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12 Extra Costs To Be Aware Of Before Buying A Home
“ The last thing you need are unbudgeted financial obligations   cropping up hours     before you takepossession of your n...
Your lendinginstitution may request  an appraisal of the property which would be your responsibility       to pay for.    ...
Depending on your                      down-payment and                      lender you may be                    required...
You may be required to    get an updated   property survey    3. Survey Fee
Home insurance covers                 the replacement value                      of your home                     (structu...
Any new utility that  services your hook      up, such astelephone, cable, etc…    may require an    installation fee.   5...
At the closing there will                  be fees involved from                  the title company that                  ...
Depending upon the                    equity in your                home, some mortgages                require mortgage l...
A mortgage broker isentitled to charge you a fee in order to source alender and organize the        financing.    8. Mortg...
The cost for a            professional mover can            cost you in the range of               $50 - $100/ hour9. Movi...
Condos charge monthly fees for common area  maintenance such as grounds keeping and   carpet cleaning in        hallways. ...
If the home you                       purchased is serviced                       by a well, you should                   ...
If the town you live in     has made localimprovements (such as the addition of sewers or sidewalks), it could  impact a p...
For More Information … Mike Cribbin    Cribbin Realty(314) 954-6500   Mike@CribbinRealty.com
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12 Extra Costs To Be Aware Of Before Buying A Home

http://cribbinrealy.com If you are looking to buy a new home make sure you know about the 12 extra costs that you should be aware of before you buying a new home.

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12 Extra Costs To Be Aware Of Before Buying A Home

  1. 1. 12 Extra Costs To Be Aware Of Before Buying A Home
  2. 2. “ The last thing you need are unbudgeted financial obligations cropping up hours before you takepossession of your new home. “
  3. 3. Your lendinginstitution may request an appraisal of the property which would be your responsibility to pay for. 1. Appraisal Fee
  4. 4. Depending on your down-payment and lender you may be required to show proof that you have paid your taxes2. Property Taxes
  5. 5. You may be required to get an updated property survey 3. Survey Fee
  6. 6. Home insurance covers the replacement value of your home (structure and contents)4. Property Insurance
  7. 7. Any new utility that services your hook up, such astelephone, cable, etc… may require an installation fee. 5. Service Charges
  8. 8. At the closing there will be fees involved from the title company that processes your title work and completes the closing.6. Title Closing Fees
  9. 9. Depending upon the equity in your home, some mortgages require mortgage loan insurance.7. Mortgage Loan Insurance Fee
  10. 10. A mortgage broker isentitled to charge you a fee in order to source alender and organize the financing. 8. Mortgage Brokers Fee
  11. 11. The cost for a professional mover can cost you in the range of $50 - $100/ hour9. Moving Costs
  12. 12. Condos charge monthly fees for common area maintenance such as grounds keeping and carpet cleaning in hallways. 10. Maintenance Fees
  13. 13. If the home you purchased is serviced by a well, you should consider having your water checked by your local experts.11. Water Quality / Quality Certification
  14. 14. If the town you live in has made localimprovements (such as the addition of sewers or sidewalks), it could impact a property’s taxes. 12. Local Improvements
  15. 15. For More Information … Mike Cribbin Cribbin Realty(314) 954-6500 Mike@CribbinRealty.com

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