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Payment Strategy for Macedonia<br />By Euro-Wallet<br />
Future vision of Euro-Wallet<br />Mobile payment is easy and secured solution of transferring money between people and mer...
Presentation Company & Concept <br />Who we are<br />Our Business Concept<br />What we do<br />ZMAZZ®Business standalone<b...
Who we are<br />2008 established Euro-Wallet as a company<br />Subsidiary company Rudillian<br />China Union Pay/Bank of C...
Our Business Concept<br /><ul><li>Introducing ZMAZZ® and ZMAZZ®BUSINESS in Europe
Become one of the European key players in mobile payments connected to loyalty
PCI DSS certified/PSD/E-Money License
Bank/Telco/Device independent
Low threshold
Very consumer and acceptant friendly</li></li></ul><li>What we do<br />Introducing secure mobile payments/loyalty concepts...
What we do<br />ZMAZZ® works on any mobile phone (GPRS, SMS, Mobile APP) anywhere<br />EURO-WALLET payment system includes...
Current Situation<br />Internet Usage<br /><ul><li>92% penetration
71% connect every day
42% have been using the Internet for > 7 years
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Euro-Wallet White Label

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Euro-Wallet White Label

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Euro-Wallet White Label

  1. 1. Payment Strategy for Macedonia<br />By Euro-Wallet<br />
  2. 2. Future vision of Euro-Wallet<br />Mobile payment is easy and secured solution of transferring money between people and merchants in different countries <br />Mobile payments will support replacement of Cash <br />Mobile internet will replace desktop internet<br />
  3. 3. Presentation Company & Concept <br />Who we are<br />Our Business Concept<br />What we do<br />ZMAZZ®Business standalone<br />ZMAZZ®Business integrated<br />ZMAZZ®Businesswebshop<br />Day in a life of a consumer<br />How to introduce Mobile banking & payments?<br />
  4. 4. Who we are<br />2008 established Euro-Wallet as a company<br />Subsidiary company Rudillian<br />China Union Pay/Bank of China/EVD<br />Pilot >42.000 users<br />2009 Euro-Wallet introduced ZMAZZ® and ZMAZZ®BUSINESS<br />100% privately held/independent from Bank/Telco<br />Small group of professional and ambitous people, making use of yearly experiences in financial-, telecom- and marketing <br />
  5. 5. Our Business Concept<br /><ul><li>Introducing ZMAZZ® and ZMAZZ®BUSINESS in Europe
  6. 6. Become one of the European key players in mobile payments connected to loyalty
  7. 7. PCI DSS certified/PSD/E-Money License
  8. 8. Bank/Telco/Device independent
  9. 9. Low threshold
  10. 10. Very consumer and acceptant friendly</li></li></ul><li>What we do<br />Introducing secure mobile payments/loyalty concepts for consumer & business markets<br />Development and exploitation of new payment/loyalty concepts for strong-regulated markets<br />Sustainable mobile payment solutions<br />Today’s examples include: (1) P2P, (2) P2SME (3) P2Retail<br /> (4) P2Webshop (5) P2SpecialProjects Payments<br />
  11. 11. What we do<br />ZMAZZ® works on any mobile phone (GPRS, SMS, Mobile APP) anywhere<br />EURO-WALLET payment system includes:<br />Consumer to consumer payments<br />Consumer to merchantpayments<br />POS (Cash register) integration<br />Online payment services<br />Instant notification of payment via SMS and/or Mobile Application<br />Independent of the PCI infrastructure<br />Country independent<br />Bank independent<br />Telcoindependent<br />Costwise far more attractive thananyotheravailablepayment system world wide<br />
  12. 12. Current Situation<br />Internet Usage<br /><ul><li>92% penetration
  13. 13. 71% connect every day
  14. 14. 42% have been using the Internet for > 7 years
  15. 15. Under 25 spend 12.6 hours online per week</li></ul>Broadband Internet<br />Penetration<br /><ul><li>NL = 93 %
  16. 16. EU average = 54%</li></ul>RFID / NFC Technology<br /><ul><li>has long talked about but has still not been widely introduced
  17. 17. Not direct necessary for M-Payments</li></ul>Mobile<br /><ul><li>>100% penetration
  18. 18. 52% of the under 25 feel disconnected from the world if without their phone
  19. 19. >100,000 apps available on the iPhone apps store</li></ul>Digital Content<br /><ul><li>39% of European online users download music (1 in 4 are willing to pay)
  20. 20. 18% of European online users access online games, forecast to grow to 25%</li></ul>eCommerce<br /><ul><li>Offline POS growing at 4%
  21. 21. eCommerce forecasted to grow at c.18% between 2009 and 2012</li></li></ul><li>Day in the life of a consumer<br />Untill<br />now<br />Into the future<br />E-coupons<br />checkout<br />Loyalty<br /> Morning<br /> Night<br />
  22. 22. ZMAZZ®BUSINESS stand alone<br />ZMAZZ®BUSINESS Application on a PDA<br />Target market: SME’s and special projects<br />Distribution: online, resellers, distributors<br />Competitive mobile solution for Cash & Maestro payments<br />
  23. 23. ZMAZZ®BUSINESS integrated<br />ZMAZZ®BUSINESS Application on Cash Register<br />Target market: Large Retail and special projects<br />Distribution: online, resellers<br />Competitive mobile solution for Cash & Maestro payments<br />Easy implementation in the existing POS infrastructure<br />
  24. 24. ZMAZZ®BUSINESS webshop<br />ZMAZZ®BUSINESS Application for webshops<br />Target market: Webshops and special projects<br />Distribution: online, resellers, <br />Competitive mobile solution for Credit Card, iDeal, PayPal, DirecteBanking<br />Easy implementation in the WEB infrastructure<br />
  25. 25.
  26. 26. Thank you, for more information <br />please contact our <br />Head Office:<br />Piet Heinstraat 1<br />7511 JE Enschede<br />The Netherlands<br />+31 (0) 53 482 4710<br />info@euro-wallet.eu<br />www.euro-wallet.eu<br />www.zmazz.com<br />‘<br />

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