The small business sector started 2013 with a bang, as more businesses paid their bills on time and fewer relied on credit card debt. The improvements fueled a 3.2-point increase in D&B’s Small Business Health Index.
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D&B Small Business Health Index (March 2013)
1. D&B Small Business Health Index
March 2013 www.dnb.com
March 2013
What’s driving the US Small Business Health Index: Overall
s
mall business sector? 120
The small business sector started 2013 with a bang, 100
as more businesses paid their bills on time and fewer
relied on credit card debt. The improvements fueled 80
a 3.2-point increase in DB’s Small Business Health
Index. Business services performed strongest in 60 3.2
points
ry
ua
January 2013, followed by robust improvements in
40 Jan
manufacturing. Other economic indicators are driving
small business health: production of appliances,
20
furniture, and carpeting rose 2 percent, while sales of
retail and food services and food prices also rose. 0
Dec 04 Dec 06 Dec 08 Dec 10 Jan 13
Source: DB Global Data, Insights Analytics
Small Business Failures Payment Delinquency
160
160 50
50
155
155 48
48
150
150 46
46
145
145 44
44
140
140 42
42
Oct 2012
Oct 2012 Nov 2012
Nov 2012 Dec 2012
Dec 2012 Jan 2013
Jan 2013 Oct 2012
Oct 2012 Nov 2012
Nov 2012 Dec 2012
Dec 2012 Jan 2013
Jan 2013
Slightly fewer small businesses closed their doors in A significant number of small businesses did a better
January than in December 2012, although all major job of paying their bills in January, particularly in the
sectors continued to register bankruptcies and closures. business services and construction industries.
Credit Card Delinquency Credit Card Utilization