Mortgage lender atlanta abridged

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Mortgage lender atlanta abridged

  1. 1. What is the local housing market doing?8/24/2012 4
  2. 2. LET’S TAKE A LOOK AT THESE KEY AREAS
  3. 3. Down Payment Saving Up?8/24/2012 Being gifted? 8
  4. 4. Other DebtAnything can happen! 9
  5. 5. Job Stability Happy workers! Secure jobs!8/24/2012 10
  6. 6. Family ConsiderationsWe’ve only just begun … 11
  7. 7. 2006 Atlanta Housing Market8/24/2012 14
  8. 8. Examining Trends8/24/2012
  9. 9. Case-Shiller Stats8/24/2012
  10. 10. Metro Atlanta Projection Atlanta-Sandy Springs-Marietta, GA Metropolitan Statistical Area Forecast change: first quarter, 2012 – first quarter, 2013 -1.4% Forecast change: first quarter, 2013 – first quarter, 2014 +8.2% Market fundamentals Median Family Income $65,000 (First quarter 2012) Median Home Price $104,000 (First quarter 2012) Change in Home Prices -17.4% (From first quarter 2011 thru first quarter 2012) Worst 1-Year Home Price Change -17.4% (1980-2012) (2012:Q1) Source: CNN Money8/24/2012 18
  11. 11. Now or Later?8/24/2012 21
  12. 12. Mortgage rates are at “sea level”!In other words, they’re at an all time LOW!!8/24/2012 23

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