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Bankruptcy and Your Credit Report in Philadelphia

If you are unsure about the benefits of bankruptcy and worried about the impact on your credit report, contact us to discuss your situation and to learn more about moving forward. Learn more about bankruptcy and credit report in Philadelphia in this presentation.

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Bankruptcy and Your Credit Report in Philadelphia

  1. 1. CREDIT REPORT
  2. 2. N A TTTTTT w OFFICES OF ' DAVID M. OFFEN Before you file for bankruptcy, consider what this will mean to your financial situation now and over the long run. While it will show on your credit report, in many cases you will be able to get new credit after filing
  3. 3. N fl TTTTTT w oences or ' DAVID M. OFFEN If you have regular income coming in, you may be able to purchase a car or get a new mortgage while under Bankruptcy, even with the filing on your credit report
  4. 4. A DAMAGING EVENT BUT AN EVENT FROM WHICH YOU CAN RECOVER
  5. 5. N fl TTTTTT w OFFICES OF ' DAVID M. OFFEN Even though there are many benefits of filing for bankruptcy, it will show on your credit report for an extended period of time
  6. 6. ‘ ’| , THE I. A' OFFICES OF ' " DAVID M. OFFEN Are you willing to trade off the benefits for what bankruptcy will do to your credit report?
  7. 7. CHAPTER 7 BANKRUPTCY AND YOUR CREDIT REPORT 7 V
  8. 8. N A THE I. A' OFFICES OF " DAVID M. OFFEN If you file for Chapter 7 bankruptcy, it will remain on your credit report for 10 years from the filing date. However, many people are able to get new credit within a year after filing if you have a steady income
  9. 9. .. ,/‘ '” J " CHAPTER 13 BANKRUPTCY AND YOUR CREDIT REPORT J1.
  10. 10. N A TTTTTT w OFFICES OF ' DAVID M. OFFEN If you file for Chapter 13 bankruptcy, it may also remain on your credit report for up to ten years from the filing date. Again many people can receive a mortgage modification or get a car on credit as well as obtain other credit
  11. 11. N fl THE LAW OFFICES OF ' DAVID M. OFFEN Therefore, bankruptcy can be a Very good option depending on the type of debt you have and the amount that you owe
  12. 12. THE RECOVERY PROCESS
  13. 13. ‘ fl, ‘OFFICES OF ' " DAVID M. OFFEN Even though a bankruptcy will remain on your credit report for an extended period of time,
  14. 14. N fl THE LAW OFFICES OF ' DAVID M. OFFEN you can recover from this by taking the right steps, such as paying your bills on time and opening new accounts when possible
  15. 15. GET THE HELP YOU NEED
  16. 16. N A TTTTTT w OFFICES OF ' DAVID M. OFFEN If you are unsure about the benefits of bankruptcy and worried about the impact on your credit report, contact us to discuss your situation and to learn more about moving forward
  17. 17. G _ rfl 3 A }, _ i ». 4 v M .4 L . LEARN MoRE ABOUT BANKRUPTCY AND CREDIT REPoRT IN PHILADELPHIA
  18. 18. DAVID M. OFFEN BANKRUPTCY ATTORNEY wvvw. getfreeofbills. com

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If you are unsure about the benefits of bankruptcy and worried about the impact on your credit report, contact us to discuss your situation and to learn more about moving forward. Learn more about bankruptcy and credit report in Philadelphia in this presentation.

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