Homeowners Workers Contractors Programs Compensation Business Automobile Restaurant Program Commercial Properties We are a multi-line agency Our idea is clear and simple. A Garage keeper’s General Liability offering insurance products for one-stop shop where you can Liability any need. We represent many place all your insurance needs, 1-4 Family Rental Professional Liability of the top carriers in the state, personal or commercial. No Dwelling Business owners Special Events and have a wide variety of matter where your house is, or Policies products, giving us the ability the size of it, nor how big or Automobile Commercial Boat/Yacht/Jet Ski to carefully rate and place your small your business is. Umbrella product in one location. Guaranteed Solutions has the Umbrella Liability Ocean Marine Motorcycle/Recreationa insurance product for you. We Vacant Buildings have the ability to place even l Vehicle Childcare & Nursery Valuable Property the most difficult risks, and School Program have a wide variety of products Classic Cars Bonds to be able to give you a Liquor Liability Scheduled Disability competitive rate. Lastly, we are Equipment/Tools Auto Physical Damage staffed by highly trained & Boiler & Machinery experienced professionals, to Crime give you exceptional customer Special Events service. Automobile
QUICK QUOTES IMMEDIATE BINDING COMPETITIVE RATES -Yellow and Black Taxis -Church Vans -Charter Buses -Airport Shuttle -Medical Vans -Commercial Trucks ALSO AVAILABLE: -Motor Truck Cargo -Garage Keeper’s Legal Liability GARAGE KEEPER’S LIABILITY-Body Repair & Collision -New Tire Shops ( No Recaps)-General Repair with & w/o Gas -Motorcycle Repair-Glass Installation -Heavy Truck Repair Coverage-Gas Stations with & -Parking Lotswithout Convenience Stores -Mobile Auto Repair-Car Washes
PROFESSIONAL LIABILITY-Directors & Officers Liability -Community Associations-Employment Practices Liability -Home Healthcare-Miscellaneous Professional Liability -Real Estate Brokers & Managers-Architects & Engineers -Technology-Lawyers Professional Liability -Mortgage Brokers -Broadcasters & Publishers-Crime Insurance -Home Inspectors-Consultants Professional -Insurance Brokers SPECIAL EVENTS Coverage Features: -CGL coverage including medical -Amateur Sporting Events payments, food and beverage products. -Art Exhibits-Auctions, Book -Competitive Pricing. Signings -Customized coverage to meet unique exposures. -Bowling Tournaments -Friendly Service. -Catered Affairs, fashion Shows -Host or Commercial Liquor Coverage available -Fair and Festivals, Parades, -Lasting up to 3 days up to 5,000 daily attendees -Political Fundraisers -Primary Limits up to $1,000,000/ $2,000,000 -Seminars, Weddings -Social or Business Events.
Business Insurance -Our Business Owners Policies offers competitive pricing for all your Business. -Offering insurance service to any full service restaurant, take-out, Bars, -Taverns, Diners, Catering, Coastal Restaurants, franchises, adult entertainment and more.Optional Coverage includes: Advantages:-Loss of Income up to 12 month -Immediate QuotesActual Loss Sustained -In-house Binding Authority-Money & Securities -$1,000 Minimum Premiums-Non-Owned & Hired Automobile -Friendly Service-Signs-Glass-Equipment Breakdown
COMMERCIAL INSURANCEThe Commercial Package Policy can be customized to include any type of coverage offered,from property and liability to auto, crime, inland marine and professional liability.Commercial Package Policy allows for flexibility to design a policy to fit your needs.The majority of package policies contain both, commercial property insurance and acommercial general liability policy. Protection under a package policy is so important as itaddresses the following types of loss:Property Insurance Coverage: Provides direct damage coverage on building(s) and/orbusiness personal property which is damaged and loss of property due to covered forms ofloss: fire, theft, burglary, vandalism or water damage (does not include damage cause by floodwater).Business Income Coverage: Coverage for continuing expenses such as utility bills, netincome, monetary losses due to down time or extra expenses (costs of “above normalexpense”) needed to restore operations (such as additional property rental, employee over-time) which resulted from a covered loss. A suspension or decrease in tuition income canquickly result in a financial crisis making it difficult to maintain expenses and operating costs.This valuable coverage can get schools back up and running quickly making this valuablecoverage indispensable.
Commercial Auto Liability & Physical Damage Program -All vehicle Types -High liability limits available -Physical damage, hired and non-owned, -Competitive Rates medical payments and rental reimbursement available CONTRACTORS- Exclusive New Venture Artisan Program.-All Lines including Worker’s Compensation, Auto &Umbrella.-Admitted Carriers Available.-Difficult Placements-General Contractors-Artisan/Trade Contractors: -Electrical -Plumbing -Carpenters -Heating/Air Conditioning -And many more…
VACANT BUILDINGSDesigned for your Residential, Commercial, and Industrial Building Risks.-High Property Limit -Property Limits available up to $3,000,000-All Building types considered -Liability limits availableFrame and non sprinklered up to $1,000,000/ $2,000,000up to $1,000,000 -Buildings under renovation are eligibleAll other construction and -Low Minimum Premiumsnon sprinklered up to $2,000,000 -Quick Turn Around and Friendly ServicesAll other construction -package or monoline policies availableand sprinklered up to $ 3,000,000 -3,6,9 or 12 month policy extensions by endorsementChildcare & Nursery SchoolPrograms-Professional Liability is included at no extra charge.-Child Molestation limits provided up to the General LiabilityLimit at new Rates.-$5,000 of Medical payments coverage is -Coverage is available for risks with pets, poolsincluded at no charge and Field Trips.-Low minimum premiums -Completely revised Property rates for building,-No liability deductible contents and Business income. -Special Form and replacement Cost coverage available. -Value Plus endorsement provides coverage for 16 optional coverages.
Liquor LiabilityProduct Features: Eligible Classes Include, but not limited: -Broad appetite for virtually all -Bars, taverns, Adult Entertainment. classes and size risk -Restaurants -Credits available for responsible -Banquet Facilities vendors with a formal Third-Party -Country, Private and Fraternal Clubs server awareness-training program -Retail Stores, Distributors -Defense costs are outside the limit -Operations Off Premise of liability (optional) -Caterers, Concessionaries, Breweries, -No deductible (optional) -Vineyards and Importers -Assault & Battery coverage available -Special Events in most states (optional) -Limits up to $1,000,000 available (Higher limits may be available upon request)