Fragmented market with few large players.
HOSPITALITYSPACE Competitive Market with many players
Over 500 SEZ’s have been approved by
theGovt so far
Majority of SEZ’s are in IT Sector
COMMERCIAL SPACE Few players present across India
Fragmented Market with few National
SOURCE : www.cci.in
40 years back , old people would bought houses through provident fund
For most of them, taking a loan was an alien concept because of its
complex nature and lack of availability.
But now as home owners are more young and aware about the home
loan benefits, most of them prefer for taking home loans.
Loan-to-value ratios are substantially higher.And home loans have
become an essential part of their lives.
SOURCE : http://www.business-standard.com/article/pf/40-years-ago-and-now-home-
As per 2013 report of Cushman &Wakefield published, the total new
housing demand will be nearly 12 million units in the next five years
(2013- 17) and this is based on the estimated growth of population across
In 8 major cities in India, demand will be higher than supply by
Chennai is expected to see the highest demand – supply gap with supply
falling short by over 80% of the expected demand, while Mumbai is
expected to see the least imbalance in demand and supply with demand
outstripping by only 5% albeit, most of the supply will be in the HIG
category leaving MIG underserviced.
HIG – High Income Group ; MIG – Middle Income Group
5/12/2015 6SOURCE : http://www.cushmanwakefield.co.in/
5/12/2015 SOURCE : http://www.mapsofindia.com/ 7
HOUSE DESCRIPTION PERCENTAGE
ONE BEDROOM HOUSE 250-400 sq.ft 80.2%
TWO BEDROOM HOUSE 450-650 sq ft 10.5%
THREE BEDROOM HOUSE 650-900 sq ft 6.6%
FOUR BEDROOM HOUSE More than 1000 sq ft 2.7%
Defying the lows witnessed in FY2009 and FY2010, Bangalore’s
residential market has rebounded in the last two fiscal years
characterized by improved sales volumes and new project launches.
Bangalore is expected to see one of the highest activity in the residential
markets in the next five years (2013 – 17).The demand for residential
units in the mid and high-end categories is expected to be approximately
413,000 units in the next five years
5/12/2015 9SOURCE : www.ibef.org
Home Loans upto INR 50 Lakhs (for houses valued at INR 65 lakhs) in metros and
home loans upto 40 lakhs (for houses valued at INR 50 lakhs) in other places will
fall under the category of “affordable housing” by RBI
(Metros include Mumbai, New Delhi, Chennai , Kolkata , Bangalore & Hyderabad)
Banks can issue long term bonds with minimum maturity of 7Years to raise
resources for lending to affordable housing.
The pace of growth of home loans declined to 16.4 per cent in November 2014,
from 18.1 per cent in the year-ago period, according to Reserve Bank of India
5/12/2015 10SOURCE : http://www.rbi.org/