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ThePowerof Good Credit!<br />
“Good Credit doesn’t just happen, but bad credit can happen to anyone at anytime!” <br />
Reasons for “Bad Credit”<br />Natural Disasters<br />No Insurance<br />Bad Decisions<br />Identity Theft<br />Etc.<br />Ac...
Manifestations of “Bad Credit”<br />Bankruptcies<br />Judgments<br />Repossessions<br />Charge-offs<br />Collections<br />...
Perceptions about “Bad Credit”<br />Poor<br />Lower Class<br />Uneducated<br />Untrustworthy<br />Less of a person<br />Un...
What gives them the Right? <br />“Bad Creditnot only hurts your wallet, it makes you feel powerless.”<br />
The Cost of “Bad Credit”<br />You pay higher interest rates……<br />You stay in greater debt for longer……<br />You settle f...
Need to get a car?<br />
Bad Credit Cost You Thousands!<br />Compare The Prices Of Interest Rates!A 60-Month $20,000.00 auto loan, Costs….<br />In ...
Bad Credit Cost You Thousands!<br />Compare The Prices Of Interest Rates!A 60-Month $20,000.00 auto loan, Costs….<br />If ...
Bad Credit Cost You Thousands!<br />Compare The Prices Of Interest Rates!A 60-Month $20,000.00 auto loan, Costs….<br />At ...
Bad Credit Cost You Thousands!<br />Compare The Prices Of Interest Rates!A 60-Month $20,000.00 auto loan, Costs….<br />Her...
Bad Credit Cost You Thousands!<br />Compare The Prices Of Interest Rates!A 60-Month $20,000.00 auto loan, Costs….<br />Wit...
Bad Credit Cost You Thousands!<br />Compare The Prices Of Interest Rates!A 60-Month $20,000.00 auto loan, Costs….<br />At ...
Need to get a house?<br />
Bad Credit will Cost You Thousands!<br /><ul><li>Compare The Prices Of Interest Rates!A 30-Year Fixed, $100,000.00 Mortgag...
Bad Credit will Cost You Thousands!<br /><ul><li>Compare The Prices Of Interest Rates!A 30-Year Fixed, $100,000.00 Mortgag...
Bad Credit will Cost You Thousands!<br /><ul><li>Compare The Prices Of Interest Rates!A 30-Year Fixed, $100,000.00 Mortgag...
Bad Credit will Cost You Thousands!<br /><ul><li>Compare The Prices Of Interest Rates!A 30-Year Fixed, $100,000.00 Mortgag...
Bad Credit will Cost You Thousands!<br /><ul><li>Compare The Prices Of Interest Rates!A 30-Year Fixed, $100,000.00 Mortgag...
Bad Credit will Cost You Thousands!<br /><ul><li>Compare The Prices Of Interest Rates!A 30-Year Fixed, $100,000.00 Mortgag...
The Truth is; You aren’t as Powerless as You think You are.”<br />
Did You know that 20% of your GOOD CREDIT is not showing up on Your credit report?<br />
or……That up to 70% of the Information on Your report is inaccurate?<br />
“Most People live their whole life without seeing their own Credit Report.” <br />
Is There A Solution?<br />
YES There Is !<br />
The Power of Good Credit presented by The Credit Firm!
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The Power of Good Credit presented by The Credit Firm!

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The Power of Good Credit presented by The Credit Firm!

  1. 1. ThePowerof Good Credit!<br />
  2. 2. “Good Credit doesn’t just happen, but bad credit can happen to anyone at anytime!” <br />
  3. 3. Reasons for “Bad Credit”<br />Natural Disasters<br />No Insurance<br />Bad Decisions<br />Identity Theft<br />Etc.<br />Accident<br />Laid off of Work<br />Chronic Illness<br />Death in the Family<br />Divorce<br />
  4. 4. Manifestations of “Bad Credit”<br />Bankruptcies<br />Judgments<br />Repossessions<br />Charge-offs<br />Collections<br />Late Payments<br />IRS Liens<br />Etc. <br />
  5. 5. Perceptions about “Bad Credit”<br />Poor<br />Lower Class<br />Uneducated<br />Untrustworthy<br />Less of a person<br />Unimportant<br />Can’t hold a Job<br />Etc.<br />
  6. 6. What gives them the Right? <br />“Bad Creditnot only hurts your wallet, it makes you feel powerless.”<br />
  7. 7. The Cost of “Bad Credit”<br />You pay higher interest rates……<br />You stay in greater debt for longer……<br />You settle for less……<br />You watch your dreams fade away……<br />Can prevent you from getting loans period!!<br />
  8. 8. Need to get a car?<br />
  9. 9. Bad Credit Cost You Thousands!<br />Compare The Prices Of Interest Rates!A 60-Month $20,000.00 auto loan, Costs….<br />In most cases, a FICO Score under 500 prevents you from being approved for most any loan!<br />
  10. 10. Bad Credit Cost You Thousands!<br />Compare The Prices Of Interest Rates!A 60-Month $20,000.00 auto loan, Costs….<br />If you are considered at this FICO Score, your $20,000 car will cost almost $30,000!<br />
  11. 11. Bad Credit Cost You Thousands!<br />Compare The Prices Of Interest Rates!A 60-Month $20,000.00 auto loan, Costs….<br />At this FICO Score, you can begin to see the savings.<br />
  12. 12. Bad Credit Cost You Thousands!<br />Compare The Prices Of Interest Rates!A 60-Month $20,000.00 auto loan, Costs….<br />Here, you can see the savings are really adding up.<br />
  13. 13. Bad Credit Cost You Thousands!<br />Compare The Prices Of Interest Rates!A 60-Month $20,000.00 auto loan, Costs….<br />With this credit rating, you save $100 each month !<br />
  14. 14. Bad Credit Cost You Thousands!<br />Compare The Prices Of Interest Rates!A 60-Month $20,000.00 auto loan, Costs….<br />At this score, you have saved $6475 on your new car !<br />
  15. 15. Need to get a house?<br />
  16. 16. Bad Credit will Cost You Thousands!<br /><ul><li>Compare The Prices Of Interest Rates!A 30-Year Fixed, $100,000.00 Mortgage Costs….</li></ul>In most cases, a FICO Score under 500 prevents you from being approved for most any loan.<br />
  17. 17. Bad Credit will Cost You Thousands!<br /><ul><li>Compare The Prices Of Interest Rates!A 30-Year Fixed, $100,000.00 Mortgage Costs….</li></ul>If you are considered at this FICO Score, your $100,000 house will cost almost $300,000!<br />
  18. 18. Bad Credit will Cost You Thousands!<br /><ul><li>Compare The Prices Of Interest Rates!A 30-Year Fixed, $100,000.00 Mortgage Costs….</li></ul>At this FICO Score, you can begin to see the savings.<br />
  19. 19. Bad Credit will Cost You Thousands!<br /><ul><li>Compare The Prices Of Interest Rates!A 30-Year Fixed, $100,000.00 Mortgage Costs….</li></ul>And now with lower APR, you save over $30,000.<br />
  20. 20. Bad Credit will Cost You Thousands!<br /><ul><li>Compare The Prices Of Interest Rates!A 30-Year Fixed, $100,000.00 Mortgage Costs….</li></ul>And at this score, you save over $60,000!<br />
  21. 21. Bad Credit will Cost You Thousands!<br /><ul><li>Compare The Prices Of Interest Rates!A 30-Year Fixed, $100,000.00 Mortgage Costs….</li></ul>Here, you have saved $200 a month on your new house!<br />
  22. 22. The Truth is; You aren’t as Powerless as You think You are.”<br />
  23. 23. Did You know that 20% of your GOOD CREDIT is not showing up on Your credit report?<br />
  24. 24. or……That up to 70% of the Information on Your report is inaccurate?<br />
  25. 25. “Most People live their whole life without seeing their own Credit Report.” <br />
  26. 26. Is There A Solution?<br />
  27. 27. YES There Is !<br />

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