Indonesias Cards and Payments Industry: Emerging Opportunities, Trends, Size, Drivers, Strategies, Products
and Competitiv...
forecast period (2013–2017), to reach 289.9 million cards in 2017. Growth in the Indonesian cards
payments channel i...
4 Regulatory Framework And Card Fraud Statistics
4.1 Regulatory Framework
4.1.1 Regulations Related To Card Issuers
4.1.2 ...
7.3.1 Analysis By Number Of Cards In Circulation
7.3.2 Analysis By Transaction Value
7.3.3 Analysis By Transaction Volume
...
9.5.2 Issuer Share Analysis

10 Analysis Of Prepaid Card Payments And Growth Prospects
10.1 Overall Category Size And Fore...
13.1 Methodology
13.2 Contact Timetric
13.3 About Timetric
13.4 Timetric’s Services
13.5 Definitions
13.6 Disclaimer...
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Indonesias Cards and Payments Industry

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Indonesias Cards and Payments Industry

  1. 1. Indonesias Cards and Payments Industry: Emerging Opportunities, Trends, Size, Drivers, Strategies, Products and Competitive Landscape Synopsis The report provides market analysis, information and insights into Indonesia’s cards and payments industry, including: Current and forecast values for each category of Indonesia’s cards and payments industry including debit cards, credit cards, prepaid cards and charge cards Comprehensive analysis of the industry’s market attractiveness and future growth areas Analysis of various market drivers and regulations governing Indonesia’s cards and payments industry Detailed analysis of the marketing strategies adopted for selling debit, credit, charge and prepaid cards used by various bankers and other institutions in the market Comprehensive analysis of consumer attitudes and their buying preferences for cards Competitive landscape of Indonesia’s cards and payments industry Executive summary The Indonesian card payments channel grew substantially both in volume and value terms during the review period. In terms of number of cards in circulation, the Indonesian card payments channel grew at a CAGR of 21.26% increasing from 52.4 million cards in 2008 to 113.2 million in 2012. The card payments channel is expected to register a CAGR of 20.36%, rising from 138.1 million cards in 2013 to 289.9 million in 2017. In terms of transaction value, the channel grew at a CAGR of 19.68% from IDR846.7 trillion (US$87.3 billion) in 2008 to IDR1.7 quadrillion (US$185.2 billion) in 2012. Debit and credit card transactions remained the key growth drivers, followed by prepaid cards which registered increased demand from Indonesian consumers. Over the forecast period, the total card transaction value is expected to grow at a CAGR of 12.52%, to reach IDR3.3 quadrillion (US$328.8 billion) by the end of 2017. Scope This report provides a comprehensive analysis of Indonesia’s cards and payments industry It provides current values for Indonesia’s cards and payments industry for 2012 and forecast figures for 2017 It details the different macroeconomic, infrastructural, consumer and business drivers affecting Indonesia’s cards and payments industry It outlines the current regulatory framework in the industry It details the marketing strategies used by various bankers and other institutions It profiles the major banks in Indonesia’s cards and payments industry Reasons to buy Make strategic business decisions using historic and forecast market data related to Indonesia’s cards and payments industry and each market within it Understand the key market trends and growth opportunities within Indonesia’s cards and payments industry Assess the competitive dynamics in Indonesia’s cards and payments industry Gain insights into the marketing strategies used for selling various types of cards in Indonesia Gain insights into key regulations governing Indonesia’s cards and payments industry Key highlights The Indonesian card payments channel registered significant growth during the review period (2008–2012), recording a compound annual growth rate (CAGR) of 21.26% to reach 113.2 million cards in circulation by the end of 2012. It is anticipated to grow at a projected CAGR of 20.36% over the Indonesias Cards and Payments Industry: Emerging Opportunities, Trends, Size, Drivers, Strategies, Products and Competitive Landscape
  2. 2. forecast period (2013–2017), to reach 289.9 million cards in 2017. Growth in the Indonesian cards payments channel is expected to be driven by increasing demand for prepaid cards, a better regulatory framework, a growing market for online and mobile commerce, and a positive economic outlook. Indonesia’s central bank, Bank Indonesia (BI), enforced new regulations for the credit card category in January 2013, placing a cap on interest rates charged by banks on credit cards. BI also set the minimum monthly income requirement at IDR3 million (US$32), and the maximum available credit limit at three times this rate. Credit card users must be at least 21 years old. The popular payment channels in Indonesia are credit transfers, checks and cards. The payments channel structure has changed significantly in the past decade and new channels with paperless transactions have gained popularity. Most transactions, however, are still made with cash. table Of Contents 1 Executive Summary 2 Analysis Of The Market Environment, Key Trends And Drivers 2.1 Payment Infrastructure And Emerging Technologies 2.1.1 Atms 2.1.2 Pos Terminals 2.1.3 Internet Penetration 2.1.4 Mobile Payments 2.1.5 Contactless And Near-field Communication (nfc) Payments 2.1.6 Complete Migration To Emv Technology 2.2 Business Drivers 2.2.1 Growth In The Retail Industry 2.2.2 Increase In Competition 2.2.3 Transport Cards 2.2.4 Financial Education To Create Awareness 2.3 Economic Drivers 2.3.1 Stable Gdp 2.3.2 Inflation 2.3.3 Gdp Per Capita Income 3 Cards And Payments Industry Share Analysis 3.1 Industry Overview 3.1.1 Cash 3.1.2 Checks 3.1.3 Card Payments 3.1.4 Credit Transfer Indonesias Cards and Payments Industry: Emerging Opportunities, Trends, Size, Drivers, Strategies, Products and Competitive Landscape
  3. 3. 4 Regulatory Framework And Card Fraud Statistics 4.1 Regulatory Framework 4.1.1 Regulations Related To Card Issuers 4.1.2 Regulations Related To Credit Cards 4.1.3 Regulations Related To Debit And Prepaid Cards 4.1.4 Electronic Banking Regulations 4.1.5 Implementation Of Anti-money Laundering And Combating The Financing Of Terrorism 4.1.6 Foreign Direct Investment (fdi) Regulations 4.2 Card Fraud Statistics 4.2.1 Card-not-present Fraud 4.2.2 Counterfeit Cards 4.2.3 Card Id Theft 4.2.4 Cards Lost Or Stolen 5 Emerging Consumer Attitudes And Trends 5.1 Industry Segmentation And Targeting 5.1.1 Retail Segment 5.1.2 Corporate Users 5.2 Travel And Tourism Spending 5.2.1 Outbound Tourist Trips 5.2.2 Outbound Tourist Spending 5.3 Retail Card Spending 5.3.1 Analysis By Product Categories 5.3.2 Analysis By Retail Channels 6 Analysis Of Card Payments And Growth Prospects 6.1 Channel Share Analysis By Card Category 6.2 Size And Forecast Of The Card Payments Channel 6.2.1 Analysis By Number Of Cards In Circulation 6.2.2 Analysis By Transaction Value 7 Analysis Of Credit Card Payments And Growth Prospects 7.1 Overall Category Size And Forecast 7.1.1 Analysis By Number Of Cards In Circulation 7.1.2 Analysis By Transaction Value 7.1.3 Analysis By Transaction Volume 7.2 Transaction Share Analysis By Channel 7.2.1 Analysis By Transaction Value 7.2.2 Analysis By Transaction Volume 7.3 Personal Credit Cards Sub-category Size And Forecast Indonesias Cards and Payments Industry: Emerging Opportunities, Trends, Size, Drivers, Strategies, Products and Competitive Landscape
  4. 4. 7.3.1 Analysis By Number Of Cards In Circulation 7.3.2 Analysis By Transaction Value 7.3.3 Analysis By Transaction Volume 7.4 Commercial Credit Cards Sub-category Size And Forecast 7.4.1 Analysis By Number Of Cards In Circulation 7.4.2 Analysis By Transaction Value 7.4.3 Analysis By Transaction Volume 7.5 Competitive Landscape 7.5.1 Scheme Share Analysis 7.5.2 Issuer Share Analysis 8 Analysis Of Debit Card Payments And Growth Prospects 8.1 Overall Category Size And Forecast 8.1.1 Analysis By Number Of Cards In Circulation 8.1.2 Analysis By Transaction Value 8.1.3 Analysis By Transaction Volume 8.2 Transaction Share Analysis By Channel 8.2.1 Analysis By Transaction Value 8.2.2 Analysis By Transaction Volume 8.3 Competitive Landscape 8.3.1 Scheme Share Analysis 8.3.2 Issuer Share Analysis 9 Analysis Of Charge Card Payments And Growth Prospects 9.1 Overall Category Size And Forecast 9.1.1 Analysis By Number Of Cards In Circulation 9.1.2 Analysis By Transaction Value 9.1.3 Analysis By Transaction Volume 9.2 Transaction Share Analysis By Channel 9.2.1 Analysis By Transaction Value 9.2.2 Analysis By Transaction Volume 9.3 Personal Charge Cards Sub-category Size And Forecast 9.3.1 Analysis By Number Of Cards In Circulation 9.3.2 Analysis By Transaction Value 9.3.3 Analysis By Transaction Volume 9.4 Commercial Charge Cards Sub-category Size And Forecast 9.4.1 Analysis By Number Of Cards In Circulation 9.4.2 Analysis By Transaction Value 9.4.3 Analysis By Transaction Volume 9.5 Competitive Landscape 9.5.1 Scheme Share Analysis Indonesias Cards and Payments Industry: Emerging Opportunities, Trends, Size, Drivers, Strategies, Products and Competitive Landscape
  5. 5. 9.5.2 Issuer Share Analysis 10 Analysis Of Prepaid Card Payments And Growth Prospects 10.1 Overall Category Size And Forecast 10.1.1 Analysis By Number Of Cards In Circulation 10.1.2 Analysis By Transaction Value 10.2 Open-loop Prepaid Cards Segment Size And Forecast 10.2.1 Analysis By Number Of Cards In Circulation 10.2.2 Analysis By Transaction Value 10.3 Closed-loop Prepaid Cards Segment Size And Forecast 10.3.1 Analysis By Number Of Cards In Circulation 10.3.2 Analysis By Transaction Value 11 Merchant Acquiring 11.1 Merchant Acquirers In Indonesia 12 Company Profiles Of Card Issuers 12.1 Pt Bank Internasional Indonesia 12.1.1 Key Financials 12.1.2 Card Portfolio 12.1.3 Strategies 12.2 Bank Danamon Indonesia 12.2.1 Key Financials 12.2.2 Card Portfolio 12.2.3 Strategies 12.3 Bank Central Asia 12.3.1 Key Financials 12.3.2 Card Portfolio 12.3.3 Strategies 12.4 Bank Mandiri 12.4.1 Key Financials 12.4.2 Card Portfolio 12.4.3 Strategies 12.5 Australia And New Zealand Banking Group Limited Indonesia 12.5.1 Key Financials 12.5.2 Card Portfolio 12.5.3 Strategies 13 Appendix Indonesias Cards and Payments Industry: Emerging Opportunities, Trends, Size, Drivers, Strategies, Products and Competitive Landscape
  6. 6. 13.1 Methodology 13.2 Contact Timetric 13.3 About Timetric 13.4 Timetric’s Services 13.5 Definitions 13.6 Disclaimer ResearchMoz(http://www.researchmoz.us/) is the one stop online destination to find and buy market research reports & Industry Analysis. We fulfill all your research needs spanning across industry verticals with our huge collection of market research reports. We provide our services to all sizes of organizations and across all industry verticals and markets. Our Research Coordinators have in-depth knowledge of reports as well as publishers and will assist you in making an informed decision by giving you unbiased and deep insights on which reports will satisfy your needs at the best price. Contact: M/s Sheela, 90 State Street, Suite 700, Albany NY - 12207 United States Tel: +1-518-618-1030 USA - Canada Toll Free 866-997-4948 Email: sales@researchmoz.us Website: http://www.researchmoz.us/ Indonesias Cards and Payments Industry: Emerging Opportunities, Trends, Size, Drivers, Strategies, Products and Competitive Landscape

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