Ten International Emerging Risks for Insurers and Reinsurers, by Claude PenlandFour Are Infrastructure, Nanotechnology, Space Weather and Municipal Bankruptcies(read more at http://www.claudepenland.com/2011/02/08/ten-international-emerging-risks-for-insurers-and-reinsurers/ )This article will explore some global emerging risks for insurance and reinsurance companies.Aging transportation, water, agriculture, IT and energy infrastructures are each substantial emergingrisks.Manipulating matter on an atomic and molecular scale is called nanotechnology. This nanotechnologycan cause health risks by particles settling in lungs or brains, as they have in some animal studies.Health risks may include neurological disease, heart disease, cancer and aging.Future tempestuous weather in space could affect wireless networks, power grids, satellites, GPS andother systems of navigation.The municipal bond market is close to $3 trillion. Due to a confluence of factors, possible municipalbankruptcies are an emerging risk.Internet attacks perpetrated against companies, as well as other systems failures, can create financial,regulatory, operational and legal risks.Genetic engineering and synthetic biology with regards to food and animals are emerging risks.There are close to five billion mobile phones in the world. Long-term human exposure to theseelectromagnetic fields may be an emerging health risk.The potential failure of water flow management systems in Florida and California are emerging risks,especially Lake Okeechobee in Florida and, in California, the Sacramento River, San Joaquin River andthe Sacramento-San Joaquin River Delta.Pandemics are epidemics of infectious disease which spread through human populations across a largearea. Flu pandemics stronger and deadlier than the 2009 flu pandemic remain very much possible.Extreme weather is all of its various forms are continually emerging risks.