Prospects

690 views

Published on

Financial Planning Final Project

Published in: Technology, Business
0 Comments
1 Like
Statistics
Notes
  • Be the first to comment

No Downloads
Views
Total views
690
On SlideShare
0
From Embeds
0
Number of Embeds
3
Actions
Shares
0
Downloads
2
Comments
0
Likes
1
Embeds 0
No embeds

No notes for slide

Prospects

  1. 1. Prospects Analís Amaro & Jose Gallegos
  2. 2. Incomes <ul><li>Analís </li></ul><ul><ul><li>Bi-weekly: $983.85
  3. 3. Monthly: $1,967.70
  4. 4. Signing bonus: $5,000 </li></ul></ul><ul><ul><li>Jose </li></ul></ul><ul><ul><ul><li>Bi–weekly $1,113.07
  5. 5. Monthly: $2,226.14
  6. 6. Signing bonus: $3,000 </li></ul></ul></ul>Combined: Annually: $85,000 Net Annually: $57, 000 Monthly net: $4,193.84 Bi-weekly net: $ 2,096.92
  7. 7. Careers <ul><li>Surgical Technologist </li></ul><ul><li>Paralegal </li></ul>-Assist in Surgical Procedures -Sterilize & Assemble Equipment / Area -Assist Lawyers in preparing for Closings, Hearings, Trials, & Corporate meetings -Prohibited from setting legal fees, giving legal advice, and presenting cases in court.
  8. 8. 7 Booth St #103, Gaithersburg MD 20878
  9. 9. Amenities include: Business Center, Pool, Exercise room, Billiards, Library
  10. 11. Unit Amenities: Dishwasher, Balcony/Patio, Ceiling fans, ceramic tile, Drapes/Blinds, Garbage Disposal, High Ceilings, Vaulted Ceiling, Skylight, Walk-in closets, Washer & Dryer.
  11. 12. Major Purchases $2,223.93 Some of these were bought in doubles
  12. 13. Minor Household Purchases <ul><li>$521.38 </li></ul>
  13. 14. Electronics <ul><ul><li>Jose - $1640 </li></ul><li>47 in 1080p LG Widescreen LCD HDTV - $1,199.95
  14. 15. X-Box 360 250 GB - $299.99
  15. 16. 1 Sanyo Zio -W/Android Tech $139.99 </li></ul><ul><ul><li>Analis - $960 </li></ul><li>1 Sanyo Zio -W/Android Tech $139.99
  16. 17. CPU - $549.99
  17. 18. Monitor/TV 23”- $269.99 </li></ul>
  18. 19. Total Purchase costs <ul><li>Jose and I agreed that I'd pay for the majority of the apartment furnishings since Jose would pay more rent.
  19. 20. We came to this conclusion because I make about - $360, I attained a bigger signing bonus, and I'd get driven to/from work. </li></ul><ul><li>Bonus: $5,000 </li><ul><li>-$2,776.07
  20. 21. -$521.38
  21. 22. -$960.00
  22. 23. =$1,294 </li></ul><li>Bonus: $3,000 </li><ul><li>-$1,000
  23. 24. -$1,640
  24. 25. = $360 </li></ul></ul>
  25. 26. Transportation <ul><li>Jose’s Car: </li></ul><ul><ul><li>Cost – 4.5 grand
  26. 27. Down payment: 1 grand
  27. 28. Monthly fee: $168.33 for 2 years
  28. 29. 5.95% Interest
  29. 30. At Carmax
  30. 31. Because of the close proximity/work schedules – I get driven to/from work every day. </li></ul></ul>
  31. 32. Budget Deductions Analis Total Split Deductions Jose Total Monthly Net $1,967.70 $2,226.14 Rent -750.00 $1267.70 $1750 -1000.00 $1226.14 Transport – Car/Bus -168.33 $1057.81 Fuel -25.00 $1242.70 $60 -35.00 $1022.81 Fios -Cable/Internet -42.50 $1200.20 $85 -42.50 $980.31 Cell Phone - Cricket -55.00 $1150.20 -55.00 $930.31 Insurance -Farmers -75.00 $855.31 Food -90.00 $1060.20 $150.00 -60.00 $795.31 Charities* -75.00 $985.26 Entertainment/Misc -25.00 $960.26 -30.00 $765.31 <ul><ul><li>* ASPCA -$20 Oceana -$20 WildLife Alliance -$20
  32. 33. Rainforest Conservation Fund - $15 </li></ul></ul>

×