Liquid Cash Management using conservative securities investment advisory account

1. Recent global macro events have resulted in increased uncertainty, and with
uncertainty comes higher levels of market volatility. We believe that our
philosophy of sophisticated diversifi cation – investing broadly across asset
classes, strategies, sectors, regions and countries – helps you successfully
navigate market volatility. However, we also understand that regardless of
our long-term view, you may be nervous over the near-term. The following
Brinker Capital strategies may be appropriate for you to discuss with your
fi nancial advisor.
Strategies
6% DOMESTIC EQUITY
81% FIXED INCOME
1% REAL ASSETS
11% ABSOLUTE RETURN
DESTINATIONS DEFENSIVE
For the investor looking for low volatility
with limited growth potential. Typically, it
is a predominantly fi xed income portfolio
with a small equity component and exposure
to alternative asset classes. Qualifi ed and
Taxable Strategies are available.
51% NOMINAL U.S. TREASURIES
6% INFLATION-PROTECTED
U.S. TREASURIES
20% AGENCY MORTGAGE-BACKED
SECURITIES
9% GOVERNMENT OR TREASURY
MONEY MARKETS
14% NON-TREASURY INVESTMENTS
1% CASH
DESTINATIONS CONSERVATIVE
GOVERNMENT FOCUSED
For the investor who wants to minimize risk but
does not require absolute stability of principal.
This portfolio seeks to achieve more attractive
returns over time than U.S. government money
markets. We created this portfolio to perform
well relative to other asset allocations when
markets are risk-averse. However, because
some holdings are longer in duration, the
portfolio can be more susceptible to interest
rate changes. Likewise, this portfolio can have
negative returns in a rising rate environment or
when markets are leaving U.S. treasuries for
riskier assets. It is not a principal-protected
product, nor a cash or money market substitute.
ABSOLUTE RETURN: CRYSTAL STRATEGY I
We believe that this Strategy can be suitable
for a wide variety of clients with a moderate
risk profi le and at least a three-year investment
time horizon. Typical investors in Crystal
include: those who want to add this Portfolio as
a complement to their relative return strategy,
risk-averse clients who have a moderate time
horizon, yet still need to grow their assets, and
investors nearing or at retirement who would
like to outpace infl ation with a focus on greater risk
management. Our multi-sector strategies are
highly transparent and offer daily liquidity, unlike
limited partnership absolute return vehicles.
Services
PERSONALIZED DISTRIBUTION STRATEGY
For the investor who wants to generate
income for current spending needs. This
customized solution involves a withdrawal
strategy that delivers a “paycheck” for a
specifi c period. It also manages reserves
to provide for long-term needs through
thoughtful cash replenishment based on
technical analysis.
DOLLAR VALUE AVERAGING
Brinker Capital created this strategy on
the time-tested principle of “buy low, sell
high.” When the market declines, more of
the portfolio will be invested to maximize
purchasing power. When the market rises in
value, less of the portfolio will be invested in
the market and more will remain in cash. We
systematically increase market exposure
from the start to a predetermined end date;
however, investors can also discontinue this
systematic plan and invest fully in the market
any time they choose.
brinkercapital.com 800.333.4573 1055 Westlakes Drive / Suite 250 / Berwyn, PA 19312
Solutions
for Risk
Averse
Clients
At Brinker Capital, we think
stability comes in large part
from fl exibility. We’ll adjust
your portfolio to your changing
circumstances, so that it best
serves your needs and allows you
to sustain your lifestyle. And if
your goals change further, we’ll
make sure your portfolio refl ects
that.
The Asset Allocation chart for the Defensive strategy
shown refl ects Brinker Capital Inc’s target asset
allocation policy as of October 5, 2012 for taxable
investments. The Asset Allocation chart for the
Conservative Government Focused strategy shown
refl ect Brinker Capital Inc’s target asset allocation policy
as of October 5, 2012 for taxable investments. Strategies
for tax-exempt investments may vary slightly. Actual
allocations will change over time. Allocations may
not add to 100%, due to rounding of asset allocation
percentages. Investing in any investment vehicle
carries risk, including the possible loss of principal, and
there can be no assurance that any investment strategy
or service described will provide positive performance
over a period of time. The asset classes, services, and/
or investment strategies described in this publication
may not be suitable for all investors.
Brinker Capital, Inc., a Registered Investment Advisor WP_RISK_AVS_INV