Successfully reported this slideshow.
We use your LinkedIn profile and activity data to personalize ads and to show you more relevant ads. You can change your ad preferences anytime.

Best Credit Cards


Published on
Best Credit Cards

Published in: Economy & Finance, Business
  • Be the first to comment

  • Be the first to like this

Best Credit Cards

  1. 1. Best Credit Cards<br />START NOW<br />
  2. 2. Best Credit Cards<br />01<br />Which is best credit card for you?<br />What are you looking for in a credit card?<br />Know what should be the type of credit card for you and base it from your lifestyle and financial situation.<br />Examine if you are the person who:<br /><ul><li>Loves to travel
  3. 3. Fond of purchasing on sale or new products
  4. 4. Enjoys rewards
  5. 5. Have a debt from another bank account
  6. 6. Business man
  7. 7. First timer and a student</li></li></ul><li>Best Credit Card for Shoppers<br />02<br />Finding the right card who loves to shop using credit cards.<br /><ul><li>Choose a 0% purchase rate</li></ul>0% purchases credit cards are quite simply credit card accounts where the credit card issuer offers to charge a discounted interest rate of just 0% for an introductory period of time. <br /><ul><li>Annual Fee</li></ul>A no annual fee credit cards can save the financially prudent consumer some money. If you occasionally rack up interest, you’ll end up paying more on a no annual fee card than a regular low rate credit card with an annual fee.<br /><ul><li>Minimum Payment Due</li></ul>Keep it firmly in mind that your monthly statement will show you only the minimum payment amount due. However, you should work out the real amount you should be paying over and above that minimum payment to make sure you really will repay the amount you spent before that 0% interest rate turns into a higher interest rate. <br />
  8. 8. Best Credit Card for Those Who Enjoys Rewards<br />03<br />Finding the right card who enjoys receiving rewards.<br />Earn rewards by cash back, air miles and travel rewards, freebies for shopping on retail stores or you may also donate your rewards to charities.<br />Reward credit cards are categorized into yearly spending of:<br /><ul><li>$12,000
  9. 9. $24,000
  10. 10. $60,000
  11. 11. Know how many points you are receiving every dollar spent. Your thousand points earned with one provider may get you a product twice as expensive as with the same amount of points earned elsewhere. </li></li></ul><li>Best Credit Card for Balance Transfers<br />04<br />Finding the right card for balance transfers.<br />Choose the cheapest long term deal.<br />0% interest for 6 - 12 months is a great balance transfer deal.<br />Evaluate the interest rate and the annual fee of a card.<br />Is there a balance transfer handling fee?<br />How soon do you have to transfer you balance?<br />
  12. 12. Best Credit Card for Businesses and Corporates<br />05<br />Finding the right card for businesses and corporates.<br />The following two cards have their own unique attributes if you are in the market for a credit card for your business. Start your business credit card comparison with the American Express Business Accelerator Card and the Citibank ‘CitiBusiness’ Card.<br />If you are in the market to compare business credit cards then you will first need to have an ABN, an Australian Business Number<br />
  13. 13. Best Credit Card for Students<br />06<br />Finding the right card for students.<br />Financial management is and will always be a matter of concern for everybody. If you are a college or university student, obtaining a credit card is the best way of building a good credit history.<br />Asimple low annual fee credit card is ideal for students. <br />One should also be secured from any suspicious transaction security.<br />Find a card that may let you spend but not overspending.<br />Spend what is in your bank but still be able to receive benefits and rewards.<br />
  14. 14. Thank You<br />For Watching<br />