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Digits ico-deck-v9 (1)


Published on Future of Crypto payments

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Digits ico-deck-v9 (1)

  1. 1. digits Digits ICO deck
  2. 2. DISCLAIMER FORWARDLOOKINGSTATEMENT This enclosed includes forward-looking statements covered by the Private Securities Reform Act of 1995 and is for presentation only. Because such statements deal with future events, they are subject to various risks and uncertainties. Forward-looking statements are identified by words such as "anticipates," "projects," "expects," "plans," "intends," "believes," "estimates," "targets," and other similar expressions that indicate trends and future events. Factors that could cause the Company's results to differ materially from those expressed in forward-looking statements include, without limitation, variation in demand and acceptance of the Company's products and services, general business and economic conditions beyond the Company's control, timing of the completion and integration of acquisitions, the consequences of competitive factors in the marketplace including the ability to attract and retain customers, results of continuous improvement and other cost-containment strategies, and the Company's success in attracting and retaining key personnel. The Company undertakes no obligation to revise or update forward-looking statements as a result of new information, since these statements may no longer be accurate or timely. The enclosed presentation contains certain confidential and proprietary information. Confidential Information shall include all data, materials, products, technology, hardware, specifications, manuals, business plans, software, marketing plans, financial information, and other information enclosed within and is intended for the sole recipient and/or company this was package was sent to. The receiving Party shall not disclose, publish or otherwise reveal any of the Confidential Information enclosed within to any other party. Nothing contained herein shall be construed as granting or conferring any rights by license or otherwise in regards to any Confidential Information that is conveyed by this document. digits
  3. 3. Turnanydebitorcreditcardintheworld intoacryptocurrencycard. digits Digits aims to turn any credit or debit card in the world into a crypto card. Our technology sets out to increase the liquidity and stability of cryptocurrency while potentially stimulating the crypto economy worldwide. Our goal is to achieve this without modification of the existing credit or debit card networks making cryptocurrency as easy for merchants to accept as credit and debit cards. .
  5. 5. The Problem: No Easy Way To Pay 5 As of 2015, 95% of people surveyed claimed to be unfamiliar familiar with cryptocurrencies.1 As of mid-2017, only 3 of top 500 online retailers accept bitcoin as of 2017.2 Cryptocurrencies can take days to settle, whereas traditional payments are settled nearly instantaneously. Cryptocurrencies are confusing Near-zero merchant adoption Long settlement times THEPROBLEM Cryptocurrencies can only theoretically process around 7 transactions per second, whereas traditional payment systems can process around 24,000 per second. Slow transaction speeds Sources: 1) cryptocurrency-survey.html 2) acceptance-among-retailers-is-low-and-getting-lower
  6. 6. 6 Works with any card in your wallet Seamless user experience Costeffectivesolutionforpaying withcryptocurrency Digits turns any credit or debit card in the world into a means to pay with your cryptocurrency assets. THESOLUTION SupportsBTC,LTC, ETHandXRP
  7. 7. The Digits Consumer Experience 7 HOWITWORKS Register a credit or debit card with the Digits app Connect your crypto wallet with the Digits app Make a purchase with your registered credit or debit card Approve larger transactions via SMS or Digits app Step 1 Step 2 Step 3 Transaction is instantly processed and secured (collateralized) by crypto Optionally, user can delay tax impact and pay later
  9. 9. Digits Payment Process HOWITWORKS FUNDS PULLED SMART CONTRACT CRYPTO HELD END OF TERM The Hedge Lending NetworkTM generates a smart contract to cover cost of user’s transaction Smart Contract is backed by a user’s cryptocurrency as collateral Crypto held in custodial account for up to 12 months At the end of the term, the crypto is automatically liquidated or the user can pay off the smart contract with fiat currency BACKED BY CRYPTO Digits API transfers funds from user’s crypto wallet to the Digits custodial wallet 2 3 4 5 9 6 DIGITS API CALL The key to Digits’ seamless front-end functionality is that Digits controls what happens after a card number is entered into a partner platform. If it’s not a match with the Digits Network, the transaction is processed as usual. INSTANT PAYMENT IN FIAT CURRENCY
  10. 10. The Hedge Lending NetworkTM 10 LenderDigits User Lender invests their fiat currency with the Hedge Lending NetworkTM (fixed rate of return over a fixed amount of time) Hedge Lending NetworkTM uses Lender’s invested fiat currency in exchange for Digits User’s cryptocurrency-backed smart contract Digits User makes a transaction using a Digits registered card Transaction is paid for using Lender’s fiat currency using an instantly generated Smart Contract that is backed by the Digits User’s cryptocurrency THE HEDGE LENDING NETWORKTM Generates “instant loans” that enable users to pay with fiat currency, using their cryptocurrency.
  11. 11. Benefits Consumers And Merchants 11 ü Allows payment with crypto using traditional payment cards ü Two-factor authentication ensures control, hash-encrypted card numbers provides iron-clad security ü Hedge Lending NetworkTM delays a short-term taxable event Consumer Benefits WHYITWORKS ü Doesn’t requires the merchant to implement special technology ü Doesn’t require a new merchant agreement and still runs on the Visa, MasterCard, Amex rails ü Generates a new sale that otherwise may not have happened ü Same exact cost and settlement time as a debit or credit card transaction Merchant Benefits
  12. 12. Multiple Revenue Streams 12 WHYITWORKS Merchant Payment Processing Fee Our average gross revenue card processing fee is $8,000 per $1 Million per month Merchant Software Platform Access Fee A monthly fee is charged to software platforms used by merchants for access to the Digits platform at an average of 10 DIG per $1 Million processed per month Digits User Fees Users will be charged ~1% to buy with cryptocurrency as easily as a credit or debit card - the average gross revenue is $10,000 per $1 Million Hedge Lending NetworkTM When a consumer sends Digits money from their cryptocurrency wallet to cover their purchase, Digits charge 10% of net gain on all smart contracts
  13. 13. A Focused Growth Strategy 13 Digits Primary Target Merchant Software Platforms Payment Gateways Payment Processors BUSINESSDEVELOPMENT “Digits will support a large national retailer directly, however, Digits believes the opportunity lies with software platforms and payment gateways used by millions of merchants. With this strategy, we can keep our sales and marketing outreach very targeted.”
  14. 14. Digits Development Roadmap 14 ROADMAP May 2017 Digits is conceived July 2017 Customers are interviewed to validate market opportunity August 2017 Competitive research is gathered on current solution October 2017 R & D into feasibility of the Hedge Lending Network December 2017 Project feasibility and cost analysis performed February 2018 Digits Pre ICO is launched May 2018 Digits Launched on RegenLabs September 2018 Digits beta launch February2019 All regulatory framework in place for the Hedge Lending NetworkTM March 2019 Full launch the Digits consumer application
  15. 15. The Digits Team Ben is a world-renowned startup technologist, inventor, and serial entrepreneur based in Silicon Valley. Ben Way Laura is a high-energy strategic visionary known for proven and profitable niche solutions in the payments space. Laura Wagner Leo is an active investor, c-level executive and board advisor who takes start-ups from conception into sound, structured and profitable ventures. Leo Patching Nick is a senior developer with over 25 years of experience designing and building enterprise-scale software systems and websites with a consumer- centric philosophy. Nick Fallon CEO CCO COO CTO 15 TEAM As one of the first CFOs of PayPal, treasurer at Silicon Valley Bank and Director at Blue Run Ventures, David is recognized by the global fintech community as a pioneer in payments. David Jaques Chairman
  16. 16. The Digits Board of Advisors 16 TEAM Kevin Harrington Kevin pioneered the infomercial, founded “As Seen on TV” and was a co-founding board member of the Entrepreneurs’ Organization. Bryan Feinberg Bryan is the CEO and Founder of Etheralabs / ChainDynamics, a NYC based blockchain Venture Accelerator. David Drake David’s investments currently have 50+ global directors that maintain relations with institutions & family offices with $1.5 trillion in assets. Brad Yasar Brad is an entrepreneur, investor, mentor, and advisor who has started and bootstrapped several companies from inception to maturity over the past 20 years. Lou Kerner Lou is a Founding Partner at CryptoOracle, a VC and Advisory firm focused exclusively on companies leveraging blockchain, cryptocurrency, smart contracts and decentralization Mark C. Thompson Mark is a best-selling author who has advised Steve Jobs, Charles Schwab and Virgin Group founder Sir Richard Branson. Linda Perry After 17 years at Visa, Linda now serves as a senior advisor to select payment firms. Edward Katzin Prior to his last role as head of worldwide retail payments at Apple, Edward was CIO at Revolution Money and head of global product, strategy and innovation at Visa. Joe Daniels Joe is a Partner at McCarter English where he Co-Chairs the firm’s Venture Capital & Emerging Growth practice. James Haft James is a Founding Partner at CryptoOracle with 30 years of emerging markets and early- stage fintech expertise.
  17. 17. Initial Coin Offering 17 GETINVOLVED Revenue Share 10% Currencies Accepted BTC, ETH, LTC Token Name DSI Token Purpose DSI tokens pay for access to the Digits API which allows online merchants to accept fiat currency payments from users paying with cryptocurrency Supply 1,000,000,000 total (550,000,000 available in token sale) Pre-ICO Regulation Reg D : Rule 506(c)
  18. 18. 18 Take place in the Initial Coin Offering at Thanks!