Reasons why I hate Obamacare

Why I Hate Obamacare
The Unaffordable Care Act

by Craig Casey

www.themegallery.com

#1 Unaffordable

The CBO projected Obamacare
will cost over $1 trillion in 10
years. My estimate: $5 Trillion.
COBRAhealth.com/Unaffordable.html


#2 Freedom of
choice is taken
away

HSAs, HDPs, FSAs, &
Co-ops will probably be
eliminated on exchanges.


#3 Few Options

Exchanges offer 4 plan options;
bronze, silver, gold, & platinum.



#4 Defunding Medicare

Obamacare takes $565 million from
Medicare to pay for Medicaid
expansion.


#5 Individual
Mandate

Obamacare forces you to buy
health insurance starting in 2014,
regardless of want or need.



#6 Costlier Drugs

The $2.5 billion excise tax on
drug companies will get passed
to you.



#7 Limits Competition

Obamacare micro manages Health In
surers, and they can be
kicked off exchanges.



#8 IMAB

The Independent Medicare Advisory
Board: UNElected officials, limiting
Medicare spending & rationing
healthcare.

HealthCare Rationing
5 Part Concept
More Insureds

Fewer Doctors

Costlier Drugs

Quality Fewer Hospitals
Dropping
in Healthcare Less Care



#9 Comprehensive Benefits

Obamacare forces plans to include mat
ernity, pediatrics, and no
caps, raising premiums.



#10 Guaranteed Issue

Since insurance carriers have to
cover you, they will raise your
premiums dramatically. Claim jump, a
nyone?



#11 Medical Loss Ratios

Insurers must pay 85% of their
revenue in medical expenses,
Increasing healthcare inflation.


#12 Higher Taxes

Obamacare charges Insurers $8
billion to be passed to consumers
in higher premiums.


#13 Fewer Hospitals

Section 6001 of Obamacare stops ne
w physician-owned hospitals
from treating Medicare patients.



#14 Runaway Spending

Obamacare requires at least two
public options and puts millions on Med
icaid, with no limit on spending. Sec. 13
34a.


#15 Subsidy Return

Some taxpayers may have to pay
back up to $2,500 in subsidies if
their income goes up substantially.


#16 Marriage

Married taxpayers will not get equivalen
t subsidies as singles,



#17 EHRs

Using Obamacare, the government is tr
ying to get access to all your
electronic health records.



#18 False #s

Obamacare did not account for
funds to set up federal exchanges, d
ouble counted cuts to Medicare, and
used phony CLASS revenue.



#19 Restricts OTC Drugs

Obamacare requires HSA holders to
get a prescription for OTC drugs.
Incurring $77 billion more in fees &
testing & $25 billion in prescriptions.*



I saved this slide for the things I l
ike about Obamacare:


Obamacare Conclusion

Higher Taxes
Medicare Broke
Limited Choices Repeal, then
Rationing Care real reform.
Higher Prices


What should you do?

Carry health insurance until 2014,
implementation of ACA.
Shop multiple insurers.


Can’t afford coverage?

Jump and dump. You can still have h
ealthcare without insurance. Read wh
at to do if you are uninsurable.


About Me
Insurance Writer, Husband, Dad,
Wrestling Coach, Thinker of
disruptive Ideas.



Connect
Twitter.com/InsuranceCobra

Facebook.com/Cobrainsurance

Youtube.com/COBRAinsurance

Craig@COBRAhealth.com

*HFN, Over-the-counter medicines save $102B annually


Reasons why I hate Obamacare

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