1.
8 Ottobre 2015
November 2015

2.
At DigitalTech International we believe that it will be crucial for the
sustainable adoption of connected insurance to transform the nature of the
customer – insurer interaction and create a seamless customer experience.
That’s why we have developed Healthfront and Housefront, two mobile
platforms designed around three strategic pillars:
 Mobile first: individuals spend over three hours a day, fragmented in
hundreds of micro-moments, on their smartphones, which have become an
extension of our personal identity.
 Eco-system orientation: in the IoT space, multiple and specific capabilities
are necessary to deliver a comprehensive solution to users. A third party
eco-system coordinator can create an effective and simultaneously efficient
network of coherent modules.
 Insurer focus: Healthfront is a modular and “white label” mobile app that
can integrate any already existing solution fast and at low cost. In addition,
insurers can select from a wide range of modular services to generate a
unique and customised mobile solution from dozens of possible
combinations in line with their specific business objectives.
2© DigitalTech International

3.
3
Healthfront is an integrated eco-system
for health insurers based on a
comprehensive array of high-value
healthcare and wellness services
3© DigitalTech International

4.
Risk mitigation
(how)
Target (who)
Healthy behavior steering
Healing process monitoring
Illness presence
check
Service quality/price monitoring
Early warning identification
Service (what)
With illness
Chronic/ elderly
At risk
Healthy
Indemnity
Medical service supply
Medical Expenses
Discount price purchase (negotiated by the
company)
Traditional positioning of Health
Insurance companies
Company
strategic role
(why)
Healthfront enables an industry game change
Expansion opportunities enabled by
Healthfront
4© DigitalTech International
Fonte: Bain&Company

5.
5
Housefront is a technological solution
to be bundled with home insurance policies
based on breakthrough hardware and
software
5© DigitalTech International

6.
6
Housefront is based on sensors linked to the
gateway which is connected to our cloud
© DigitalTech International

7.
Both solutions are based on a white-label
platform for Insurers
7
o Modular: only selected apps are included
in each client specific platform according
to requirements
o Flexible: able to host any pre-existing
insurer’s apps
o Custom: look & feel designed coherently
with the client corporate image and brand
• Housefront
o Strategically integrated solution (and data
repository) for insurer
o Seamless integrated user experience from
different service for customers
• Healthfront
•Sale platform
© DigitalTech International

8.
Insurance plays a critical role in a growing
number of people’s life.
It’s time it capitalizes on its role and get the
recognition it deserves.
To this end, insurers need to make sure that
troublesome and cost-ineffective ways of
delivering health and property protection are a
thing of the past.
8© DigitalTech International