggregation Data Enrichment aggreg8.io Aggreg8’s solution
  8. 8. After PSD2
  9. 9. Biggest difficulty
  10. 10. The problem of the banking sector?
  11. 11. Regulatory pressure
  12. 12. Business pressure
  13. 13. Fear of becoming a utility provider...
  14. 14. ... like telecoms
  15. 15. What happened with telecoms?
  16. 16. What happened with telecoms?
  17. 17. What about banks?
  18. 18. Special areas
  19. 19. Every areas
  20. 20. Solution?
  21. 21. US vs EU
  22. 22. Solution?
  23. 23. Fintech #1 Fintech Marketplace/Registry Fintech #2 Fintech #3 API-Management / Gateway Private Cloud API-Aggregator FINTECHBLOCKS FintechBlocks solution
  24. 24. Future?
  25. 25. György Mudri CEO @ FintechBlocks w www.fintechblocks.com e gyorgy.mudri@fintechblocks.com m +36-70/949-9795

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