AMSNW strives to be a different kind of appraisal
management company. Our model is designed to maximize
the fee we can offer to the appraiser while still providing
compliance to the client, including all of the quality control
and review provisions, and ensuring appraiser
independence. Our goal is to create a positive, constructive
relationship with both the mortgage company and the
appraiser. We understand the pressure lenders are under to
provide timely service to their borrowers, as well as good
communication and fast turn times, which makes appraisers
a direct reflection on you in their dealings with your
homeowners and agents.
We also understand the benefit of being connected with the
most experienced, most professional appraisers available. Many
of the national appraisal management companies are currently
attempting to place orders at approximately 30% below the
industry standard fee appraisers are used to receiving.
Understandably, they are meeting resistance from experienced
appraisers. Our belief is that by paying a competitive fee, we
ensure that the best appraisers remain in the industry, and that
the appraisals you order will continue to be completed in the
timely, high quality manner you are used to, without
substantially raising fees to the borrower. This also ensures that
the lender remains compliant with the current initiative of
'Customary and Reasonable Fees', mentioned in Section XIV of
the Dodd-Frank Act.
All of our services guarantee you will remain compliant and
ensure appraiser independence:
• Placement of Appraisal Orders with a Distinguished Panel of
• Appraisal Quality Control and Review on Each Appraisal.
• Administrative and Accounting Assistance.
• Fee Collection and Payment of the Appraiser.
In addition to ensuring that we provide quality appraisal work,
AMSNW is committed to staffing with employees that have a
background in the appraisal industry and who are at the top of their
game in the administrative field. Our staff understands there is no
detail too small to go unseen and this acute awareness allows us to
offer what we like to call, customized service. AMSNW is here to
provide you with what you need, when you need it.
If you find that the cost of running an internal appraisal department is prohibitive, or if
your current AMC is not paying “customary and reasonable” fees to its appraisers,
please consider AMSNW as a solution for your Washington, Oregon and Idaho State
We look forward to working with you in the future and if you have any questions
regarding AMSNW’s policies and procedures, please feel free to contact our
administrative staff today!
Speeds Up Turn Times
In House Expedited
Appraisal Review Process
Appraisers In Most Areas
Local Appraisers Used
• Short Turn-Around Times
• Highest-Quality Appraisal Reports
• On-line Status Reports
• Electronic Ordering and Delivery
• Competitive Pricing
Private Mortgage Insurance or PMI is the supplemental insurance that many lenders
have to purchase when the amount being loaned is more than 80% of the value of the
home (LTV loan to value). This additional payment is often folded into the monthly
mortgage payment and is quickly forgotten. After a rise in values and/or payment to
principal goes below this 80% level PMI is no longer required. United States Congress
passed a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to
remove the PMI payments when the loan-to-value ratio conditions have been met. An
appraisal is required to determine the property's value. The costs of these services are
recovered in just a few months of not paying the PMI.
In times of loss, it is often difficult to think of the various steps that must be taken
to resolve any outstanding monies of the deceased. An appraisal is required to
establish fair market values of any real estate properties in the estate for tax filings
and any presentation to multiple heirs. The aid of an appraisal is a necessity to
dispose of the estate properly
In unfortunate circumstances, such as divorce, appraisals are required so that both
parties involved receive a fair and impartial value so that they can concentrate on
more important aspects of this difficult time. An appraisal by a qualified independent
professional third party is often required by state law to settle the divorce.
*Property Tax Assessments
Challenging the tax assessment has become a necessity in many parts of the country.
Unfortunately, most people go into these challenges unarmed. They may pull some
information from the Internet to support their claims, but have no real basis for their
A real estate appraiser can provide the accurate answers to the question of value.
While it may not be economical to commission a full appraisal to save a few hundred
off your tax bill, often an appraiser can do a limited appraisal for much less, yet with
the same conclusions and integrity. An appraisal from a qualified appraiser would be a
step in the right direction in any dispute with your local tax assessor.
An appraisal is a valuation tool used by mortgage lenders to
verify a property's worth for prospective financing. The
mortgage industry relies upon a qualified independent real
estate appraiser to guide them in their financing decisions. But
is this the only reason to get an appraisal? Many homeowners,
assessor's offices, attorneys, buyers and sellers utilize appraisal
for a variety of needs.
Our clients have the
ability to order
online and check the
status of their
appraisal order 24
hours a day, 7 days a
week, and 365 days
Over the past several years there have been significant advancements in
technology that our company has been able to leverage to provide better
service to our clients. The use of electronic forms software, digital cameras,
mapping and sketching software has enabled us to produce a better quality
product in less time. Utilizing the most accurate data and research techniques
we can consistently out perform our competitors.
We also are able to send reports digitally through our forms software in a
variety of formats (including PDF and Mismo XML). By delivering your
appraisal electronically we eliminate the cost and time lost in the shipping
process. Electronic delivery ensures you receive your appraisal the same day
it was completed.
In today’s market there are many options for your valuation needs but service is what
makes us the clear choice. We will always keep you in the loop and communicate with
you often and in your preferred method. We can update you on the progress of your
order via phone, fax, or email. Our commitment to superior service has prompted us
to invest in eTrac, the most sophisticated appraisal management software available.
The eTrac Office Manager will allow us to provide unparalleled service by truly
managing the appraisal process.