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5 Reasons to File for Bankruptcy in Philadelphia Now

"As you consider the pros and cons of bankruptcy, there is no point in rushing forward and making a decision you may not be happy with. At the same time, if this is the best option for you, you don’t want to sit back and wait around, hoping that something better comes along. Learn more about bankruptcy in California in this presentation.
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5 Reasons to File for Bankruptcy in Philadelphia Now

  1. 1. “As you consider the pros and cons of bankruptcy, there is no point in rushing forward and making a decision you may not be happy with. At the same time, if this is the best option for you, you don’t want to sit back and wait around, hoping that something better comes along.” 5 REASONS TO FILE FOR BANKRUPTCY IN PHILADELPHIA NOW DAVID M. OFFEN PHILADELPHIA BANKRUPTCY ATTORNEY
  2. 2. 5 Reasons to File For Bankruptcy in Philadelphia Now www.getfreeofbills.com 3 As you consider the pros and cons of bankruptcy, there is no point in rushing forward and making a decision you may not be happy with. At the same time, if this is the best option for you, you don’t want to sit back and wait around, hoping that something better comes along. Nobody plans to file for bankruptcy, but things happen in life which in many cases make filing for bankruptcy the best move one can make. If this is the best way to fix a bad situation, however, it is something that should be considered without delay.
  3. 3. 5 Reasons to File For Bankruptcy in Philadelphia Now www.getfreeofbills.com 4 Here are five reasons to file for bankruptcy: 1. Stop creditors from contacting you. With each passing day, you will get more and more annoyed with creditors contacting you in an attempt to collect payment. Once the automatic stay is in place, this is no longer a concern. You will not have to deal with these phone calls (and mail) , which alone is enough to consider bankruptcy without any further delay. 2. Stop the foreclosure process. Are you concerned that you could lose your home to foreclosure in the near future? This is something that impacts thousands upon thousands of people every year, from one side of the United States to the next. If your lender is moving forward with the foreclosure process and you are concerned that there is nothing you can do to stop it, you should consider filing for bankruptcy. Once again, the automatic stay will come in handy, as this will shut down your lender from proceeding with foreclosure. Note: bankruptcy does not stop foreclosure for good unless you resume making payments on your mortgage and have a plan for getting caught up on any missed mortgage payments, but it may also permit you to sell a property if that is what you wish to do.
  4. 4. 5 Reasons to File For Bankruptcy in Philadelphia Now www.getfreeofbills.com 5 3. To get professional assistance. When your finances are in a difficult situation and you don’t know what to do next, there are many benefits of speaking with a professional. When you consult with a bankruptcy attorney, you will begin to feel better about your situation, being that there is somebody on your side who can answer your questions and provide you with guidance. Note: don’t just hire any bankruptcy, but instead find somebody who is able to provide you with targeted advice every step of the way. An experienced and knowledgeable professional can do wonders for your situation.
  5. 5. 5 Reasons to File For Bankruptcy in Philadelphia Now www.getfreeofbills.com 6 4. The sooner you file the sooner your situation will clear up. When you wait to file bankruptcy, hoping that you find another solution, things can get worse. If you jump to this right away, you are at least making progress. You will feel that you are doing something for the betterment of your situation, knowing that even though you have faced a difficult time, that you will be better off for it in the end. 5. Remove stress from your life. As you know, financial concerns can be extremely stressful. There is nothing worse than being buried in debt, not knowing what you should and should not be doing. When you file for bankruptcy, you are adding another layer to your financial plan. At the same time, you are adding something that is meant to bring benefits to your life. Once you make your way out the other side of bankruptcy, you will know that your finances are now in better shape.
  6. 6. 5 Reasons to File For Bankruptcy in Philadelphia Now www.getfreeofbills.com 7 These five points should show you that filing for bankruptcy without delay could be in your best interest. This is not to say that you should rush forward before thinking things through. It is to say that you should strongly consider the benefits, and then make a decision based on what you find. Many people before you have filed for bankruptcy and soon realized it was the best financial decision they ever made. The time may be here for you to do the same.
  7. 7. 5 Reasons to File For Bankruptcy in Philadelphia Now www.getfreeofbills.com 8 About the Author David M. Offen A native to the Philadelphia area, Mr. Offen attended Temple University College and Law School. Mr. Offen is licensed to practice in the States of Pennsylvania and New Jersey. He is a member of the Eastern District of Pennsylvania Bankruptcy Conference and the National Association of Consumer Bankruptcy Attorneys. David M. Offen has over 20 years of experience and has helped over 8,500 individuals and families go through the Bankruptcy process. These filings have included stopping foreclosure on a home, stopping repossession of a car or vehicle, stopping IRS tax levies and frozen bank accounts and putting a stop to; lawsuits, credit card bills, personal loan, bills, utility shutoffs and other types of debt. With Mr. Offen’s help, these families have saved countless millions of dollars of debt. David enjoys getting to know his clients and will be happy to answer any and all questions you may have. You are treated as a person and not a number. Remember – there is no such thing as a silly question. Don’t be afraid to ask any questions you may have. David M. Offen has found that people looking to file Bankruptcy are not trying to avoid their responsibilities but rather to make a difficult situation easier. David enjoys getting people to stop worrying and making their financial lives much better and stop feeling overwhelmed. In some cases, Bankruptcy is not the best move and he can review your situation with you and tell you the right move for you to make. Get a completely free evaluation of your situation. For the past 20 years, the Law Offices of David M. Offen has been among the top filers of bankruptcy in the Eastern District of Pennsylvania. The Law Offices of David M. Offen 215-625-9600 www.getfreeofbills.com The Curtis Center 601 Walnut Street, Suite 160 West – 1st Floor Philadelphia, PA 19106

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