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Personal Accident and Health Insurance in Finland @ http://www.researchmoz.us/personal-accident-and-health-insurance-in-finland-key-trends-and-opportunities-to-2017-report.html
In terms of gross written premium, personal accident and health is the smallest segment in the Finnish insurance industry. The government’s welfare system, under which healthcare services are free for all Finns, and wide social security cover have limited the requirement for private health insurance. Over the forecast period, personal accident and health insurance growth is expected to be driven by the health insurance category, which accounted for 59.9% of the segment in 2012.