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Colorado First Time Home buyers


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Colorado First Time Home buyers

  1. 1. Colorado First Time Home Buyer: Essential Information @cobroker1 +Brian Quigley Mortgage Blog WWW.BRIANQUIGLEY.COM
  2. 2. 1. Know your budget• Look at your finances• Determine what is affordable based on: • Current income • 5 to 10 years from now• Establish Limits from the start to avoid mistakes@cobroker1
  3. 3. 2. Research and understand the different mortgage types• Decide if Fixed Rate or Adjustable Rate Mortgage• Do you need a jumbo loan?• We can help you realize each loan is unique@cobroker1
  4. 4. 3. Understand your credit score • Identify what your credit score is • Consult with a professional to ensure that you can get the home you want @cobroker1
  5. 5. 4. Compare rates • Seek professional help • Understand local mortgage rates • Make sure you are getting the best deal@cobroker1
  6. 6. 5. Get pre-approved • Do not negotiate until pre-approved • You may not be considered a serious buyer @cobroker1