12 ways to waste money on car Insurance


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Get 9-12 car insurance quotes. Increase your auto policy deductibles, don't pay extra for comprehensive or collision coverage on an older car worth less than $4,000.

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  • an excellent way to reduce your car insurance Expense is a per mile coverage. A handful of car insurance carriers are now offering this. Are you should should drive 10 -12,000 miles or less per year, or you won't Save: http://www.4carinsurancequotes.com/Pay-As-You-Drive.htm
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  • A quick slideshare on 12 things not to do on your car insurance.
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12 ways to waste money on car Insurance

  1. 1. 12 ways to waste money on car insurance<br />ByCraig J. CaseyUN-insurance Specialist<br />
  2. 2. Not Comparing<br />The average car insurance shopper gets only 3 quotes. <br />9-12 would take more time but result in a much lower payment, or better coverage over a long period.<br />https://www.4carinsurancequotes.com/wasting-money.html<br />
  3. 3. Low Deductibles<br />Low deductibles = high premiums.<br />Increasing your deductible from $200 to $500 could lower your premium by 20%.<br />https://www.4carinsurancequotes.com/wasting-money.html<br />
  4. 4. Over Insuring Older Cars<br />If you have an old car that isn't worth a lot of money, don’t pay extra for comprehensive or collision coverage.<br />https://www.4carinsurancequotes.com/wasting-money.html<br />
  5. 5. Not combining policies<br />Putting home and auto insurance together will reduce the amount the insurer is overcharging you in the first place. <br />https://www.4carinsurancequotes.com/wasting-money.html<br />
  6. 6. Medical Payments (PIP)<br /><ul><li>May be a waste if you already have health insurance coverage.
  7. 7. PIP is required in 16 states, so check your laws to make sure especially if you are in a no fault state. </li></ul>https://www.4carinsurancequotes.com/wasting-money.html<br />
  8. 8. Rental Car Insurance<br /><ul><li>The coverage you already have may extend to cars you rent.</li></ul>https://www.4carinsurancequotes.com/wasting-money.html<br />
  9. 9. Verify Mileage<br /><ul><li>Inform your carrier if you now telecommute, car pool or reduce your driving. Maybe you're job free!
  10. 10. Your rates will go down under certain levels.</li></ul>https://www.4carinsurancequotes.com/wasting-money.html<br />
  11. 11. Service Fees<br />Some insurers charge a monthly service fee with each payment<br />Use a company that doesn’t charge extra for monthly payments, or pay annually or every 6 months.<br />https://www.4carinsurancequotes.com/wasting-money.html<br />
  12. 12. Towing Rider<br />You pay up to $30 a year but one tow only costs $100. <br />In an accident, towing is covered under collision.<br />https://www.4carinsurancequotes.com/wasting-money.html<br />
  13. 13. Speeding<br />Speeding is a the largest cause of accidents, so speeding tickets scare insurers. <br />https://www.4carinsurancequotes.com/wasting-money.html<br />
  14. 14. At Fault Accidents<br />Car insurers will raise your premium unless they have an accident forgiveness program, which does not cover personal injury damages. <br />https://www.4carinsurancequotes.com/wasting-money.html<br />
  15. 15. - Farm or Ranch Vehicle<br />- Teacher / NEA member<br />- New GM vehicle<br />- Engineer or scientist<br />Missing Special Discounts<br />https://www.4carinsurancequotes.com/wasting-money.html<br />
  16. 16. About Me<br />I am a financial writer/blogger. I was a stockbroker, registered principal, and independent insurance agent. I became interested in finance watching “Wall Street Week with Louis Rukeyser” with my dad. <br />Now I am a dad, husband, wrestling coach, dishwasher and more. I have helped many over 10 years UN-insure themselves. Since you can’t insure against every possible loss, I help you choose which coverage to keep.<br />https://www.4carinsurancequotes.com/wasting-money.html<br />
  17. 17. Connect with Me<br />Facebook.com/craigcasey85<br />Info@4carinsurancequotes.com<br />https://www.4carinsurancequotes.com/wasting-money.html<br />