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MOBILE WALLET
What is it?
A Mobile Wallet is a container where any
financial service can be virtually kept.
Your mobile phone can securely connect
to all of your bank accounts, managing
your coupons, credit cards, loans and
money transfers seamlessly.

Ticket and
Receipt Case

Subscriptions
Packet with Voice

Data

Credit Cards

SMS

Coupons

Mobile Money

Loyalty Cards

Transaction
History

Money
Transfer

Mobile Top U

Cash In/Out

M-commerce ecosystem
This will open up new revenue streams for mobile
network operators, merchants and banking partners
while increasing ease of access to money payments
for consumers.

Mobile payments and person-to-person money transfers
are forecast to become some of the most used mobile
applications in the next few years. Fast-tracking this
growth will be the opportunity for a new ecosystem to
globally connect different mobile networks, banks and
digital m-wallet services to allow them to work across
systems, currencies and borders.
Market Drivers

In developing markets the key driver is banking the unbanked. In the developed, it is payments going mobile.

billion people
don’t have a
formal financial
institution account
(WorldBank.org)

billion mobile
phone
subscriptions
worldwide
in 2012

billion subscribers
are served by
Ericsson Charging
and Billing systems

domestic mobile
wallet initiatives
are being run

billion USD were sent to
developing countries
in 2011

Interconnect – facilitating cross-border and multiple currency transactions

Mobile
Operator

Mobile Transfer
Operators

Bill Payment
Providers

Merchants
and Stores

Financial
Institutions

To find out more about m-commerce visit ericsson.com/m-commerce/blog

Payment
Networks

billion USD is set to be
processed globally by the
m-commerce industry
by 2017

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Infographic: Mobile Wallet

  • 1. MOBILE WALLET What is it? A Mobile Wallet is a container where any financial service can be virtually kept. Your mobile phone can securely connect to all of your bank accounts, managing your coupons, credit cards, loans and money transfers seamlessly. Ticket and Receipt Case Subscriptions Packet with Voice Data Credit Cards SMS Coupons Mobile Money Loyalty Cards Transaction History Money Transfer Mobile Top U Cash In/Out M-commerce ecosystem This will open up new revenue streams for mobile network operators, merchants and banking partners while increasing ease of access to money payments for consumers. Mobile payments and person-to-person money transfers are forecast to become some of the most used mobile applications in the next few years. Fast-tracking this growth will be the opportunity for a new ecosystem to globally connect different mobile networks, banks and digital m-wallet services to allow them to work across systems, currencies and borders. Market Drivers In developing markets the key driver is banking the unbanked. In the developed, it is payments going mobile. billion people don’t have a formal financial institution account (WorldBank.org) billion mobile phone subscriptions worldwide in 2012 billion subscribers are served by Ericsson Charging and Billing systems domestic mobile wallet initiatives are being run billion USD were sent to developing countries in 2011 Interconnect – facilitating cross-border and multiple currency transactions Mobile Operator Mobile Transfer Operators Bill Payment Providers Merchants and Stores Financial Institutions To find out more about m-commerce visit ericsson.com/m-commerce/blog Payment Networks billion USD is set to be processed globally by the m-commerce industry by 2017