Couponing 101


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  • Very exhaustive report! I would add, make sure you are doing 'Healthy Couponing!' Greetings, Sher from
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Couponing 101

  1. 1. Why use coupons?? <ul><li>Coupons are free money </li></ul><ul><li>Pay off debts, save for a vacation or build a stockpile </li></ul><ul><li>Prices are not getting any lower, in fact, they continue to rise </li></ul><ul><li>Plan for the unexpected (i.e. job loss, natural disasters) </li></ul><ul><li>Rising gas prices </li></ul><ul><li>To help others </li></ul><ul><li>And of course, TO SAVE MONEY!!!! </li></ul>
  2. 2. What you thought you knew… <ul><li>Sunday paper coupons aren’t for things I buy…take a look at your grocery list. Are you buying any of these in the near future? </li></ul><ul><ul><li>Cereal </li></ul></ul><ul><ul><li>Paper plates & towels </li></ul></ul><ul><ul><li>Canned goods </li></ul></ul><ul><ul><li>Laundry detergents </li></ul></ul><ul><ul><li>Dish washing detergent </li></ul></ul><ul><ul><li>Shampoo, conditioner, or styling products </li></ul></ul><ul><ul><li>Toothpaste, toothbrushes, floss, mouthwash </li></ul></ul><ul><ul><li>Cleaning agents </li></ul></ul><ul><ul><li>Soap, body washes, face washes </li></ul></ul><ul><ul><li>Feminine products </li></ul></ul><ul><ul><li>If so, then you’re on the right track! </li></ul></ul>
  3. 3. <ul><li>I don’t have time to shop at multiple stores </li></ul><ul><ul><li>Yes, couponing takes time but you’ll save in the end </li></ul></ul><ul><ul><li>Shopping trips are a bit longer but most definitely worth it </li></ul></ul><ul><ul><li>Couponing is like any investment, it takes time but well worth it </li></ul></ul>
  4. 4. <ul><li>I’m too embarrassed to use coupons </li></ul><ul><ul><li>Remember, coupons are like money, start looking at them like that </li></ul></ul><ul><ul><li>Start looking at using coupons as earning money </li></ul></ul><ul><ul><li>The manufacturers reimburse the stores for coupons plus a handling fee </li></ul></ul><ul><ul><li>I don’t know about you, but I lOVE people gasping and seeing jaws drop when they see how much I didn’t spend!!! </li></ul></ul>
  5. 5. <ul><li>I don’t have time… </li></ul><ul><ul><li>You don’t have time NOT too!! </li></ul></ul><ul><ul><li>Even if you have 2 kids, volunteer, go to school, have a husband/wife….you still have time to coupon </li></ul></ul><ul><ul><li>Coupon during movie night </li></ul></ul><ul><ul><li>Turn couponing into a family activity for all </li></ul></ul><ul><ul><li>You decide how much time you have each week to put into couponing </li></ul></ul><ul><ul><li>The more time you spend, the more money you save!!! </li></ul></ul>
  6. 6. <ul><li>I’ll buy things that I normally wouldn’t so how does that save me? </li></ul><ul><ul><li>You now have the chance to try things you normally wouldn’t for little to no cost to you </li></ul></ul><ul><ul><li>Don’t be brand specific…don’t be afraid to try new brands </li></ul></ul><ul><ul><li>Make it a rule to not spend more than 25% of the products normal price (meaning at least 75% off) </li></ul></ul>
  7. 7. Plan ahead <ul><li>Make your list prior to leaving your house of what you are going to buy </li></ul><ul><li>Get the Sunday paper. This allows you to see the weekly ads of every store (IMPORTANT STEP) </li></ul><ul><li>Make your plan before leaving your house, not in the store </li></ul><ul><li>Stick to your plan!! </li></ul>
  8. 8. Changing the way you shop and where <ul><li>No more running to the store because you forgot something that you need to make dinner… </li></ul><ul><ul><li>Stockpiling comes in here </li></ul></ul><ul><ul><li>No more wasting time, gas, and more money due to impulse buys for these last minute runs to the store </li></ul></ul>
  9. 9. My favorite stores <ul><li>Rite Aid (well stocked) </li></ul><ul><li>CVS </li></ul><ul><li>Walgreen’s (military/senior discount Tuesdays) </li></ul><ul><li>Harris Teeter (doubles coupons daily) </li></ul><ul><li>Target (has store coupons to stack with) </li></ul>
  10. 10. Picking your store/s <ul><li>Figure in gas and time to get there </li></ul><ul><li>Stock, selection, and variety of products </li></ul><ul><li>Costs of your top items </li></ul><ul><li>Do they double coupons? </li></ul><ul><li>Do they give extra discounts (military/senior/student)? </li></ul><ul><li>Do they allow stacking (manufacturer’s coupon along with a store coupon)? </li></ul><ul><li>Do they have a rewards program? </li></ul>
  11. 11. Coupons….types & where do I get them? <ul><li>Newspaper Coupons </li></ul><ul><ul><li>Buy the Sunday paper for inserts or you can purchase them from me for $1 per insert </li></ul></ul><ul><ul><ul><li>****Coupons are FREE, you are paying for my time in locating them as a service to you**** </li></ul></ul></ul><ul><ul><li>Buy them online (eBay) </li></ul></ul><ul><li>Printable Coupons </li></ul><ul><li>Catalina Coupons </li></ul><ul><ul><li>These print out along with your receipt at stores </li></ul></ul>
  12. 12. <ul><li>Blinkies </li></ul><ul><ul><li>Coupon machines that hang on the shelf and dispense coupons with the blinking red light </li></ul></ul><ul><li>Tearpads </li></ul><ul><ul><li>Just like blinkies except you tear them from a pad verse pulling them out of the blinkie machine </li></ul></ul><ul><li>Peelies </li></ul><ul><ul><li>Stuck on packages…check them twice though…they may not be for the product that they are stuck too!! </li></ul></ul>
  13. 13. <ul><li>Manufacturer Coupons </li></ul><ul><ul><li>All of the above are manufacturer coupons. These are distributed by the manufacturer as a type of marketing </li></ul></ul><ul><ul><li>Pay special attention to the wording on coupons…some uneducated checkers may try to deny you multiple coupons. Educate them on the wording </li></ul></ul><ul><ul><ul><li>‘ One coupon per purchase ’ is different than ‘ one coupon per transaction ’ </li></ul></ul></ul><ul><ul><ul><li>If you have the same number of items and coupons, that is one per purchase </li></ul></ul></ul>
  14. 14. <ul><li>Store Coupons </li></ul><ul><ul><li>These are given by stores in a few places </li></ul></ul><ul><ul><ul><li>Weekly sales ad </li></ul></ul></ul><ul><ul><ul><li>The store’s website </li></ul></ul></ul><ul><ul><li>TIP – Use store coupons along with a manufacturer coupon to save even more money (‘Stacking’ – using more than one coupon for the same product) </li></ul></ul>
  15. 15. <ul><li>Magazines </li></ul><ul><ul><li>My favorite is All You magazine (found only at Wal-Mart). Typically has any where from $70-90 worth of coupons every month </li></ul></ul><ul><li>Rewards Cards </li></ul><ul><ul><li>Swipe your card at check out and receive money saving coupons </li></ul></ul><ul><li>Home Mailers </li></ul><ul><ul><li>Coupons mailed to your home </li></ul></ul><ul><li>Trading </li></ul><ul><ul><li>Trade coupons with friends or a club </li></ul></ul>
  16. 16. The Binder (Coupon Binder that is) <ul><li>Different methods to keeping a coupon binder: </li></ul><ul><ul><li>Organize by date </li></ul></ul><ul><ul><li>Organize by category </li></ul></ul><ul><ul><ul><li>I organize by category (I’ve already made the table of contents for you and pages to separate your sections) </li></ul></ul></ul><ul><ul><li>Alphabetically </li></ul></ul><ul><ul><li>Lay out of isle at your favorite store </li></ul></ul>
  17. 17. Other ways to get organized <ul><li>Accordion file </li></ul><ul><li>Envelopes </li></ul><ul><li>Mail sorter </li></ul><ul><li>Which ever way works best for you, use it! </li></ul>
  18. 18. Take control <ul><li>Watch the prices as the checker rings up each item, if the price is incorrect, speak up! </li></ul><ul><li>Learn the coupon policy for the stores you shop. Carry a hard copy with you at all times just in case you get ‘that checker’ </li></ul><ul><li>If the checker is unwilling to accept your coupons, ask to speak to the manager. If the manager refuses, do not continue with your purchase!! </li></ul>
  19. 19. Watch out…for traps that is <ul><li>Just because a store has a 5 for $5, does not mean that you have to buy all 5 to take advantage of the sale. You can get 1 for $1 or 2 for $2, etc. </li></ul><ul><li>End caps are meant for impulse buys…they may be advertising a big savings but check closely </li></ul>
  20. 20. Words to live by <ul><li>Make it a game </li></ul><ul><ul><li>This can be a great family activity all the while, teaching your kids some valuable money lessons </li></ul></ul><ul><li>A penny saved is a penny earned (though we’re saving more than just pennies!) </li></ul><ul><li>Always strive to do better (I always try to beat my last savings that I got) </li></ul><ul><li>Teach others – share your knowledge of saving $$$$ with others, you never know what impact you may have </li></ul><ul><li>And finally….HAVE FUN & SAVE TONS!!!! </li></ul>