2. Problem
2
Cash payments are slow and
inconvenient. Have to keep
cash-in-hand for paying at
a store. Cards typically include
swiping and providing a separate
identification and affixing a
signature. Customer purchase index
is not available for the retail outlets.
Since a credit card need to
be present, there’s
likelihood of a stolen number or
other details which can fall into
wrong hands. Carrying around
large amount of money is risky.
Purchases can be tracked and
others can get personal details.
4. 4
Tapiko – Key Features
• Make payments at your favorite restaurants,
theatres etc with just a tap and a click
• Customer purchase index is made available for the
retail outlets to attract their customer.
• You no longer have to wait in line to pay.
• You don’t have to carry around cards or cash.
• Your cards and money stay safe with you.
• Get promotional and other coupons and discounts
for your favorite restaurants
• Split the bill with your friends easily.
• You can treat your friends.
• Set personal budget limits.
5. 5
1. Add money to mobile wallet or
pay directly using net banking
2. Tap or scan QR code at
partner stores. Multiple taps
by different people shares
the bill among them.
3. Review the bill and tip and
click to pay.
6. 6
Business Model
1. We provide commission free transactions in
the beginning until we generate a big
enough user base.
2. On reaching our user base targets we will
include a small transaction fee to the partner
store.
3. We will also generate money by promoting a
partner store, using attractive coupons and
offers already available for the user, while
they are near the store, using location
services.
7. Revenue Generation
7
--> For each transaction under Rs 200/- we would take a 1% of the transaction as
service charge
--> For transactions above Rs 1000 /- we take Rs 10 /- as fixed service charge
Annual Revenue Generated Depends on the number of organic users ( Ideally all the
youth in India )
...................................................................................................................................
Let x ( 100% ) be the annual revenue generated
We would set apart
--> 20% as depreciation charge every year
--> 25% as annual salary of the workforce (work force proportional to revenue inflow)
-->2.5% as outsourcing, marketing and branding.
-->2.5% as Headquarters Investment or Incubator/accelerator Office space charge
--> 40% as company profit share
8. Competition /
Advantages over these
8
COMPETITION OUR ADVANTAGE
APPLE PAY NFC n QR CODE
ANDROID PAY OTP
SAMSUNG PAY NOT LIMITED TO
SAMSUNG PHONES
HDFC PAY ZAP NFC n QR CODE
9. Team
9
Engineering
and Design
Product Marketing Sales
We have worked on multiple projects and competitions together and
that has helped to identify our talents. Each of us is strong in our own
fields and together our team can get anything done.