We provide you with the facts needed to understand your options and find vehicles that make sense for your needs. Learn the differences and similarities between Savings and Investing. We share how you will experience these choices once you have them in place, before you buy. The information is general enough that it is relevant in most situations and specific enough so you know exactly the questions to ask of your Agent, Banker or Broker. If your Financial Advisor is not Certified to offer these choices or you just need an answer from an expert visit www.ARA123.com (short for (www.AmericanRetirementAdvisors.com) or call us directly at 877-220-1089. We are here to help!