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Radiant Financial Group - Full Service Mortgage Broker

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For over two decades, I’ve been building a reputation within the lending industry for my innovative thinking, cutting-edge method to the ever-changing real estate market, and unwavering integrity. With a relationship-based approach, I’m able to truly advise my clients on products that fit their unique lending needs and financial goals. This creates the comfort of being protected and the peace of mind in knowing they have the best lending products available.

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Radiant Financial Group - Full Service Mortgage Broker

  1. 1. LIGHTING THE PATH TO YOUR NEXT HOME LOAN
  2. 2. Who are we? • mortgage lender focused on providing mortgage services and personal guidance through the loan process. • We are a direct mortgage lender, which means that we have the option to lend the money ourselves, or “shop” the market to obtain the best rate and program available.
  3. 3. We have access to all types of loan products that offer competitive rates Jumbo financing Low/No down payment VA loans FHA loans with 3.5% down USDA loans for rural properties Fannie/Freddie conforming loans •Stated income •Income verified through bank statements instead of tax returns. •Asset qualifying only Niche products
  4. 4. WHY DO YOU NEED ME?
  5. 5. I help you navigate through the maze we call mortgage loans • With my extensive knowledge of loan programs and underwriting guidelines I help navigate you through the guidelines to find the product and loan that fits you best. • I work with you personally to help ensure you can communicate the necessary facts and figures the underwriter needs to approve your loan. • I help them see the complete picture behind your credit score and past decisions whether good or bad. • I work with you to eliminate potential issues with appraisals, inspections, title and lender. • I work side-by-side with all parties to create a smooth process. • It’s my job to help protect you from potential decisions that could have future consequences and educate you on options available to you.
  6. 6. MORTGAGE ADVISOR - Qualifications 1 EXPERIENCE – knowing in a given situation what “to do” and what “not to do”. 2 ALWAYS EVOLVING - Stay cutting edge on a constantly changing market. 3 CREATIVE - Be willing to think outside the box and find solutions. 4 INTEGRITY - Truly understand the level of trust a borrower and lender is extending to you. Make each decision with integrity. 5 LISTEN - Take the extra step to truly understand the borrower’s financial goals. 6 Build a TEAM! Build strong relationships with underwriters, escrow agents and real estate agents so you create an atmosphere centered around trust, effective communication and exceptional service.
  7. 7. How to refer to me?
  8. 8. If you hear someone say…. • • “I’m not sure if my current mortgage is the best available” • “I want to buy a home, but I own a small business” • “I can’t find a lender who can close on-time” • “I dread doing another home loan” • “I just divorced my husband and he’s still on the home loan” • “I love my house but wish I could change my kitchen” • “I wish I could own a house with a pool” • “I’m scared of my adjustable loan” • “I just graduated college and want a plan to buy in the future” • “I want to pay off my house by retirement” • “I’m retired and can’t afford my mortgage payment” • “With my credit, there is no way I can buy a house”
  9. 9. POWER PARTNERS • Real Estate Agents • Insurance Brokers • Financial Advisors • CPAs • Bank Lending Managers • Builders • General Contractors • Bookkeepers • Hair Stylists • Title Company Representatives • Waiters • RADIANT FINANCIAL GROUP Jennifer Ann Lampe Licensed Loan Originator NMLS #205573

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